Insuring Ferrari

Ferrari is perhaps the most famous car brand in the world. When the word "sports car" comes to mind, most people think of a Ferrari first. Also because of their success in the Formula One world, a Ferrari is one of the most sought-after sports cars in the world. Moreover, there is even a Ferrari theme park: Ferrari Wold in Abu Dhabi. Are you the (future) proud owner of a Ferrari? Then of course you want to be properly insured, preferably without paying a lot of money. At Alpina.nl you can easily insure your Ferrari. Moreover, you can calculate your premium online, so you can see exactly what you will spend each month.

Why insure your Ferrari?

Ferrari's are beautiful, luxurious cars. When a Ferrari drives on the road, it is often admired. Not only by car enthusiasts, but also by thieves. After all, a Ferrari is an expensive and valuable car. Therefore, it is important for Ferrari owners to have a good car insurance. However, not every insurer can insure an expensive car like a Ferrari. An expensive car comes with more risk, because the chances of it being broken into or stolen are higher than for a cheaper car. Therefore, not every insurer will accept an application for a Ferrari insurance. Fortunately, there are still plenty of options for insuring a Ferrari. Want to find out which insurers you can go to? You can enter the license plate number of your Ferrari in our online comparison tool. You will then receive an overview of possible insurers.

What does it cost to insure a Ferrari?

A Ferrari is an expensive car to buy and maintain. Therefore it is automatically more expensive to insure than, for example, a Fiat Panda. Not every insurer can insure a Ferrari. The fact is: the more expensive the car, the bigger the risk for the insurer. Not only are the repair costs of a Ferrari very high, the car is also a popular target for criminals. The chance that the car will be broken into or stolen is higher with an expensive car than with a cheaper car. Moreover, if an expensive car is stolen, the damage amount for the insurer is very high. That is why some insurers are reluctant to insure an expensive car like a Ferrari.

The cost of Ferrari insurance depends on a number of factors, including:

• Your age
• Your postal code
• The number of claim-free years you have accumulated
• The desired coverage for the car insurance

Insurers often make a number of demands when insuring a Ferrari. The car must have a good security system, usually SCM security class 3, in combination with classes 4 and 5. This reduces the risk of theft and burglary.

What cover do you need for your Ferrari insurance?

When taking out a car insurance policy, you always have the choice of three different types of cover: WA, WA + limited casco or All Risks. Which cover you should choose depends on the current market value of your car and your personal situation. A Ferrari generally has a high current value, which makes extensive coverage advisable. Below we will explain all the coverage options.

WA

WA stands for third-party liability. Every car owner is obliged to take out liability insurance. With WA insurance, you are insured for damage that you cause to another person. Damage to your own car is not covered under this policy. For this you have to take out a more extensive cover.

WA limited casco

A WA limited casco car insurance has a broader coverage. With this policy you are also insured in case of:

• Collision with stray animals
• Hail and storm damage
• Lightning damage
• Fire and explosion
• Window breakage
• Theft and damage due to attempted theft

Often you pay only a little more per month for WA limited casco, while you are insured for much more.

All-risk

Finally, there is the All Risk Car Insurance. This is the most extensive coverage. Besides all mentioned damages you are also insured for damages to your car caused by your own fault. An All Risk cover is therefore often taken out for very new cars and cars with a high current value.

Calculate the premium for your Ferrari insurance in 4 steps

Insuring your Ferrari doesn't have to take much time. Within just a few minutes, you can compare different providers. You will not only see the premiums, but also the corresponding policy conditions. This way you can easily find the best car insurance for your Ferrari. Moreover, you can take out this insurance directly online at Alpina.nl . Taking out Ferrari insurance is done in 4 simple steps:

Step 1: Enter the registration number of your Ferrari

Based on the license plate, we can already fill in some information about your car for you. For example, the model, year of construction and fuel type. We need these details to calculate the premium. If you do not have your car's registration number at hand, you can also enter these details manually. This makes no difference to the calculation of the premium. When you take out the final insurance policy, you will need the license plate number.

Step 2: Fill in the details of the regular driver

Next, you fill in some data about the regular driver. The regular driver is the person who drives the car the most. Often this is the policyholder, but this can also be your partner. The only condition is that your partner lives at the same address. The premium for a car insurance is based on the data of the regular driver. The age and place of residence are important.

Step 3: Choose your Ferrari insurance cover

Next, select the desired coverage for your car insurance. When choosing a cover, you can look at the age and market value of your car. A Ferrari is an expensive car with a high daily value. All-risk car insurance is often taken out for such cars. All-risk car insurance pays for damage to your own car, regardless of how it happened (except for deliberate damage). You pay the most premium for an all-risk car insurance, but you are extensively insured. So you can drive with a safe feeling in your Ferrari.

Step 4: Compare the best car insurance and take out insurance online!

After filling in the required information, you will receive an overview of all the insurers that offer suitable car insurance. You can easily compare these offers on price and content. Don't just go for the cheapest insurance, but also take a good look at the coverage and conditions. After all, you own an expensive car and it deserves a good car insurance. For the right Ferrari insurance you don't pay too much and you don't compromise on the coverage.

Directly insure your Ferrari on Alpina.nl

You can easily insure your Ferrari online. After completing the application we will forward it to the insurer. The insurer will then inform you whether or not you have provisional cover. In most cases the insurer will give you a provisional cover. This means that you can immediately use the road with your Ferrari. After reviewing the application the insurer will change the provisional coverage into a definitive coverage.

Do you have any questions about taking out car insurance? Then please do not hesitate to contact us! We are available Monday through Friday from 08.00 to 18.00 on 088 - 688 3700. You can also send us a message via chat, WhatsApp or Messenger.