As a self-employed person, do I need to take out business legal assistance insurance?
As an entrepreneur, you have to deal with many different stakeholders, such as suppliers, debtors and carriers. As a result, a legal conflict is sometimes just around the corner. Perhaps you are dealing with a supplier who fails to deliver on time or at all, or a debtor who refuses to pay. At such times it is nice to get legal help. Without legal assistance insurance for the self-employed, legal help is quite expensive and the costs can quickly run into the hundreds or even thousands of euros. Especially if you have just started as a self-employed person, you probably have not built up a large buffer yet and this is an amount that you probably cannot afford to lose. With a business legal assistance insurance you will be reimbursed for legal help up to a certain amount.
As a self-employed person, am I obliged to take out business legal assistance insurance?
No, it is not compulsory for a self-employed person to take out business legal assistance insurance. It is, however, worthwhile to have a look at it, because a business legal assistance insurance is a useful addition to your insurances. It is best to take out all your insurances immediately when you start working as a self-employed person. For almost all insurances it is necessary that they have already been taken out before you can make use of them. If you take out business legal expenses insurance while you are already embroiled in a legal conflict, you are actually too late. The insurance often does not provide cover. Sometimes an insurer does help, but charges considerably higher fees. To avoid this, it is better if you take out legal expenses insurance in advance.
What does a business legal assistance insurance for ZZP cost?
Costs are often a factor when considering whether or not to take out business legal expenses insurance. As a starting entrepreneur, you probably already have enough expenses. The monthly premium for a business legal assistance insurance is at most a few tens of euros. This does depend on the choice of coverage. The standard coverage of a legal assistance insurance consists of traffic, debt collection and business or professional practice. In addition you can supplement the insurance with legal assistance for motor vehicles and/or legal assistance for private persons.
Compared to hiring a lawyer, the costs of a business legal expenses insurance are low. Moreover, with this insurance the costs of legal assistance, such as litigation costs and costs of independent experts, are also (partly) reimbursed.
RCompare legal expenses insurance for freelancers
There are different types of legal expenses insurance. Which cover is best for you depends on your profession and the type of work you do. After all, as a supplier of flowers you may expect other conflicts than when you are an accountant. With our online comparator you can easily calculate the premium for a legal expenses insurance. After entering a few details about you and your company, a number of insurance policies with the corresponding premiums and policy conditions will appear. You can compare these on price and content. Once you have found a suitable insurance, you can take out the policy directly online. By comparing them, you can be sure that you are choosing the best insurance for your company.
Take out your business legal expenses insurance directly on Alpina\.nl!
We know that the supply of ZZP insurance can be quite overwhelming. After all, which types of insurance do you really need as a ZZP person? If you decide to take out business legal expenses insurance, you can do so easily and quickly at Alpina.nl. Do you still have questions or would you rather consult us before you take out the insurance? Then be sure to contact us! You can call us Monday through Friday from 8 a.m. to 6 p.m. at 088 - 6883700. Of course, you can also send us a message at any time via chat, WhatsApp or Messenger.
Calculate the premium of your ZZP insurance directly!
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