Frequently Asked Questions
Do you have a question? Please check our frequently asked questions first. Below, you'll find the most frequently asked questions for each product.
Having trouble figuring it out? Please contact us.
Claim-free years
- How can I check my number of claim-free years?
- What are claim-free years?
- What exactly is the deal with claim-free years?
- How can I check my claim-free years?
- Can claim-free years be transferred?
- I have negative claim-free years—what should I do now?
- I've been driving accident-free for 15 years, but I only have 5 accident-free years left—how is that possible?
- What are the consequences of having negative claim-free years?
- What about private leases and the number of claim-free years you've accumulated?
- When do claim-free years expire?
- How can I prove my claim-free years?
- What is a notice of termination?
- How exactly does transferring accumulated no-claims years work?
- How long is a notice of termination valid?
- What is a no-claims protection plan?
- Can I buy out negative claim-free years?
More Frequently Asked Questions About Premiums
Premium Payment Options
We want to make paying your premium as easy as possible for you. That's why insurers offer a variety of payment methods:
- Direct Debit
You authorize the insurance company to automatically deduct the premium from your account. It's simple, because this way you won't forget to pay the premium. - Pay by Email via iDEAL | Wero
Some insurers allow you to pay your premium via iDEAL | Wero.
Payment Form Some insurers still allow payment via a payment form.
Insurance Application
- What do I need to take out insurance?
- Can I get insurance if I have a criminal record?
- Can I purchase insurance over the weekend?
- Can I get car insurance without a driver's license?
- Can I take out insurance again after defaulting on a payment?
- Can I transfer the car insurance to my partner's name?
- My insurance claim was denied. What should I do now?
- Is it a good idea to have car insurance in your parents' name?
- I bought a new car: how can I transfer my current auto insurance policy?
- What types of coverage can you choose when purchasing auto insurance?
- Which motor vehicles are subject to mandatory insurance?
- Is there an age limit for auto insurance?
- What are the consequences of nonpayment for my insurance?
- How can I get temporary auto insurance?
- Why do young people pay more for car insurance?
Car
- What exactly is the deal with claim-free years?
- When do claim-free years expire?
- What types of coverage can you choose when purchasing auto insurance?
- Will I be compensated for damage to my car if the at-fault party is unknown?
- What do I need to take out car insurance?
- Is it possible to insure a car on Saturday?
- More questions about car insurance
Engine
- How much does motorcycle insurance cost?
- How do I insure my motorcycle against theft?
- What is third-party liability coverage?
- Is wearing motorcycle gear required?
- What about claim-free years?
- What safety requirements must a motorcycle meet?
- What should you keep in mind when importing a motorcycle?
- How do I find motorcycle insurance that's right for me?
- More questions about motorcycle insurance
Moped
- How does the process of importing a moped work?
- Someone else is riding my moped. Is he even insured?
- Can I get moped insurance without a driver's license?
- Does inexpensive moped insurance offer more limited coverage?
- Does it make sense to compare moped insurance premiums?
- How can I negotiate the terms of a moped insurance policy?
- More questions about moped insurance
Scooter
- How can I calculate the cost of scooter insurance?
- What about claim-free years?
- Is my scooter insured if my son or daughter rides it?
- What should I do if there's damage?
- What additional coverage options are available?
- What should you keep in mind when purchasing scooter insurance?
- What factors determine the premium for scooter insurance?
- Can I insure my scooter without a driver's license?
- More questions about scooter insurance
RV
- Do I need a green card if I'm traveling abroad?
- Am I required to have seat belts in a motorhome?
- What coverage does limited comprehensive insurance provide?
- What additional coverage options are available?
- What exactly does third-party liability insurance for RVs cover?
- What factors determine the premium amount?
- How do I find out the original list price of my RV?
- More questions about RV insurance
Classic Car
- How do I get classic car insurance?
- What should I keep in mind when purchasing classic car insurance?
- When is a car considered a classic car?
- What factors determine the premium for classic car insurance?
- How can I get classic car insurance?
- How do I suspend the registration of a classic car?
- What does comprehensive classic car insurance cover?
- More about classic car insurance
Building
- What does home insurance cover?
- Do I need home insurance for my rental home?
- What does comprehensive home insurance cover?
- What is the risk of being underinsured?
- How can I get home insurance?
- Is lightning damage covered by home insurance?
- Is burglary covered under home insurance?
- What happens if you're underinsured?
Contents
- What is home contents insurance?
- What is a household contents valuation meter?
- What do I need to know about fire insurance for my home?
- What about the deductible for home contents insurance?
- How can I save money on my home contents insurance?
- How much does home contents insurance cost?
- Can I purchase home contents insurance online?
- How can I calculate the premium for home contents insurance?
Frequently Asked Questions About Payment Methods
At Alpina, you can purchase insurance directly online from various insurance companies. Depending on your choice, you have several payment options.
Premium Payment Options
We want to make paying your premium as easy as possible for you. That's why insurers offer a variety of payment methods:
- Direct Debit
You authorize the insurance company to automatically deduct the premium from your account. It’s simple, because this way you won’t forget to pay the premium. - Pay by Email via iDEAL | Wero
Some insurers allow you to pay your premium via iDEAL | Wero.
Payment Form Some insurers still allow payment via a payment form.
Boat
- Taking Out Boat Insurance: What Should I Look For?
- Do I need a boating license for my boat?
- What's the best way to store my boat for the winter?
- Just how mandatory is boat insurance, really?
- Going on Vacation with a Boat Trailer: What Should I Keep in Mind?
- What does a boat insurance policy covering third-party liability and comprehensive coverage include?
- What does third-party liability boat insurance cover?
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