ZZP Insurance Package

What exactly does the insurance package include?

The ZZP insurance package consists of various insurances. Standard insurances are corporate liability and professional indemnity. In addition, you can compile the package yourself. For instance, you can include directors' and officers' liability in your insurance. This insurance protects the private assets of directors, commissioners and supervisors against the risk that they are held personally liable for pure financial loss due to errors, omissions or negligence in the performance of their duties. In addition, you can also choose to include legal aid in your insurance, so that you are insured in the event of a conflict with, for example, a supplier or debtor.

Why take out a ZZP insurance package?

It is not compulsory for a self-employed person to take out insurance, but it can be sensible. When starting a business, you have to pay close attention to the costs. Taking out insurance is usually postponed. However, a good insurance is very important. As a self-employed person, you run daily risks that are sometimes incalculable. The unpleasant thing is that you only find out when it is already too late. If you take out a ZZP insurance package, you know for sure that you are properly insured. Moreover, your private insurances do not cover your activities as a ZZP'er.

What does a ZZP insurance package cover?

You put together the ZZP insurance package yourself and it consists of various insurances. The basis is often a liability insurance for the ZZP-er. For many insurances there are also various supplements possible. For each insurance there are a number of matters that will and will not be reimbursed. You can read about this in the policy conditions of the insurer.

What does a ZZP insurance package cost?

What a ZZP insurance package costs depends on the insurances you take out and on the amount insured. When calculating the premium, you enter your sector and profession. Next, you fill in a number of questions about your activities for each insurance. Then you choose the insured amount per claim. You select the insurances you want to take out and then you get an indication of the premium. You can choose whether you want to pay the insurance premium every month, quarter, six months or year. If you choose a yearly payment term, you will often receive a discount on the premium.

For whom is a ZZP insurance package intended?

The ZZP Insurance Package is intended for self-employed people in various branches and professions.

The professions are divided into three groups, namely:

• Self-employed persons with advisory professions (e.g. accountant, (interior) architect and graphic designer)
• Self-employed people working with tools (e.g. gardener, plumber and painter)
• Self-employed workers in the field of external care (e.g. beautician, home hairdresser and make-up artist)

Take out self-employed insurance package

As a self-employed person, it is necessary to insure yourself against daily risks. When taking out an insurance policy, the first thing people often look at is the amount of the premium and then the coverage. Yet the coverage is very important. You will find out when damage turns out to be outside the cover.

Communicating changes is important

It is important to inform us if things change, for example if your company's team is expanded.

Easy comparison and conclusion

You can easily calculate premiums via our website. After entering a few details, a number of insurance policies with the corresponding premiums and policy conditions will appear, tailored to your needs. You can compare these. If you have found a suitable insurance, you can take out the policy immediately. Are you having problems or do you have any questions? If so, you can always contact us by telephone on +31 (0)88 - 688 37 12. We will be happy to help you.