Business Liability Insurance for Self-Employed Individuals

It can be difficult to find the right self-employed professional liability insurance. There are countless providers offering different policies, policy terms, and (especially) premiums. To get a clear overview, you can compare self-employed professional liability insurance policies at Alpina.nl. You’ll receive a list of suitable solutions from various providers, allowing you to make an informed decision. Because there are so many differences among self-employed professionals, we also ensure that the self-employed business liability insurance policies we offer are truly tailored to your needs. This way, you’ll always have an affordable, low premium with the best possible coverage.

Please note: Self-employed business liability insurance is not the same as comprehensive self-employed liability insurance. It does not cover financial losses resulting from negligence or misjudgments during your work. For this, you’ll need to purchase self-employed professional liability insurance.

The term “business liability insurance” is often abbreviated as AVB (business liability insurance). At Alpina, we offer AVB policies for self-employed professionals in various industries. The risk of liability varies greatly by industry and even by profession. As a result, the cost of a self-employed AVB policy is partly determined by the profession you practice. At Alpina.nl, you can specify this directly in the comparison tool, allowing us to factor it into the quotes we provide you.

You are considering purchasing a financial product without prior advice. This is known as “execution only.” You are making the decision yourself that, in your judgment, this product best suits your situation. We are therefore required under the Financial Supervision Act (Wft) to inform you of the following:

In the case of “execution only,” our services are limited to acting as an intermediary and providing support in connection with the purchase of the financial product you have selected yourself. You declare that you are well-informed about financial products in general and which specific financial products are suitable for you. You are also familiar with the tax laws pertaining to the financial product of your choice and your financial situation. You therefore waive the option to receive personalized advice and the associated obligation to complete a detailed client profile.

As a financial services provider, we are therefore unable to verify whether the financial product you are considering purchasing is suitable for your personal situation. We therefore accept no liability whatsoever for any damages should it turn out that the insurance policy or financial product you purchased does not align with your personal situation (or that of any other party with an interest in this product). Nor can we be held liable for damages if it later turns out that better alternatives were available, since we were unable to provide advice on this matter.

Purchasing a financial product on an “execution-only” basis is suitable only for customers who are well-informed about financial products in general and who have sufficient knowledge and experience to select a financial product independently. If you are unsure whether you have sufficient knowledge and experience, we recommend that you seek personalized advice.