Business car insurance

Generally, business car insurance is more expensive than private car insurance. If you are looking for a good business car insurance policy, it pays to compare the premium for these car insurance policies carefully.

One of the reasons why the premium is higher for business use is because of the use. Business cars are generally driven more than cars for private use.

Furthermore, it appears that the drivers of these vehicles often do not own them. As a result, they do not pay the car insurance premium themselves. Therefore, their interest in claim-free driving is much less because they do not notice a premium increase due to a claim.

Third-party insurance is the most important and mandatory part. The abbreviation WA stands for third-party liability. This coverage ensures that damages are compensated to the other party when you are liable. The premium for this coverage is the basis for the insurance. You can choose an additional extension, which also provides compensation for damage to your own car. In addition to the legally required third-party insurance, you can opt for the third-party limited casco or the all-risk insurance; the third-party casco. The WA limited casco insurance also covers fire damage, broken windows and damage caused by a collision with stray animals. All-risk insurance also covers damage caused by you to your own car.

At Alpina.nl you can easily calculate the premium for business car insurance. All you need is the registration number of the car(s) and the number of accrued claim-free years. To make an accurate calculation, you have to fill in more than just the above, but you know the rest of the answers by heart. To finally insure the car, you need a license plate number and a report code.

Factors that play an important role in determining the premium:

• What coverage did you choose?
• How many claim-free years have you accumulated?
• What is your age?
• What is your postcode?

Click here for more information on comparing insurance.

All car owners are required by law to insure their car from the moment the registration number is in their name. This, of course, also applies to cars used for business. Do you want to business compare business car insurance? At Alpina you can easily and quickly compare premiums by price and inhoud. When comparing vaninsurance, there are several premium determinants:

• The selected coverage
• Number of claim-free years
• Your age
• Your zip code

You can get business auto insurance in just a few steps.

• Enter your zip code, license plate number, date of birth and claim-free years;
• Choose the right coverage for your car: WA, WA limited collision or All-risk;
• Compare different providers on premium and coverage;
• Get your business car insurance.

Are you self-employed and use your car for client visits, business trips or transporting business goods? Then it is important that your car is also insured for business purposes. A business car insurance takes into account that you travel more kilometers as a self-employed person. Yourw private use also falls under business car insurance. The moment you only use the car for commuting, private car insurance is sufficient.

Third-party liability (WA)

This is the basic coverage and the lowest premium. It covers the damage you cause with your car to third parties, but not the damage to your own car.

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Limited cover (WA plus or WA+)

In addition to the third-party coverage, damage to your own car is now also covered in the event of fire, theft, storm and broken windows, among other things. Damage to your own car that you have caused yourself (e.g. due to a collision) is not covered.

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Full casco (all-risk)

This is the most comprehensive coverage. Everything covered under limited hull is covered, but now all damage to your own car is also covered.

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