Finish online
Finish online
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment
Commercial vehicle insurance

Commercial vehicle insurance

Now with free recovery service
  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.
Finish online
Finish online
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment

Which cover suits you?

Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
Damage to others
i This is the basic and cheapest van insurance. The damage you cause to third parties with your vehicle will be compensated, but not the damage to your own van.
Theft, joyriding and loss
i In addition to the WA coverage, theft damage is now also compensated. Damage to your own van that you have caused yourself (e.g. by a collision) will not be compensated.
Windscreen damage
i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
Damage by fire or natural disaster
i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
Own damage caused by a collision
i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Third-party liability (mandatory)
Calculate Premium More information
All-Risk (WA+Casco)
Calculate Premium More information

Which cover suits you?

Third-party liability (mandatory)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest van insurance. The damage you cause to third parties with your vehicle will be compensated, but not the damage to your own van.
  • Theft, joyriding and loss
    i In addition to the WA coverage, theft damage is now also compensated. Damage to your own van that you have caused yourself (e.g. by a collision) will not be compensated.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

WA limited casco

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest van insurance. The damage you cause to third parties with your vehicle will be compensated, but not the damage to your own van.
  • Theft, joyriding and loss
    i In addition to the WA coverage, theft damage is now also compensated. Damage to your own van that you have caused yourself (e.g. by a collision) will not be compensated.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

All-Risk (WA+Casco)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest van insurance. The damage you cause to third parties with your vehicle will be compensated, but not the damage to your own van.
  • Theft, joyriding and loss
    i In addition to the WA coverage, theft damage is now also compensated. Damage to your own van that you have caused yourself (e.g. by a collision) will not be compensated.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

Insuring your company car doesn't have to be expensive. You can save on the premium without having to settle for limited cover. By comparing , you can decide what is important and where to buy commercial vehicle insurance. Of course, you want the best company car insurance cover.

Insuring a company car is often complicated, but it is not that complex. Insurers offer insurance forms that are basically the same for all of them.

What is commercial motor insurance?

You take out company car insurance for the car that you use for business and that is also registered as such in the records. Company car insurance is more expensive compared to private insurance, but you can keep the differences limited by comparing car insurance on Alpina.nl. Employees are also allowed to drive the vehicle. Is the car used only for commuting? In that case, company car insurance is not strictly necessary. Insuring the car privately is then an option.

When to choose the company car insurance?

In a privately insured car, you may drive business kilometres. You may offset the kilometres driven against tax in the business administration. But this does not always apply. For example, you may use your private car to drive to a trade fair or a business meeting. For the delivery of meals and driving as a taxi, you need a company car insurance. If a car belongs to the assets of the company, you should choose a company car insurance. It does not matter whether it is a delivery van or a passenger car.

What does the company car insurance premium depend on?

The premium for the business car insurance has basically the same dependencies as the private policy. The number of claim-free years and the types of insurance determine to a large extent the premium for business car insurance. But there are more dependencies. Important is what the company car is used for. A van used to transport employees to a location carries less risk than a van used intensively on a daily basis by a plumber. The type of vehicle also plays a role.

Are the accessories included in the insurance?

With accessories, a subdivision is possible between accessories that are already fitted at the factory and accessories that are additionally fitted to the car. A tow bar can be an insurable accessory, but if it is fitted as standard, it is part of the new value. For example, the special equipment fitted to a delivery van for business use is a separate accessory to be insured. In the company car insurance you can include accessories in the insurance of your choice. In this way you can tailor the commercial insurance as much as possible to your wishes.

 

Compare commercial vehicle insurance

Want to compare company car insurance policies.? At Alpina, you can easily and quickly compare premiums by price and content. There are several premium determining factors when comparing van insurance:

  • The selected coverage
  • Number of claim-free years
  • Your age
  • Your postal code

What is commercial motor insurance?

You take out company car insurance for the car that you use for business and that is also registered as such in the records. Company car insurance is more expensive compared to private insurance, but you can keep the differences limited by comparing car insurance onAlpina.nl.Employees are also allowed to drive the vehicle. Is the car used only for commuting? In that case, company car insurance is not strictly necessary. Insuring the car privately is then an option.

Affordable commercial vehicle insurance.

Are you looking for an advantageous commercial vehicle insurance? Dhe premium for the company car insurance has basically the same dependencies as the private policy. The following factors play a role:

  • Number of claim-free years
  • The selected coverage
  • Use of the company car
  • Co-insurance of accessories

Compare commercial vehicle insurance

Want to compare company car insurance policies.? At Alpina, you can easily and quickly compare premiums by price and content. There are several premium determining factors when comparing van insurance:

  • The selected coverage
  • Number of claim-free years
  • Your age
  • Your postal code

What is commercial motor insurance?

You take out company car insurance for the car that you use for business and that is also registered as such in the records. Company car insurance is more expensive compared to private insurance, but you can keep the differences limited by comparing car insurance onAlpina.nl.Employees are also allowed to drive the vehicle. Is the car used only for commuting? In that case, company car insurance is not strictly necessary. Insuring the car privately is then an option.

Affordable commercial vehicle insurance.

Are you looking for an advantageous commercial vehicle insurance? Dhe premium for the company car insurance has basically the same dependencies as the private policy. The following factors play a role:

  • Number of claim-free years
  • The selected coverage
  • Use of the company car
  • Co-insurance of accessories

Customers about commercial vehicle insurance

klantenvertellenMade possible by klantenvertellen.nl
8.4
Average score
Based on 23 reviews
09-10-2021
J t Kool
Good product
27-05-2020
Jasmine
Really good help just now!
07-04-2019
Wiren
Very quick and easy insurance. Well done. Keep up the good work.

Questions we often get

What are important things about the policy conditions?

