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Why take out a bicycle insurance for a bicycle in Amsterdam?

The Netherlands is a true cycling country. Nowhere in the world is there more cycling than here. Our capital city has nearly a million bicycles. That is more bicycles than the number of inhabitants (883,000 inhabitants). As a result, the theft rate in Amsterdam is higher than in the rest of the Netherlands. It makes sense with all those bikes to get a good bike insurance for your own bike. But what should you look for when taking out bicycle insurance for your Amsterdam bike? And do you need to take measures from your insurer against theft? Answer those questions in this article about bicycle insurance Amsterdam.

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What can you insure with bike insurance Amsterdam?

With bicycle insurance you can insure theft of a bicycle and damage to the bicycle. The basic coverage only pays out for theft, but with more comprehensive insurance you also cover damage to the bike. Often, the bicycle is insured at its new-for-old value and you will be paid the new-for-old value for up to three years after taking out the bicycle insurance Amsterdam. After the three years, depreciation will occur. This means that the insurer then looks at the current value of the bicycle and pays out proportionally to that.

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Bike insurance Amsterdam measures to prevent theft of your bike

In Amsterdam, the risk of theft is higher than in the rest of the Netherlands. For this reason, most insurers have strict requirements to prevent theft. Apart from being careful with your belongings, insurers often require extra prevention against theft. This can be an extra lock or a certified ART lock. These requirements may vary from one insurer to another. So always read the policy conditions of your insurer.

Can you co-insure bike accessories with bike insurance Amsterdam?

Additions on your bicycle are not included in your insurance by default. For example, if you have a bicycle computer, it is wise to insure it additionally. All items that were on the bicycle when you bought it are covered by the insurance. Accessories you put on later yourself are not. The policy conditions of the insurer can give you more insight into this.

Get your bike insurance Amsterdam through Alpina: simple and affordable

Are you considering taking out bike insurance Amsterdam? Then take it out now through Alpina! Thanks to our years of experience, we can offer you the best insurance. Do you still have doubts or questions about our bicycle insurance Amsterdam? Feel free to contact our customer service. They are ready to answer all your questions.

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