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boat insurance

Boat insurance

Calculate the premium of your boat insurance directly!

Instant online coverage
Instant online coverage
14-day cooling-off period
14-day cooling-off period
8.2
Insurance assessment

WA

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage

WA + Limited Casco

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage

WA + Full Casco

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage

The popularity of sailing has increased enormously in recent years. Everyone wants to get out on the water, so it is becoming increasingly busy on Dutch waters. Because of this, the chance of accidents and damage is also increasing. Therefore, it is wise to insure your boat before you go on the water. The repair costs of damage to a boat can quickly mount up. By properly insuring your boat with a boat insurance, you can sail with peace of mind and never have any unpleasant surprises.

Insuring a boat starts with comparing

Insuring your boat starts with comparing insurance policies. By comparing boat insurance policies, you will find the one that best suits you and your boat. When comparing, there are a number of things to pay attention to. Not only pay attention to the amount of the premium, but also to the policy conditions. This way you know exactly what conditions the insurer sets for coverage. At Alpina, you can compare boat insurance 100% independently. We are not an insurer, we compare insurance. Moreover, you can compare on price and quality. Not quite there, or do you prefer someone to help you compare? Please contact us! Our insurance specialists are at your service from Monday to Friday. You can reach us by phone between 8 a.m. and 6 p.m. at 030 - 6883700. Of course, you can also send us a message at any time via chat, WhatsApp or Messenger.

Frequently asked questions about insuring a boat

Can I insure a boat in Amsterdam?

Amsterdam is a wonderful place to sail. As you sail your boat through the canals, you will have a wonderful view of the city. Please note, however, that in Amsterdam it is often not possible to take out an all-risk boat insurance. Most insurers find the risk of damage to the boat too great and therefore do not offer all-risk cover. If they do, the premium is often much higher. Fortunately, it is possible to take out third-party insurance. With this you are in any case insured for liability damage.

When should you insure a boat?

There are a number of situations in which you are obliged to take out third-party boat insurance. This is in the following situations:

  • If you want to moor your boat in certain marinas
  • If you are racing your boat
  • At a boat depot
  • In some waterways (or parts thereof)

Read more.

Do I need to insure my boat abroad?

If you want to sail abroad with your boat, different rules apply. In some countries it is namely mandatory to insure a boat. This is particularly the case in countries around the Mediterranean Sea, such as Italy, Greece, Croatia and Spain. You can prove your coverage in these countries with an international certificate of insurance. You can request this certificate from your insurer or agent.

Do I need to insure a hire boat?

Since boat insurance is not mandatory, a landlord does not have to insure his or her boat. However, most landlords do ensure that their boats are insured. This means that in case of damage to the boat, the insurer will reimburse the costs. Often there is an excess for the tenant. With some landlords, you can also buy off the excess, so that you are 100% insured. Always check this carefully in the rental conditions.

Is boat insurance compulsory?

No, in the Netherlands it is not legally compulsory to insure a boat. You are only obliged to take out third-party insurance in a few situations. Although a boat insurance is not compulsory, it is often wise. Especially if you often go out with your boat. Whether you have an older, second-hand boat or a brand new one: third-party boat insurance is always a good idea. With WA-insurance you know for sure that you are well insured for liability damages. Because boating is becoming more and more popular, our waters are getting more and more crowded. Because of this, an accident is in a small corner. The repair costs of a boat can mount up considerably. If there is also personal injury, the costs are even higher. With a boat insurance, you can go on the water with peace of mind.

Boat insurance against theft

When insuring your boat, you can choose from three different types of coverage: Third Party, Limited Comprehensive or All-Risk. When you take out a WA-boat insurance, it means that you will only be compensated for liability damage. If you cause damage with your boat to someone else, the insurer will compensate this. Damage to or theft of your own boat is not covered with WA boat insurance. If you want to include theft in your insurance, you can take out WA + Casco boat insurance. This policy covers theft of the boat and damage caused by fire, spontaneous combustion, explosion, joyriding, storm and hail. If you opt for Full Comprehensive Vehicle insurance, you are also insured for damage to your own boat, even if the damage is your fault.

What does it cost to insure a boat?

The cost of insuring a boat depends on various factors:

  • The type of boat
  • The boat's engine
  • The coverage you choose
  • Any claim-free years you have accumulated with a boat insurance policy in the past
  • Any membership in a water sports club

We recommend that you use our calculation module to make a calculation. After entering a few details, you will immediately see the possible insurances that are suitable for your boat. You can easily compare these insurances.

How can I insure my boat as cheaply as possible?

A boat is a valuable asset and, let's face it, expensive enough as it is. So it is only natural that you would like to save a little on your boat insurance. Many people look for the best way to insure their boat as cheaply as possible. What is the cheapest boat insurance for you depends on your personal situation. Do you have a brand new motorboat? Then the boat insurance will not be as cheap as for example a small sloop. To find the cheapest boat insurance, we recommend to always compare boat insurances. This way you can easily find the best and cheapest boat insurance for your situation.

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