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Funeral insurance for students roses

Funeral insurance for students

Want to take out funeral insurance? Get in touch with us!

As a student, you undoubtedly think about the future regularly, which makes funeral insurance no luxury. Perhaps you are wondering why you need to start thinking about your funeral now and what is the added value of taking out funeral insurance at a younger age? It is indeed interesting to take out such insurance as early as possible, even if you are still studying.

Why is this the case? Is there a specific funeral insurance policy for students? What are the benefits of buying funeral insurance at a young age? These questions are answered here so that you are not left in the dark.

Funeral insurance for student group of people

Is there special funeral insurance for students?

The answer is no, there is no specific funeral insurance for students. Therefore, this means that students will also not receive a special discount when taking out such insurance. On the other hand, taking out funeral insurance at a young age is very interesting for several reasons.

So how come and what can you expect? Read on for more info and advice so that you are well prepared even at this stage of your life.

Taking out funeral insurance? Get in touch with us!

Why should you buy funeral insurance as a student?

The younger you are, the lower the premium

A first major advantage of taking out your own funeral insurance early is that you will then pay a lot less premium than later in life. This is because the risk of death as an 18-year-old is much lower than at, say, age 75. The insurer knows this and therefore charges a lower premium for funeral insurance for young people or students.

Exactly how much do you pay in monthly premium with such a funeral insurance policy? On average, that amount is around 5 or 6 euros, depending on the insurer. Just keep in mind that you usually pay more if you want an extended or larger funeral later!

Lifetime coverage at an early age

In doing so, you enjoy lifetime coverage if you purchase funeral insurance early. Before you turn 18, you are most likely included in your parents' funeral insurance. This means they won't pay an extra premium to have you included in their insurance.

Once you are no longer co-insured with your parents, it is a good idea to get your own funeral insurance. That way, you won't have to worry about that at all and you can be sure that your funeral can be financed later.

You have a choice between different funeral insurance policies

Then, even as a student or young adult, you have the opportunity to choose between different funeral insurance policies depending on your personal wishes. For example, do you want insurance where your next of kin will eventually receive a sum of money? Then Capital Insurance is the best option. This also allows your loved ones to choose which products and services to purchase in connection with your funeral.

In turn, Natura insurance is the best option if you want to relieve your loved ones on a practical level as well. After all, this insurance comes with a complete package of services and products defined in advance.

No headaches for you and your family

A final important benefit of taking out funeral insurance as a student is that you are taking the bull by the horns and making arrangements for everything related to your funeral at an early age. While your funeral and your own death may not seem immediately important at this time, it is still worth taking out funeral insurance as soon as possible.

The later you do so, the more likely you are to have headaches. After all, you don't want to deal with the financial and practical side of your funeral until you are older. In doing so, you also prefer to spare your family from all the responsibilities involved.

Insure your own funeral now with the right funeral insurance policy

A funeral is an important step after a death and shows respect for the deceased himself and the next of kin. Unfortunately, a funeral and everything involved costs a lot of money these days, up to 12,000 euros or more. As a student, you can secure yourself in this area by purchasing funeral insurance as early as possible.

Most students choose to have their funeral insured up to 7,000 euros. A nice amount that offers a lot of options while also not incurring too many monthly premium costs. This is a win-win situation that you can benefit from as a student, especially since, at a young age, you probably also have less money available.

Want to take out funeral insurance? Get in touch with us!