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In two minutes the best deal including free additional coverage from Alpina.

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
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We pick out the fine print for you

"Comparing van insurance almost always pays off. Premiums may have increased or your personal situation may have changed. That's why we recommend comparing your van insurance every year."

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photo Laura van Maarschalkerweerd

Laura - Expert Insurance

Expert car insurance for years

Background expert photo Laura van Maarschalkerweerd
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Top cheapest van insurance policies in 2024

€ 35,-

€ 40,-

€ 45,-

€ 50,-

€ 55,-

*Based on a Hyundai H300. Driver 50 years old with 10 claim-free years and third-party coverage.

Your van insurance coverage

We look at your van, compare a wide range of van insurance policies and help you choose appropriate coverage.

Third-party liability (mandatory)

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

WA limited casco

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

All-Risk (WA+Casco)

  • Free recovery service
  • Damage to others
  • Theft, joyriding and loss
  • Windscreen damage
  • Damage by fire or natural disaster
  • Own damage caused by a collision

Additional coverages for greater security

In addition to choosing the right coverage for your van insurance, you can also compare and purchase various additional coverages.

Recovery service

If you purchase insurance at Alpina.nl you get additional coverage for free

Occupant damage
va. 2 ,24 p/month

Indemnity passenger insurance is similar to accident passenger insurance, but the premium is higher and the coverage much more comprehensive.

The damage passenger insurance pays out for damage to the occupants of your van. The damage must have been caused by an accident. It may concern both personal injury and material damage.

Occupant accidents
v.a. 3 ,54 p/month

Accidental occupant insurance pays a lump sum in the event of permanent disability and death of the occupants. For a small additional premium you can co-insure this additional coverage.

As a driver you are responsible for the other passengers. Even if you pay the best possible attention, it can still happen that you cause an accident. With the accident passenger insurance you cannot take care of the personal suffering of the passengers or the next of kin. With financial compensation, however, you can ensure that the financial suffering is reduced.

Own transport
from. 2 ,00 p/month

Did you know that in case of theft from or of your van, you will not receive a payment for the stolen tools and other items in or from the van? The items that are not part of the van are not insured in the van insurance. With the additional insurance own transport you can insure your belongings.

Especially in a business used delivery van there is often a large amount of possessions unnoticed. If it is not part of the van, it is not insured in the van insurance.

What does cheap van insurance entail?

As a business owner, you can't do without a reliable van. So you certainly don't want to skimp on the quality of insurance but are looking for cheap van insurance. On the other hand, you don't want to pay too much either. Via Alpina.nl search for the cheapest van insurance with the best coverage.

What does the premium depend on?

The premium you have to pay for your van insurance depends on the following factors, among others:

  • Which type of insurance do you choose?
  • What is the current value of the van?
  • What is your postcode?
  • What is the age of the regular driver?
  • Have you already accumulated claim-free years that you can use?
Insuring a van without a driving licence

Driving a van without a license is not allowed by law. Driving without a license is not an option for van insurance either. The insurance does not provide coverage in that case. But of course you can buy a van and let others drive it. But not all insurers welcome you in that case. We offer help. On Alpina.nl you can insure a van without a driver's license.

24 hour coverage, 7 days a week

Our van insurance is available 24 hours a day, 7 days a week . In most cases, you also get immediate provisional coverage and can hit the road with the van right away.

Frequently asked questions about van insurance

How does it work with the insurance of VAT and BPM?

Often, company cars and passenger cars used for business purposes can be insured on a van insurance policy exclusive of VAT. Company cars purchased (new) after July 1, 2005 can also be insured excluding BPM in many cases. This results in a significantly lower premium because the insurance company assumes a lower value.

This means that the insurance company will also pay out exclusive VAT and/or BPM in the event of a claim.

When can I deduct VAT?

For example, you can deduct VAT on the (purchase of a) business car from your own business. When making a comparison, you are asked whether you can deduct VAT. When you answer 'yes' to this question, the original catalog value (and thus the insured value) is automatically reduced by the VAT. You will then not have to pay any premium on the VAT amount. Of course, any claim payment will also be paid out exclusive of VAT. As a private individual, in principle, you cannot deduct VAT.

You do not charge VAT on the insurance premium but insurance tax. You cannot deduct the insurance tax you have to pay.

Click here for more information about VAT and BPM.

For which vehicles is the van insurance intended?

Courier insurance is designed for commercial vehicles (gray license plates) with an unladen weight of up to 3,500 kilograms.

With van insurance, is it important which goods I transport?

In some cases, what items you transport matters for courier insurance. Transporting flammable materials or theft-sensitive goods can affect the premium. We therefore recommend that you indicate this when you take out van insurance. That way you can avoid problems in case of a claim.

I use the van as a courier. Is this possible?

Yes you can. On our courier insurance it is also possible to insure vans used as couriers.

Is there a limit to the number of miles I can drive my van per year?

Yes, there is often a limit to the number of miles you can drive your van per year. You specify this when you start the insurance and it often ranges from a maximum of 12000 kilometers per year to unlimited. The more miles you plan to drive with the van the higher the insurance premium will be.

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