Take out motorhome insurance

You can get motorhome insurance at Alpina.nl . Is your RV already insured, but are you curious about what other insurers are charging you? You can compare the premium in a few steps without obligation and for free. The savings will probably be so great that you won't pass up the money. And rightly so! Switching is so easy.

With a motorhome you want to be on the road safely and well insured. But as you may have noticed, they are not cheap insurances. Especially the all-risk motorhome insurance is pricey. We explain in four steps what a self insurance for motor home means. After reading, you can get started right away and compare several insurances.

Step 1. What are the characteristics of the camper?

Taking out the insurance begins with providing insight into the details of the motor home. We do this on the basis of the registration number. Our advanced comparison tool retrieves information about the motor home from the RDW. Now important data like the weight and year of construction are already known. On the first page of the comparison you will be asked for your date of birth and postal code. The basic data for the comparison are now available.

Step 2. How do you want to insure the motorhome?

In the next step you can already choose a form of insurance. It is a preliminary choice. Based on the premiums, you can still opt for a different cover later in the process. You can choose from the following three types of insurance:

• Civil Liability(WA)
• WA limited casco
• WA casco (all-risk)

At this stage, it can be difficult to make a choice. Ideally, you would like the most comprehensive all-risk motorhome insurance, so that in the event of an accident you will also receive a payment for repairing your own damage. But the insurance should be affordable.

Step 3. More information about the motor home

You can only take out a motor home insurance if you use the motor home recreationally. Furthermore, the insurer is interested in how many kilometres you drive per year with the campervan. This says something about the chance of damage. Also the catalogue value will be asked. This is the value of the camper at the moment you bought it new. It is not a disaster if you do not know this. In some cases, this information can also be retrieved from the RDW on the basis of the registration number. You can probably estimate the current value reasonably well. You can also insure the camper against an appraised value. An expert valuation is necessary for this.

Step 4. Take out motorhome insurance

At this stage of the comparison, you get to see various insurance policies. At a glance, you can also see how much excess the insurer charges. This is not unimportant when choosing the right insurance. You can now also compare the premiums of the different types of insurance. Have you not chosen the most comprehensive insurance? Select this type of insurance and you will immediately see what it will cost you. It is best to choose the most comprehensive cover.

Using the savings for better coverage

Are you going to take out insurance because it will save you a lot of money? If your motor home is not currently insured against third-party liability, you can use the savings for a more comprehensive insurance. Please realise that WA and WA limited hull insurance carry the necessary risks. In case of an accident where you are held liable, the damage to your own motor home will not be paid for. This damage can be so severe that you will lose your camper.