Quad insurance
Which cover suits you?
Which cover suits you?
Third-party liability (mandatory)
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to othersi This is the basic cover and the cheapest quad insurance. The damage caused by your quad to third parties is reimbursed, but not the damage to your own quad.
- Theft and fire damagei In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own quad that you have caused yourself (e.g. by a collision) will not be reimbursed.
- Damage to own quadi In addition to third-party cover and compensation for theft and/or fire damage, damage to your own quad (e.g. due to a collision) is now also covered.
WA Theft and Fire
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to othersi This is the basic cover and the cheapest quad insurance. The damage caused by your quad to third parties is reimbursed, but not the damage to your own quad.
- Theft and fire damagei In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own quad that you have caused yourself (e.g. by a collision) will not be reimbursed.
- Damage to own quadi In addition to third-party cover and compensation for theft and/or fire damage, damage to your own quad (e.g. due to a collision) is now also covered.
WA Theft, Fire and Collision
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to othersi This is the basic cover and the cheapest quad insurance. The damage caused by your quad to third parties is reimbursed, but not the damage to your own quad.
- Theft and fire damagei In addition to the WA coverage, theft or fire damage is now also compensated. Damage to your own quad that you have caused yourself (e.g. by a collision) will not be reimbursed.
- Damage to own quadi In addition to third-party cover and compensation for theft and/or fire damage, damage to your own quad (e.g. due to a collision) is now also covered.
Cheap quad insurance
A quad is a special vehicle. Just as with a car, you must take out insurance for a quad. If, for example, damage occurs when using the quad, then the insurance can pay for that damage. In certain cases, it is even possible that insurers will pay out when your quad is stolen. That is why there is a separate cheap quad insurance.
What is a quad?
A quad bike is a four-wheeled motorbike or moped, in other words a motor vehicle. Depending on the - by construction determined - maximum speed, mass and net maximum power, quads are classified by the law as a moped, three-wheeled motor vehicle or passenger car.
Tailor-made quad insurance
Alpina\.nl's cheap quad insurance is tailored for average quad or trike use. The insurance can be expanded to include accident-occupant insurance, damage-occupant insurance and legal expenses insurance. So you can choose a quad insurance policy that meets your exact needs.
What determines the amount of quad insurance?
To determine the cost of your quad or trike insurance, our system looks at several factors:
- Which cover do you choose? All-risk cover is more expensive than WA cover.
- What is the weight of your quad or trike? A heavier quad can cause more damage than a lighter one.
- How many claim-free years do you have? The more claim-free years you have accumulated, the lower the costs will be.
- What is your age? Often younger drivers pay more than older drivers because they cause more damage on average.
- Where do you live? If you live in a busy city, more accidents may occur and you will pay more premium.
Based on these factors, the insurance company will calculate the cost of your quad insurance.
Compare cheap quad insurance
Because you don't want to pay too much for your quad insurance, you can compare cheap insurance at Alpina\.nl with just a few clicks. No hassle with application forms and signatures sent through the mail. Just simple online.
Enter the quad's registration number, the number of claim-free years, the date of birth of the youngest driver and the postal code, and compare the cheapest insurance within a few minutes.
After you have made a comparison, you can also take out the insurance directly online and in most cases there is also coverage immediately. The policy for the quad insurance will be sent to you by post.
Click here for frequently asked questions on quad insurance.
What does quad insurance cost?
The amount of the premium for your quad insurance depends on various factors, such as:
- The coverage you choose
- The weight of the quad
- The number of claim-free years
- The age of the youngest driver
- Your postal code
On the basis of these factors, the premium is determined and you know exactly how much insurance for your quad will cost.
Cheap quad insurance
You do not want to pay too much for your quad insurance. Via our website you can easily compare and conclude a cheap quad insurance. All you have to do is fill in the information below:
- The registration number of the quad
- The number of claim-free years
- The age of the youngest driver
- Your postal code
This way you can compare the cheapest insurance in a few minutes.
Compare quad insurance
When comparing quad insurances, it is important to choose the right cover for your quad. Possible coverages in a quad insurance are:
Below, all possible coverages are briefly explained. You can also click on the cover for more information.
