Liability insurance ZZP
As a ZZP'er it is wise to take out liability insurance. As a ZZP'er, you will more than once find yourself in situations that can cause damage to third parties.
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All about the liability insurance ZZP
As a ZZP'er it is wise to take out liability insurance. As a ZZP'er you will more than once find yourself in situations that can cause damage to third parties. Taking out liability insurance ZZP is a good way to cover yourself for unexpected situations.
Liability insurance for ZZP'ers covers the financial consequences of your faulty actions. Damage to persons and property and the damages that result.
You are also insured for damage caused by an intern or temporary worker employed by you.
Why liability insurance as a self-employed person?
An accident is in a small corner and can have major consequences for you as a self-employed person. It is difficult to estimate the amount of compensation claims in advance. The amounts can reach capitals that are virtually unbearable for a small self-employed person. With a liability insurance ZZP you are insured for these costs.
Construction liability insurance
Naturally, you strive to do your job to the best of your ability and deliver the highest quality possible. Sometimes things go wrong or things happen that you did not take into account beforehand. For example, you may deliver a project too late or the delivered product may not meet the client's expectations. In doing so, you can be held liable for damages. This can have financial consequences as well as consequences for your reputation. As a ZZP'er this can (largely) be prevented with the liability insurance ZZP.
Health care liability insurance
Even if you work in healthcare, liability insurance for ZZP'ers can offer a solution. As a healthcare provider, you naturally want to provide good care without having to think about the possible risks. With liability insurance, these risks are covered, so you can practice your profession without worry.
What does liability insurance for ZZP cost?
The cost of liability insurance for ZZP'ers is tax deductible. As a result, you are insured for liability for a relatively low amount.
The insurer may apply, per occurrence, a deductible. Each insurer has its own terms and conditions. The insured amount may also differ per insurer. We therefore always refer you to the specific conditions.
Compare your liability insurance ZZP
Through our website you can easily calculate premiums. After entering a few details, a number of insurance policies will appear, tailored to your needs, with the corresponding premiums and policy conditions. You can compare these. If you have found a suitable insurance, you can take it out immediately. Are you having problems or do you have any questions? Then you can of course always contact us by telephone on 088 - 688 37 12.
Is my private liability insurance valid as a self-employed person?
As a self-employed person, it is necessary to insure against everyday risks. When buying insurance, the first thing often considered is the amount of the premium and then the coverage. Yet the coverage is very important. You will find this out when damage turns out to be outside the coverage.
Private insurance does not provide business coverage for your work as a ZZP'er. Thus, your private liability insurance is not valid for your work as a ZZP.
Frequently asked questions about liability insurance for a self-employed person
What does liability insurance cost zzp
The cost of liability insurance for ZZP'ers is tax deductible. As a result, you are insured for liability for a relatively low amount.
Can I compare liability insurance for a self-employed person?
Through our website you can easily calculate premiums. After entering a few details, a number of insurance policies will appear, tailored to your needs, with the corresponding premiums and policy conditions. You can compare these.
What does professional liability insurance cost?
Liability insurance is not the same as professional liability insurance. We have separate insurance for that.
Liability insurance for self-employed construction worker
With liability insurance ZZP bouw you are insured if you accidentally break something to another person. Or if you cause physical injury to another person. The damage must be related to the work and activities of your company known to the insurer.
In addition, you are also insured for:
- Walk-in risk: damage from before the insurance effective date that you were not were aware of.
- Damage to the belongings of others that you are are processing or handling at the time
- Schade caused by a temporary employee or stagiair.
Liability insurance for self-employed healthcare worker
Do you have your own practice as a coach, guest parent of beautician? Imagine: A client trips over the rug in your office. Or during dyeing the hair, you accidentally damage the customer's clothes. You are then liable for the damage caused. With ZZP Zorg liability insurance you are well insured against damage to others, for example, in these situations:
- Physical injury to others in the course of your work
- Walk-in risk: damage prior to the insurance effective date that you were unaware of.
- Damage to the belongings of others that you are currently working on or handlingt.
- Damage caused by a temporary worker or intern.
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