Taking out WGA gap insurance for my employee: is that possible?
If an employee is more than 35% incapacitated for work, they will face the WGA. The WGA gap is the loss of income that can occur when an employee is on long-term disability. There is a WGA gap if the employee receives WGA continuation benefits, whereby the total income falls below 70% of the annual wage insured for him. If a WHA gap occurs, it means that your employee's income drops significantly, by up to 30% of their former income. To protect your employee from this, as an employer you can take out WGA gap insurance. We tell you more about it in this article at Alpina.nl .
Why a WGA gap insurance for your employees?
WGA gap insurance is not mandatory insurance. However, a WGA gap insurance can be a pleasant insurance for your employees. It is a supplement to the statutory WIA benefits. With a WGA gap insurance you give your employees more financial security. Moreover, it is an attractive secondary employment condition. It is often seen as a sign of good employment practices.
Below we list the benefits of WGA gap insurance for you:
- A WGA gap insurance fills the WGA gap up to the AOW age
- The insurer offers assistance in the reintegration of the employee
- The insurance contributes to the financial well-being of your employees
- The premium for WGA gap insurance is tax deductible
- The benefit is stable in value
Collective WGA gap insurance
You can offer WGA gap insurance collectively to your employees. Your employees can then decide for themselves whether they want to participate in the insurance or not. Although WGA gap insurance is not required by law, some collective labor agreements require that such insurance be taken out. Therefore, always check this in your CLA.
Request a free, no-obligation quote on Alpina\.nl
At Alpina.nl you can request a free, no-obligation quote for WGA gap insurance. This way you will know exactly what you will pay in premium later on. To request the quote we need some information about your employees and your company. Based on this information we can prepare an accurate quote for you. Do you have any questions about requesting a quote or taking out WGA gap insurance? Then please contact us!
Request a quote for a WGA gap insurance!
We can be reached via Chat, Whatsapp, phone or email
Please feel free to contact us if you would like to know more.
We are here Monday to Friday from 08:00 to 18:00.