Which mobility scooter insurance should I take out?

When you have bought a mobility scooter, the next step is a good mobility scooter insurance. Just as with a car is a WA insurance mobility scooter minimum mandatory. You are then insured for damage that you inflict on others with your mobility scooter. A more extensive mobility scooter insurance is the WA full casco coverage. But which mobility scooter insurance should you close now?

Take out mobility scooter insurance: which coverage do you opt for?

The third-party insurance for your mobility scooter is a minimum requirement. This insures you against damage that you yourself cause to the other party. Damage to your own mobility scooter will not be paid for. Can the damage be recovered from the person who caused the damage? In that case you can try to hold the other party liable. With a WA-coverage, the insurer will not do this for you.

With WA-casco coverage, you are much more broadly insured. In case of a collision you will be paid for the damage to your own vehicle, but the coverage is broader than that. Your mobility scooter is also insured against theft, vandalism, joyriding and damage. There is no working with claim-free years, like with a car insurance. Unlike for example the car insurance, there is no working with claim-free years. So, if you claim a loss on your insurance, the premium for the insurance will not increase in the next insurance year.

Compare mobility scooter insurance? Calculate your premium!

Which mobility scooter insurance?

You now know what cover is available for your mobility scooter. But which mobility scooter insurance should you take out now? The choice of coverage depends on your personal situation and wishes. The WA-insurance is often chosen for older mobility scooters with only a small value. This is also the cheapest form of insurance. The costs vary from a few tenners to a little over a hundred euros for a year. Read more about the premium of a mobility scooter insurance here .

However, a mobility scooter with a value of a few thousand euros is not only insured against legal liability. In an accident caused by you, with this coverage, the damage to your mobility scooter is not paid by your insurer. In that case you choose the all-risk coverage.