Which bicycle insurance should I choose?
Choosing the right insurance is not always straightforward. There are more and more insurers coming on the market for you to choose between. Also, there are often different coverages and additional options to choose between. If you want to get insurance for your bike, you may be wondering which bike insurance policy to choose. With a good bicycle insurance policy, you are covered for theft of and possibly damage to your bicycle. Are you looking for bicycle insurance but not sure which bicycle insurance policy to take? At Alpina.nl we are happy to help you choose!
Choosing bicycle insurance: look at your personal situation
People often find it difficult to decide which bicycle insurance to choose. The most important thing when choosing the right bicycle insurance is that it suits your bicycle. For a brand new electric bike you have to consider other things than a second hand city bike. With a bicycle insurance you are standard insured for theft, but you can also insure damage to your bicycle. For example, do you live in a busy city, where bike vandalism occurs regularly, or do you have a very new or expensive bike? Then it may be wise to also insure the bicycle in case of damage. In addition, the value of your bicycle, where you live and the desired coverage are important.
Which coverages are there for a bicycle insurance?
When you take out bicycle insurance, you can choose from two different types of coverage: Theft + Assistance or Theft + Damage + Assistance. Every year about half a million bicycles are stolen in the Netherlands. Therefore it is good to be well insured in case of theft. Not only for a city bike, but also for an e-bike or racing bike. With an electric bike, the batteries are often the target of thieves. You can also choose to include damage insurance. In that case, you are also insured for damage to your bicycle caused by e.g. a fall, collision or vandalism.
In addition to the standard coverage, you can also take out a number of supplementary coverages. You can expand your bicycle insurance with for instance recourse legal assistance, accident coverage and a breakdown assistance insurance. You can compose your bicycle insurance yourself, so it suits your personal situation.
Take out your bike insurance easily on Alpina\.nl
Do you now know which bike insurance policy is best for your bike? Then you can take it out directly online at Alpina.nl ! That way you can quickly be properly insured on the road. With questions you can always call us, on telephone number 088 - 6883700 or send us a message via e-mail, WhatsApp or Messenger.
Calculate the premium of your bicycle insurance directly!
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
We are here Monday to Friday from 08:00 to 18:00.