Take out your courier insurance directly

With us it is possible to insure vans used as couriers.

Using a privately insured car as a courier is cheaper in insurance. Still, we advise against it. This is because it remains to be seen whether the insurer will provide coverage in the event of a claim. There can be a big problem if, in case of damage, it turns out that the car was used in a different capacity than the insured capacity.

With our courier insurance, you customize your (van) car insurance for courier services to fit your business situation perfectly.

As a courier, you are responsible for delivering other people's packages correctly and on time. Does this go wrong? Then you can be held liable according to the General Conditions for Courier Services (AVK).

Carrier liability insurance covers damages when a shipment is damaged due to your fault. This insurance provides protection against cargo damage, personal injury, vehicle damage and liability to third parties.

Request a free quote today for customized carrier liability insurance.

Cost

With a liability limit of € 454 per shipment, the annual premium is € 130.00 per courier car. The excess is € 100.00 per occurrence. Have you agreed on a higher amount per shipment? Then the annual premium per courier car is € 175.50.

The maximum insured amount depends on the agreed increased liability limit and is a maximum of €5,400 per shipment. The deductible depends on the agreed increased liability limit.

• Excess €250 for an agreed liability limit of €2,700.
• Excess €500 for an agreed liability limit of €5,400.

Couriers who go on the road uninsured are fined and have to pay for any damage caused. Especially when this runs into tons, it is of course very annoying. As a result, especially small business owners, who do not drive for a well-known cab company or for a cab platform, dare to take this risk. At Alpina, you can also take out courier insurance as a self-employed person.

Easily calculate the premium for zzp courier insurance online.

It is increasingly common for couriers to drive around uninsured because they cannot get coverage from insurance companies. With our online tool, you can easily calculate the premium of your new commercial vehicle insurance.
First, enter some information such as:

• The license plate
• Your date of birth
• The number of claim-free years
• Your zip code

Don't have a license plate number handy? Then choose the make and type of van. Our online calculation tool shows the cheapest courier insurance provider.

Alpina's handy online tool makes calculating your new commercial vehicle insurance even easier. First, enter a few details such as license plate number, your date of birth, number of claim-free years and postal code. Don't have a license plate number at hand? Then choose the make and type of van. Our online calculation tool will show the cheapest courier insurance provider.

Are you not quite there yet? No problem! After all, comparing does not create any obligations.

Courier insurance is a special auto insurance policy for vehicles used to deliver goods or packages. Because couriers drive more miles and are at greater risk of damage or theft, standard auto insurance does not provide adequate coverage. Courier insurance covers vehicle damage, liability and often additional risks specific to courier work.

Courier insurance can consist of third-party, third-party+ or all-risk coverage, supplemented by options such as cargo damage, legal assistance, or roadside assistance. The exact coverage depends on the insurer and policy chosen. Cargo and liability coverage are especially important for couriers who transport packages.

Yes, if you are a self-employed courier using your vehicle for business purposes for package delivery, regular auto insurance is not sufficient. Insurers then require courier insurance. Without this specific coverage, damage or liability while on the job may not be reimbursed, posing major financial risks.

Not standard. Damage to cargo is covered only if you purchase additional goods transport insurance or cargo insurance. This additional coverage protects you against damage, loss or theft of the transported packages during delivery.

Only if your vehicle is properly insured with courier insurance and you meet the policy requirements. For example, if you drive without the proper coverage or use private insurance for business courier work, an insurer may refuse to reimburse you for damages.