What is the meaning of WIA insurance?

Once your employee has been unable to work for more than two years, the employer’s obligation to continue paying wages ceases. In that case, your employee falls under the WIA. They will then receive WIA benefits from the UWV. As an employer, you can take out supplemental WIA insurance to provide your employee with greater financial security. In this article on Alpina.nl , we Alpina.nl you more about what WIA insurance entails and how to take out this insurance.

An employee is eligible for WGA benefits if they have been on sick leave for two years or longer and are between 35% and 80% unable to work. Even if your employee is more than 80% unable to work but has a chance of recovery, they are eligible for WGA benefits. An IVA benefit is for employees who are fully and permanently unable to work. In that case, the employee is unable to work or can work only very little, and there is a very small chance of recovery. This usually involves a disability rate of 80%.

What is WIA insurance?

If your employee becomes eligible for WIA benefits after two years of incapacity for work, they will receive statutory WIA benefits from the UWV. As an employer, you can also take out WIA insurance for your employees. WIA insurance supplements the WIA benefits your employee receives in the event of long-term incapacity for work. By taking out WIA insurance, you are essentially providing an extra financial safety net for your staff.

What are the benefits of WIA insurance?

Taking out WIA insurance has several advantages, both for you as an employer and for your employees:

• Your employee's income will be supplemented, depending on the type of benefit.
• The insurer offers assistance with the reintegration of your employee.
• WIA insurance contributes to the financial well-being of your employees.
• WIA insurance is a good secondary benefit for your employees and is recognized as a sign of good employment practices.
• The premium for WIA insurance is tax deductible.
• The benefit is index-linked.

Request a quote for WIA insurance directly at Alpina.nl!

Taking out WIA insurance does not have to take much time at all. The first step is to request a quote. To do this, we need some information about your organization and your staff. This will enable us to provide you with an accurate quote. You can then compare the offers yourself in terms of price and content. This means you can immediately see how much you will be paying in insurance premiums each month. If you have any questions about WIA insurance or the quote, please do not hesitateto contactus!