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Home Car Insurance Without an address

Can I get car insurance without an address?

When taking out car insurance, in addition to some information about the car, you also fill in your personal data. These are for example your date of birth, zip code and house number. Do you not (yet) have a permanent address in the Netherlands? Then it will be difficult to get a car insurance. Without an address you can not get car insurance. We are happy to tell you more here.

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car insurance without address

Address affects premium

One of the reasons you can't get car insurance without an address is because your address affects the premium. Insurers look mainly at statistics here. It turns out that more car accidents happen in the Randstad than in rural areas, for example. So if you live in the Randstad, you will probably pay more premium for car insurance than someone who lives outside it. It may even happen that premiums are considered on a street-by-street basis. Without an address, an insurer usually cannot accept an application for car insurance.

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No address because you are staying abroad for an extended period of time

Are you going abroad for a longer period of time? If so, you should always notify your insurer. If you are going abroad temporarily, suspending the car might be an option. You don't have to have car insurance then either. If you are going to live abroad permanently, you cannot take out Dutch car insurance. To get a car insurance you have to be registered in the Netherlands. Because of this, as soon as you deregister in the Netherlands, the car insurance will be terminated.

Obtaining car insurance at a different address

It is not possible to take out car insurance at another address. This is because this is not permitted. When taking out car insurance, you must fill in all the details truthfully. Moreover, your place of residence and zip code affect the amount of the premium. Without the correct information, an insurer cannot make a good premium calculation. Moreover, if you provide a false address when taking out insurance, you are liable to punishment.

The only insurance you can get without an address is health insurance. In that case, you must have a letter address recorded in the Basic Administration of Persons (BRP). The municipality can help you with this. For car insurance, unfortunately, this is not possible because you do not live at the letter address.

Questions about car insurance without an address? Get in touch with us!

So unfortunately it is not possible to get car insurance without an address. We are happy to think with you about insuring your car. Please contact us. We are available Monday to Friday from 8 a.m. to 6 p.m. by phone at 030 - 688 37 00. You can also always send us a message via chat, WhatsApp or Messenger.

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  • To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.

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