Lamborghini insurance

• Lamborghini Aventador
• Lamborghini Huracán
• Lamborghini Urus (Including Urus SE, Urus
  Performante, Urus S)
• Lamborghini Revuelto
• Lamborghini Gallardo
• Lamborghini Sian FKP 37
• Lamborghini Sián Roadster,
• Lamborghini Centenario (Including Roadster)
• Lamborghini Murciélago

• Lamborghini Miura
• Lamborghini Countach
• Lamborghini Diablo
• Lamborghini Espada
• Lamborghini Jarama
• Lamborghini 350 GT / 400 GT
• Lamborghini Jalpa

You can also get insurance for older models of Lamborghini. Check out the options for vintage car insurance.

A Lamborghini often comes with exclusive accessories and high-end upgrades that make the car even more personal and impressive. Think carbon fiber exterior packages, ceramic brakes, lightweight rims, custom interior or advanced infotainment systems.

• In a standard car insurance policy, accessories are often only limitedly insured, usually up to an amount of around €1,000 to €2,500. If the value exceeds this amount, you can easily co-insure it. For example, do you have an aerodynamic kit, Lamborghini 'eye' or Akrapovic exhaust? Then you already exceed that amount.
• Many owners choose tuning, such as engine modifications or software upgrades. Software tuning, such as chip tuning is usually excluded from coverage. Damage caused by performance changes through engine management or transmission software (for example, in a Stage 2 or Stage 3 upgrade) is then not covered.

Insuring a Lamborghini works basically the same as for other cars, but because of its high value and performance, stricter conditions apply. Most insurers have requirements for security, storage location and driving experience. You can choose from WA, WA+ or all-risk, but all-risk insurance is almost always necessary for a Lamborghini.

The premium for Lamborghini insurance varies widely, but is typically between €250 and €1,000 per month. The exact cost depends on factors such as new vehicle value, driver age, claim-free years and coverage. Also, the type of Lamborghini (e.g. Huracán, Aventador) plays a big role.

All-risk insurance is almost always recommended for a Lamborghini. This coverage provides full protection against damage to third parties as well as your own vehicle. Due to the high purchase value and possible repair costs, this is often the only sensible option.

Yes, it is possible to insure a Lamborghini as a private individual. However, you must take into account stricter underwriting criteria of insurers, such as sufficient driving experience and a claim-free history. Some insurers also have a minimum age requirement for sports car insurance.

All-risk insurance is not required by law, but in practice it is virtually necessary with a Lamborghini. Because of its high value and risk of expensive damages, many insurers only accept full coverage. In addition, leasing companies or financiers often require an all-risk policy.

When insuring a sports car such as a Lamborghini, pay attention to things such as security requirements, deductibles, premium levels and the conditions in the event of a claim. It is also important to check for new-value coverage and whether tuning or modifications are covered.

Claim-free years have a lot of influence on the premium. The more years you have driven without a claim, the higher the discount on your Lamborghini insurance. With an expensive car, the difference in premium due to claim-free years can amount to hundreds of euros per month.

TPL only covers damage to others, TPL+ adds limited damage to your own car (such as fire, theft or windshield breakage), and all-risk covers all damage, including from your own fault. For a Lamborghini, all-risk is the only coverage that offers complete security.

Yes, there are options for temporarily insuring a Lamborghini, such as for an event or transportation. This can be done through a short-term policy with specialized insurers. However, keep in mind that the premium per day is relatively high.