What types of cover are there for a minicar insurance?

Do you have a moped? Then you need to take out a moped insurance. Choosing a cover for your minicar insurance can be quite difficult. To find the right premium, it is important to compare different providers. Both on price and content. Do not immediately go for the cheapest minicar insurance, but look especially which coverage you want to choose. When taking out minicar insurance you can choose between the following coverages:

• Third-party liability (WA)
• WA + Theft and Fire
• WA + Theft, Fire and Collision

We explain below the difference between these three coverages.

WA coverage

Everyone who owns a motor vehicle must at least take out third-party insurance. This also applies to a moped. This is the basic and cheapest minicar insurance. With a WA-coverage, damage that you cause to others is compensated. Both damage to the minicar or other belongings and personal injury. Damage to your own minicar is not insured.

WA + Theft and Fire

You can also choose for a WA coverage with Theft and Fire. With this, you are not only insured for damage you cause to others with your minicar, but also for theft or fire damage. A WA + Theft and Fire coverage often costs a little more, but then you are much more extensively insured.

WA + Theft, Fire and Accident

The most extensive cover for your motorbike insurance is WA + Theft, Fire and Collision. Besides the WA-coverage and compensation for theft and/or fire damage, now also damage to your own minicar (for example due to a collision) is covered.