Which insurances are there for ZZP'ers in the Netherlands?
There is a huge range of ZZP insurances in the Netherlands, making it sometimes difficult to determine which insurances you really need. Can't see the wood for the trees? When choosing ZZP insurance, it is important to determine which risks you want to insure. Of course, you don't have to insure all the risks, because then you will spend a lot of money unnecessarily on insurance premiums. Some risks you may be able to bear yourself because you have the financial room to do so. Which risks you can best insure depends on your company, your financial strength and the industry in which you operate. At Alpina.nl we would like to tell you a bit more about ZZP insurance in the Netherlands, so you will soon be well insured!
Which ZZP insurances are compulsory in the Netherlands?
In the Netherlands, ZZP insurance is never required by law. You decide which insurances you take out yourself. It may happen that a client or supplier makes a certain ZZP insurance obligatory when entering into an agreement. In doing so, they want to prevent the risk from becoming too great for them. If you, as a ZZP worker, make a mistake that affects your work, but you cannot meet the costs that arise as a result, this will also have adverse consequences for the client or supplier. If you are properly insured, the risk is lower.
Why take out insurance as a self-employed person?
Although it is not compulsory for a self-employed person to take out insurance, it can be very sensible. When starting a business, you must of course keep an eye on the costs. These are often high enough, which is why insurance is often put on the back burner. Nevertheless, as a self-employed person, good insurance is very important. You have to take various risks into account. You will probably have to deal with various stakeholders, such as clients, suppliers and debtors. Moreover, an accident is often in a small corner. Especially as a self-employed person, it is good to be well insured, because otherwise you will have to pay for all the costs yourself. Moreover, your private insurance policies do not cover your activities as a self-employed person. For this, you really need a business insurance.
Which ZZP-insurances you can take out depends on your profession and your personal situation, but you can look at the most important insurances for starting entrepreneurs.
Take out your ZZP insurance directly through Alpina
At Alpina, we understand that it can be difficult to determine which insurance policies are best for you as a ZZP'er. That is why we have put together the ZZP insurance package. The ZZP insurance package consists of various insurances. Business liability and professional liability are included as standard. You can also compile your own package. Through our website you can easily calculate the premium.
See also
- The 10 most important insurances for starting entrepreneurs
- Which insurances do I need as a self-employed person?
- What does a ZZP insurance cost?
- What does AVB insurance cover?
- Is liability insurance mandatory for a self-employed person?
- As a self-employed person, do I need to take out business legal assistance insurance?
Calculate the premium of your ZZP insurance directly!
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