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Leakage thatched roof: is it covered by the building insurance?

A professionally installed thatched roof can last up to 25 years. If you maintain the thatch roof well, it can even last 10 to 15 years longer. However, even if you maintain your roof well, problems may still arise, such as leakage. Heavy rain and stormy weather are becoming more common in the Netherlands. That is why it is important that you insure your house with thatched roof properly with a buildings insurance. But does a leakage in a thatched roof also fall under the coverage of a building insurance? We tell you!

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thatched roof leakage

What kind of leakage does a building insurance cover?

In principle, leakage falls under the coverage of a building insurance, but an insurer often sets a number of conditions. Damage caused by leakage is covered if it is caused by one of the following:

  • Leakage of the central heating, water pipes or connected installations
  • Leakage of roofs or gutters
  • Water damage due to storm
  • Leaks caused by freezing of central heating or water pipes

Damage caused by a neighbour's leak is not always covered by the insurer. You can check this in the policy conditions. If your building insurance company does not offer coverage for this, you may be able to recover the damage from the neighbour's liability insurance company.

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Leakage in a thatched roof

Roof leakage is therefore covered by a building insurance policy. It does not matter what material your roof is made of; even a thatched roof can be insured. It is important, however, that you take a number of measures to limit water damage, such as getting your belongings to safety and collecting the water as well as possible to prevent further damage.

It is also important that you report the damage to your insurer as soon as possible. You can also take photos and film footage of the damage to ensure that you are compensated for the correct amount.

Take out property insurance for your thatched roof through Alpina

If you take out buildings insurance for your thatched roof, you can be sure that you are properly insured in the event of a leak. Don't forget to compare various providers in advance. This is very easy to do with our online comparator. You will immediately see an indication of the insurance premium. Have you found the right insurance? Then you can take out the insurance with us directly online.

Of course, you can always consult with one of our insurance specialists. They can answer all your questions and give you good advice. So don't hesitate to contact us! You can reach us by phone from Monday to Friday from 08.00 to 18.00 on 088 - 6883700. Of course, you can also send us a message via chat, WhatsApp or Messenger.

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