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How do you choose a motorcycle insurance policy that suits you?

Dec 21, 2017
3 min reading time

You can call several insurers to ask for motorcycle insurance premiums. It is a way to compare multiple insurers, but it is very time consuming. It can be simpler, faster and more complete. Compare insurance policies online.

Once the license plate comes into your name, an insurance obligation arises. The license plate holder takes care of insuring the vehicle. This is checked. The check works simply. A license plate placed in your name must also be registered with the RDW by an insurer.

How do you find the best insurer?

The easiest way is to insure the motorcycle with the insurer where, for example, your house or car is also insured. Convenient it is, but probably not the best choice for your wallet. You don't want to pay too much, but also certainly don't want to choose insurance with only limited coverage. Use our advanced comparator at Alpina.nl. This is not only the way to find the cheapest insurer, but also the insurance with the best possible coverage. In case of damage, of course, you want to be able to fall back on motorcycle insurance.

Which type of insurance is the best choice?

The best motorcycle insurance is All Risk coverage. For example, the insurer will also pay your own damages in the event of an accident caused by your fault. You can also apply to the insurer for compensation in case of fire and theft of the motorcycle. The limited liability coverage also pays in case of fire and theft and a number of other causes of damage. Theft coverage is especially important, because the risk of theft is high with motorcycles. The most limited coverage is provided by the third-party motorcycle insurance. This form of insurance pays only for damage caused by the motorcycle to others. For repairing your own damage this coverage is of no use.

Does the cheapest motorcycle insurance offer the most limited coverage?

Mistakenly, more expensive motorcycle insurance can be perceived as the better choice. Unfortunately, it doesn't work that way. The differences between various insurers are great, but a higher price often does not account for better coverage. In fact, the cheapest motorcycle insurance policy may offer better coverage than the most expensive one. This is something we have thought about. In fact, we compare not only on the premium, but certainly also on the conditions.

Trade in your current motorcycle insurance policy for a new one

Do you already have motorcycle insurance? Even then you can switch to another insurer. One year after the effective date, you can switch to another insurer. A notice period of one month may apply, but the insurer cannot keep you for a longer period. So even if you already have insurance, you can save.

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  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

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