What is all-risk moped insurance?
When purchasing moped insurance, you can choose from a variety of coverages. One such coverage is all-risk moped insurance. This is the most comprehensive coverage. With all-risk moped insurance, your moped is insured for fire, theft and collision, among other things. In addition, you are also insured for damage to your own moped, even if it is your own fault. On Alpina.nl you can read all about the all-risk moped insurance.
What are the advantages of an all-risk moped insurance?
There are several advantages to an all-risk moped insurance. The biggest advantage is the extensive coverage. You are obliged to have at least a WA-moped insurance. This only insures you for damage you cause to others. Damage to your own moped is not covered. With an all-risk moped insurance, almost all damage to your moped is insured, even if you yourself are responsible for this damage. In other words, your moped is fully insured. You will also receive (partial) compensation if your moped is stolen. Always read carefully in your insurer's policy conditions which measures you have to take yourself. A condition is often that you have to use a category 3 ART-approved lock. An all-risk moped insurance is recommended if you have a very new or expensive moped.
Third-party liability (mandatory)
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own moped
WA Theft and Fire
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own moped
WA Theft, Fire and Collision
- Free recovery service
- Damage to others
- Theft and fire damage
- Damage to own moped
What does all-risk moped insurance cost?
An all-risk moped insurance has the most extensive coverage and is therefore the most expensive moped insurance. Besides the coverage there are other factors that determine the premium, such as your age, place of residence, the value of your moped and the number of years without claims that you have built up. To give you an idea of the costs, we have calculated the premium for two different situations:
| Moped speed | 25 kilometres per hour | 45 kilometres per hour |
|---|---|---|
| Cover | All-risk | All-risk |
| Age of driver | 18 | 30 |
| Postcode | 1187 RH (Amstelveen) | 3925 EE (Scherpenzeel) |
| Claim-free years | 0 | 7 |
| Catalogue value | €900 | €1800 |
| Insurer | Unigarant | A.S.R. Advantage Package |
| Premium per month | €96,67 | €10,53 |
Take out all-risk moped insurance directly with Alpina
At Alpina\.nl, we have the right moped insurance for every moped. With our online comparer, you can compare different insurers. This way you can find the best moped insurance at the lowest price. Have you found the right insurance for you and your moped? Then you can purchase it directly online!
Do you still have questions or would you like to consult us? Our insurance specialists are ready for you! You can reach us Monday to Friday from 08.00 to 18.00 on 088 - 6883700. You can also send us a message via chat, WhatsApp or Messenger.
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