Cheap quad insurance
You do not want to pay too much for your quad insurance. Via our website you can easily compare and conclude a cheap quad insurance. All you have to do is fill in the information below:
- The registration number of the quad
- The number of claim-free years
- The age of the youngest driver
- Your postal code
This way you can compare the cheapest insurance in a few minutes.
Compare quad insurance
When comparing quad insurances, it is important to choose the right cover for your quad. Possible coverages in a quad insurance are:
Below, all possible coverages are briefly explained. You can also click on the cover for more information.
Possible coverages in a quad insurance
Third-party liability (WA)
This is the basic cover and the cheapest quad insurance. The damage caused by your quad to third parties is reimbursed, but not the damage to your own quad. Read more.
WA + theft
In addition to the WA coverage, damage to your own quad due to theft is now also reimbursed. Damage to your own quad caused by yourself (e.g. by a collision) is not reimbursed. Read more.
Third-party liability (WA)
This is the basic cover and the cheapest quad insurance. The damage caused by your quad to third parties is reimbursed, but not the damage to your own quad. Read more.
WA + theft
In addition to the WA coverage, damage to your own quad due to theft is now also reimbursed. Damage to your own quad caused by yourself (e.g. by a collision) is not reimbursed. Read more.
WA + theft and fire
In addition to WA coverage, damage to your own quad will now also be reimbursed, such as theft and fire damage. Damage to your own quad which you have caused yourself (by a collision, for example) is not reimbursed. Read more.
WA + theft, fire and collision
This is the most extensive cover for a quad insurance. In addition to WA coverage and compensation for theft and/or fire damage, damage to your own quad as a result of a collision is now also covered. Read more.
WA + theft and fire
In addition to WA coverage, damage to your own quad will now also be reimbursed, such as theft and fire damage. Damage to your own quad which you have caused yourself (by a collision, for example) is not reimbursed. Read more.
WA + theft, fire and collision
This is the most extensive cover for a quad insurance. In addition to WA coverage and compensation for theft and/or fire damage, damage to your own quad as a result of a collision is now also covered. Read more.
Frequently asked questions about quad insurance
Insurers routinely look at a number of factors when calculating the premium. These include your age and place of residence, but also the value of the vehicle you wish to insure. But do they also look at the number of CCs on the quad? We will be happy to explain it to you!
There are five different types. Firstly, there is the non-approved for use on public roads. These can be used, for example, for driving on private property. Then there are four types which are allowed on public roads. The requirements differ for each type. There is a special quad insurance for these quads. The other four types fall under the following headings:
- Approved as a moped
- Approved as three-wheeled motor vehicle
- The heavier variant can be used as a passenger car
- The heavier version as a company car
The legal requirements depend on which type of motor vehicle the quad is equated with.
Riding a quad bike - know what you are doing
During the summer months, many Dutch people abroad get involved in a traffic accident with a quad bike. In the summer holiday resorts, they are indeed rented out cheaply, but you have to know how to handle these motor vehicles.
Every year during the summer holidays, several Dutch people get involved in serious traffic accidents with a quad bike. In July, a driver died on Mallorca. The motorbike is also becoming increasingly popular in the Netherlands. This is evident from the number of accidents in our country.
The power of a quad is underestimated
On a quad bike, you have a greater sense of safety compared to a motorbike. Inexperienced riders on these vehicles must first learn the power and speed before they start driving them for long stretches. People with a driving licence think that they can also control a quad bike, but it is not comparable with driving a car. This is also evident from the statistics on accidents. In the period between 2009 and 2013, 540 quad riders ended up in hospital emergency rooms. Typically, 13% of these were accidents involving stationary objects. The drivers were therefore not in control of the vehicle.
Tips for better safety
You can increase road safety by observing the following tips.
Tip #1: Always wear a helmet. Even if it is not compulsory.
Tip #2: Do not start riding in a sportive way straight away. First get to know the quad well.
Tip #3: Do not drive too fast into corners. This prevents accidents.
Tip #4: Do not ride scantily clad.
Tip #5: Do not take a passenger, unless the vehicle is suitable for it.
Recovery service
Alpina cooperates with 112schade.nl to recover non-covered damage from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
Customers about quad insurance
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