Commercial property insurance: insure your commercial property directly!
Commercial property insurance? Calculate the premium immediately!
Your commercial property is something you obviously want to insure properly. A private building insurance does not provide coverage for a business building, which is why you should take out business building insurance, or building insurance. This insures your premises in case of damage by fire, storm, burglary or water. Things that can damage your building considerably and often result in high costs. Make sure you are adequately insured against such risks with a business insurance from Alpina. Compare property insurance policies and take out an insurance policy online today.
What is collateral insurance?
Sometimes people speak of commercial property insurance or business premises insurance, but in insurance terms we usually speak of buildings insurance. With building insurance you insure your business premises. It covers damage caused by fire, precipitation, theft, leakage, burglary, falling objects or collision. The insured amount is based on the reinstatement value (repair costs) of the building. The insurance company will assume everything that is used for "business purposes". This can also be the shed behind your building. This way, you do not have to insure each building individually.
Which insurances are required for my business premises?
If you own business premises, you naturally want the essential risks to be properly covered. This is why the business property insurance was created. A kind of building insurance, but then for business premises.
This business insurance covers your business for things like fire, storm or lightning and can prevent a lot of financial damage.
The building insurance does not cover the inventory of your business, for this there is the inventory and goods insurance.
What does it cost to insure business premises?
The cost of business property insurance depends on a number of factors. Based on these factors, the insurer will determine the amount of the premium:
- The building type and address of the premises
- The industry in which you work
- The amount of the reinstatement value
Can I compare business property to insurance?
Looking for low-cost commercial property insurance? At Alpina.nl you will find all possible coverages, so you can check which is best suited for your situation. Insuring your premises is not required by law, but it can prevent a lot of problems. After all, a fire or burglary can cause considerable damage and leave you with a hefty bill. Not what you want as an entrepreneur, of course.
What does commercial property insurance cover?
A business property insurance reimburses the damage to your business property(s) caused by:
- Fire
- Storm
- Explosion
- Lightning strike
Have you opted for comprehensive cover? Then you are also insured for damage resulting from the following events:
- Run-off water and precipitation
- Burglary and theft
- Vandalism and collisions
- Falling trees, cranes and piling equipment
Cheap business property insurance through Alpina
Your premises are the face of your company. The place where your products are produced and/or your services are delivered. During a fire, storm or lightning strike, your building can suffer serious damage. With a building insurance you are insured against damage to your building and you ensure the continuity of your business. You can insure your business inventory and stock by taking out separate inventory and goods insurance. We will be pleased to help you draw up a suitable insurance policy.
You can calculate an indication of the premium online. You will then get an overview of all providers, including their premiums and policy conditions. Do you have any questions about the insurance or the offer? Then please contact us. You can reach us by phone at 030 - 6883700 or you can send us a message via the chat function on the website, WhatsApp or Messenger. Our office hours are Monday to Friday from 8 a.m. to 6 p.m. Applications can be made 24/7 at Alpina.nl do!
Premises insurance costs
The cost of insuring business premises depends on a number of factors, such as the type of use, the reinstatement value, the insurance cover and so on. Whether you own a factory, shop, office or restaurant, your premises are the engine of your business. It is where your staff work, but also where your machines, computers and other equipment are located. The cost of insurance may not outweigh the cost if the building goes up in flames and you have to pay for everything. Don't forget your contents, for which you can take out inventory insurance.
Commercial property insurance online
At Alpina\.nl, you can easily and quickly insure your commercial property online. With business premises insurance from Alpina, you are always as fully covered as possible for the best premium. You first fill in some information about your business, in our online comparison tool. If you want, you can immediately take out other additional insurances, such as inventory insurance or business liability insurance. We call this an SME package. Do you have any questions about our insurance? Then please feel free to contact our customer service. They are only too happy to answer all your questions.
Commercial property insurance private person
As a company, you do not take out the same home insurance as a private person. With a private building insurance you can insure your home. However, there are other risks involved with business premises. A business property is obviously not inhabited and is usually empty in the evenings and weekends. That is why you can take out building insurance for business premises. This way your building is insured against damage caused by fire, storm, explosion and lightning. If you choose for the most extensive coverage you are also insured for burglary, theft and vandalism.
