800,000+ customers
27 locations
92% recommend us

What does continuous travel insurance cost?

You've probably been looking forward to it for a while and it's almost time: on holiday! Whether it's a relaxing sun holiday, adventurous winter sports or interesting city trip: you want to be well insured on your trip. With a comprehensive travel insurance you can safely go on holiday all year round. But what are the costs of a continuous travel insurance? And are you really cheaper than when you take out a short-term travel insurance? Below we have listed all costs of a continuous insurance.

Cost of continuous travel insurance

Whether or not a continuous travel insurance is more advantageous than a short-term travel insurance depends on two factors: the family composition and how often you go on holiday per year. In general, it is cheaper for families to go on holiday for more than two weeks per year. Do not only think about your summer holidays, but also your weekends away or that last minute in the autumn. For couples, it is already cheaper to go on holiday for three weeks and for singles for four weeks per year. This does not have to be a continuous period. When you book a short holiday several times a year, the costs of a continuous travel insurance are also cheaper.

What are the average costs of a continuous travel insurance?

The average costs for a continuous travel insurance vary from person to person. The amount of your premium depends on a number of factors:

  • The number of persons for whom the continuous travel insurance is taken out
  • Whether you go on holiday inside or outside Europe
  • The coverages you choose

When calculating the premium, you can choose various additional coverages. You should therefore think carefully about what exactly you want to be insured for. You can think of the following coverages: Baggage, Medical Expenses, Driver Assistance, Accidents, Money, Special Sports and Business Travel.

When you plan to go rafting on your trip, you might consider switching on the cover for Special Sports. You can compose your continuous travel insurance completely by yourself. Of course, the more coverings you activate, the higher the premium will be. This way you can determine the costs of your continuous travel insurance yourself.

In addition to the amount of cover you choose, the excess also influences the level of your premium. The amount of your deductible determines how much you yourself pay in the event of damage. The higher the excess, the lower the premium.

What does it ultimately cost per year?

With a continuous travel insurance you are insured for one year against theft and damage while travelling. You do not have to worry about travel insurance the whole year: you can travel safely at any time. You can choose the date on which you want the continuous travel insurance to start. From that moment on you start paying premiums. After one year you can extend or stop the insurance.

costs of continuous travel insurance

What are the costs of a family travel insurance?

You can choose to take out continuous travel insurance for your entire family. This way, your partner and children living at home are insured throughout the year as well. Your children do have to live at the same address. The premium will be higher, but in the end it is cheaper than when you take out a separate continuous travel insurance for everyone. This way you can easily save on the costs of your continuous travel insurance.

Need continuous travel insurance? Calculate your premium!

How can I save on my continuous travel insurance?

A holiday is often expensive enough, so it's understandable if you want to save some money. You can look at the insurances you already have. Do you already have a foreign breakdown cover with your car insurance? Then you do not need to activate this coverage again with your travel insurance. The same applies for the coverage medical costs abroad. If you have already taken out this cover through your health insurance, it is a waste of money to do that again with your travel insurance. Always check if you are indeed insured for help abroad.

Now you may ask yourself: can't I just save money by not having any travel insurance at all? You are not obliged to have travel insurance, but it is highly recommended. The costs you will end up spending per month are a lot lower than the unforeseen costs on a trip. For a few euros a month, you can already have a continuous travel insurance. In case of damage or accident, you will end up spending much more money without travel insurance!

Compare continuous travel insurance

The amount of the premium of your travel insurance varies per insurer. It is therefore best to compare the different continuous travel insurances with each other. This can be done easily with our online tool. This way you will quickly see which continuous travel insurance best suits your needs. Do not only look for the cheapest options when comparing, but especially consider which coverages are important to you. That way, you will not have any unpleasant surprises while travelling.

Are you having problems or do you have any questions? Then of course you can always reach us by phone at 088 - 688 37 00. We'll be happy to help!

Calculate the premium of your continuous travel insurance directly!

Now with free recovery service

We can be reached via Chat, Whatsapp, phone or email

Please feel free to contact us if you would like to know more.
We are here today until 18:00

get in touch