Can I get car insurance for my convertible?
Are you the proud owner of a convertible? Then summer is probably your favourite season. On a beautiful summer's day, there is nothing better than taking a trip in your convertible, with the sun on your face and the wind in your hair. Sounds perfect right? In order to enjoy your convertible, it is important to have the right car insurance. We would like to help you get the best car insurance for your convertible. This way, you can be safe on the road, as soon as the sun starts shining!
What is a convertible?
Cabrio is an abbreviation of the word cabriolet. A cabriolet used to be a coach of which you could fold open the roof. The very first cars made were exclusively cabriolets. So a convertible is a car whose roof can be opened. Nowadays, convertibles come in all shapes and sizes.
What does car insurance for my convertible cost?
Convertibles are popular cars. This makes them, especially the models with a cloth roof, extra vulnerable to burglary. You often hear of the fabric roof being cut off by thieves. Therefore, it is important to insure your convertible properly. The cost of your convertible car insurance depends on the type of coverage you choose. You can choose from:
- Third-party insurance: With third-party insurance, you are insured for damage that you cause to others with your convertible. Third-party insurance is mandatory in the Netherlands. You have to choose at least a WA-coverage. It does not cover theft or damage to your own car.
- WA + limited hull: You can also choose for a WA + limited hull insurance. This is also called a WA+-insurance. With a WA+ insurance you are also insured for damage caused by fire, lightning, hail, storm, broken windows or stray animals and for theft.
- All-risk insurance: The most comprehensive cover is all-risk cover. The name says it all: with all-risk insurance, you are insured against all risks. That means the aforementioned damage and damage to your own car, even if it is your fault. Of course, all-risk insurance is the most expensive of the three.
Furthermore, the cost of your convertible car insurance depends on your age, your postal code and the number of claim-free years you have accumulated.
How can I get convertible car insurance at the best price?
When taking out a car insurance policy, you can also choose various supplementary insurances. You can tailor these to your personal situation. Does your family often ride in the convertible? Then you can consider a passenger insurance or an accident insurance. That way, all passengers are insured in case of injury. Or you can insure breakdown assistance or legal aid. Of course, the more additional insurances you take out, the higher the premium will be. Do not forget to check for double insurances. Have you already taken out a separate breakdown cover? Then you do not need to insure it again with your car insurance. This way, you can save on the costs of your convertible car insurance.
Compare auto insurance policies on Alpina.nl
Comparing auto insurance can save you a lot of money on an annual basis. After all, one insurance policy is not like another. Through Alpina you can easily compare different insurers on price and content. At Alpina we have almost 50 years of experience in comparing and arranging car insurance. Using the license plate number, we can find out all the details of your convertible. After entering some personal data and the number of years without claims, the comparison can begin.
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
We are here today until 18:00