Premises insurance costs
The cost of insuring business premises depends on a number of factors, such as the type of use, the reinstatement value, the insurance cover and so on. Whether you own a factory, shop, office or restaurant, your premises are the engine of your business. It is where your staff work, but also where your machines, computers and other equipment are located. The cost of insurance may not outweigh the cost if the building goes up in flames and you have to pay for everything. Don't forget your contents, for which you can take out inventory insurance.
Commercial property insurance online
At Alpina\.nl, you can easily and quickly insure your commercial property online. With business premises insurance from Alpina, you are always as fully covered as possible for the best premium. You first fill in some information about your business, in our online comparison tool. If you want, you can immediately take out other additional insurances, such as inventory insurance or business liability insurance. We call this an SME package. Do you have any questions about our insurance? Then please feel free to contact our customer service. They are only too happy to answer all your questions.
Commercial property insurance private person
As a company, you do not take out the same home insurance as a private person. With a private building insurance you can insure your home. However, there are other risks involved with business premises. A business property is obviously not inhabited and is usually empty in the evenings and weekends. That is why you can take out building insurance for business premises. This way your building is insured against damage caused by fire, storm, explosion and lightning. If you choose for the most extensive coverage you are also insured for burglary, theft and vandalism.
Insuring rented premises
As an owner of business premises, you are always ultimately responsible for the premises, even if you rent them out. As a landlord, you are also responsible for insuring the building. With building insurance, the building is properly insured against damage from fire or storm for example. As a tenant of a business property, you do not have to worry about the insurance. However, your belongings in the building are not insured. Also not the parquet floor that you have installed yourself. If you insure this with a tenants interest insurance, you will be compensated for damage to this kind of adjustments.
Insurance of business premises and contents
When insuring your home, you can take out buildings insurance and contents insurance. With a building insurance you insure your house, with a contents insurance you insure the contents of the house. The same applies to insuring business premises. You take out buildings insurance to insure your business premises, but this does not cover all the individual items in the premises. Often a company has several computers, machines and other office equipment. These items are not covered under a business property insurance. For this you should take out inventory and goods insurance.
Insuring solar panels on business premises
Are you considering installing solar panels on your business premises? Then this does have risks for your business insurance. Solar panels carry a number of risks. Solar panels can cause fire and roof damage. As this is an increased risk for the insurer, he may impose a number of extra conditions on the insurance or increase the premium. You may have to take extra precautions, such as non-flammable roof insulation or specific structural calculations. These precautionary measures ensure that the risk is reduced and that you can insure your business premises properly and inexpensively.
Insuring rented premises
As an owner of business premises, you are always ultimately responsible for the premises, even if you rent them out. As a landlord, you are also responsible for insuring the building. With building insurance, the building is properly insured against damage from fire or storm for example. As a tenant of a business property, you do not have to worry about the insurance. However, your belongings in the building are not insured. Also not the parquet floor that you have installed yourself. If you insure this with a tenants interest insurance, you will be compensated for damage to this kind of adjustments.
Insurance of business premises and contents
When insuring your home, you can take out buildings insurance and contents insurance. With a building insurance you insure your house, with a contents insurance you insure the contents of the house. The same applies to insuring business premises. You take out buildings insurance to insure your business premises, but this does not cover all the individual items in the premises. Often a company has several computers, machines and other office equipment. These items are not covered under a business property insurance. For this you should take out inventory and goods insurance.
Insuring solar panels on business premises
Are you considering installing solar panels on your business premises? Then this does have risks for your business insurance. Solar panels carry a number of risks. Solar panels can cause fire and roof damage. As this is an increased risk for the insurer, he may impose a number of extra conditions on the insurance or increase the premium. You may have to take extra precautions, such as non-flammable roof insulation or specific structural calculations. These precautionary measures ensure that the risk is reduced and that you can insure your business premises properly and inexpensively.
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Commercial property insurance? Calculate the premium immediately!
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