Reading policy conditions is not the nicest thing to do. That's why we've put the most important ones in a row. Clear and simple.

Read more

reading time 3 minutes

How does it work with claim-free years?

You can find out how many claim-free years you have on your policy schedule. Not sure? Check with your insurer or broker. That way you avoid having your premium changed afterwards if your claim-free years were not correct.

Read all about building up claim-free years

reading time 3 minutes

What supplementary insurances are there?

Some additional insurances are very useful. We will explain all supplementary insurances to you. That way, you can make an informed choice.

Check the pros and cons of supplementary insurances

reading time 4 minutes

What are important things about the policy conditions?

Reading policy conditions is not the nicest thing to do. That's why we've put the most important ones in a row. Clear and simple.

Read more

reading time 3 minutes

How does it work with claim-free years?

You can find out how many claim-free years you have on your policy schedule. Not sure? Check with your insurer or broker. That way you avoid having your premium changed afterwards if your claim-free years were not correct.

Read all about building up claim-free years

reading time 3 minutes

What supplementary insurances are there?

Some additional insurances are very useful. We will explain all supplementary insurances to you. That way, you can make an informed choice.

Check the pros and cons of supplementary insurances

reading time 4 minutes

Frequently asked questions about commercial motor insurance

Company car damaged after working hours! What are the consequences?

You insure a company car as a business vehicle, but what if it is used by an employee outside of working hours? Does the company car insurance provide cover? Read more.

Private lease - What happens to the accumulated claim-free years?

Driving a new car has the disadvantage that you immediately have to pay a lot of money. More and more people choose private lease, but what happens to your accrued years without claims? Do you also build up claim-free years during the lease period? We would like to explain this. Read more about it.

How can you take out temporary company car insurance?

It may happen that you need to insure a car temporarily. For example, you buy a refurbished car that you still have to drive home. Or you receive your new car in a fortnight and to bridge the time gap, you temporarily take out a registered car. You are obliged to insure your registered car. This problem can be solved with temporary car insurance. Read more.

I use the company car for courier work. Is this possible?

Yes, you can. On our courier insurance it is also possible to insure company cars that are used as couriers.

Opting for WA commercial motor insurance

You should choose WA insurance for commercial vehicles that are eight years old or older. Where the limit lies is strongly dependent on the value of the vehicle. A ten year old company car can still be worth a lot. The biggest disadvantage of the third-party insurance is that the insurer will not pay for damage to your own company car. In case of damage you can possibly hold the other party liable, but that does not apply if you yourself are liable for the damage. Do you think this coverage is too limited? Then choose one of the other two options for your business car insurance.

Opting for WA + limited casco commercial vehicle insurance

Naturally, the WA + limited hull insurance also offers coverage for damage caused to others. In addition, the own company car is also insured against a number of causes of damage listed in the policy conditions. This concerns the following coverages:

  • Theft and damage due to attempted theft
  • Lightning damage
  • Collision with animals
  • Hail damage
  • Storm damage
  • Window breakage
  • Fire and explosion

You should choose this type of insurance if third-party insurance is too limited and all-risk cover is too expensive in relation to the cover. Especially for an older company car the most extensive insurance can be too expensive. You are not going to pay €1,000 in premiums if the company car is only worth €2,000.

Opting for all-risk business insurance

This insurance offers the coverage in the WA + limited casco plus additional coverage, such as

  • Collision damage to own car
  • Damage to the company car due to a slippery road surface
  • Immersion of the vehicle
  • Damage by vandalism

The all-risk company car insurance you choose for a new company car until the car is about three or four years old. This is an indication. You can also take out all-risk insurance for a six-year old company car. It is a question of weighing up the cover against the premium. As the vehicle ages, the market value decreases. As a result, it makes less and less sense to keep the company car insured.

Do you also need supplementary insurances?

In addition to the aforementioned insurances, you can also choose a number of supplementary insurances. Especially the accident insurance and the passenger indemnity insurance are often chosen additional insurances. Also consider the personal transport insurance. This offers coverage for theft from the company car. You can think about tools or goods that are being transported to customers.

Want to know what the premium is for a company car? Then calculate the premium online.

Money back guarantee. 14-day cooling-off period

When you take out commercial vehicle insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance within 14 days without giving any reason.

Acceptance for everyone

Alpina.nl has a suitable commercial vehicle insurance for every type of commercial vehicle and driver.

Transfer assistance

Want to switch from your current insurer to Alpina.nl, but are dreading all the hassle?No need! Switching to Alpina is very easy with our free cancellation service. It works like this:

  • Calculate your premium, and insure your vehicle
  • Download the free cancellation letter
  • Sign the letter and send it to your insurer

Money back guarantee. 14-day cooling-off period

When you take out commercial vehicle insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance within 14 days without giving any reason.

Acceptance for everyone

Alpina.nl has a suitable commercial vehicle insurance for every type of commercial vehicle and driver.

Transfer assistance

Want to switch from your current insurer to Alpina.nl, but are dreading all the hassle?No need! Switching to Alpina is very easy with our free cancellation service. It works like this:

  • Calculate your premium, and insure your vehicle
  • Download the free cancellation letter
  • Sign the letter and send it to your insurer
rdw registration number

RDW makes license plate inspection easier

The RDW has made it easier to retrieve vehicle history up to 9 years back from...

Read more
van insurance

What is a van?

A delivery van is a car with a load compartment that is primarily designed for transporting...

Read more

Compare the premium of a company car!

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

How do we do it?

Last updated: 21-03-2023

Financially certainly.

We can be reached via Chat, Whatsapp, phone or email

Please feel free to contact us if you would like to know more.
We are available from Monday to Friday from 08:00 to 18:00.

Contact us