Quad insurance
Which cover suits you?
Third-party liability (mandatory)
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Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
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Damage to others
i This is the basic coverage and cheapest quad insurance. It covers damage you cause with your quad to third parties, but not damage to your own quad.
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Theft and fire damage
i In addition to the third-party coverage, theft or fire damage is now also covered. Damage to your own quad caused by yourself (e.g. by a collision) is not covered.
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Damage to own quad
i In addition to the third-party coverage and compensation for theft and/or fire damage, damage to your own quad (due to a collision, for example) is now also covered.
WA Theft and Fire
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Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
-
Damage to others
i This is the basic coverage and cheapest quad insurance. It covers damage you cause with your quad to third parties, but not damage to your own quad.
-
Theft and fire damage
i In addition to the third-party coverage, theft or fire damage is now also covered. Damage to your own quad caused by yourself (e.g. by a collision) is not covered.
-
Damage to own quad
i In addition to the third-party coverage and compensation for theft and/or fire damage, damage to your own quad (due to a collision, for example) is now also covered.
WA Theft, Fire and Collision
-
Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
-
Damage to others
i This is the basic coverage and cheapest quad insurance. It covers damage you cause with your quad to third parties, but not damage to your own quad.
-
Theft and fire damage
i In addition to the third-party coverage, theft or fire damage is now also covered. Damage to your own quad caused by yourself (e.g. by a collision) is not covered.
-
Damage to own quad
i In addition to the third-party coverage and compensation for theft and/or fire damage, damage to your own quad (due to a collision, for example) is now also covered.
Cheap quad insurance
A quad bike is a special vehicle. Like a car, you need to take out insurance for a quad bike. For example, if damage occurs while using the quad, the insurance company can pay for it for you. In certain cases, it is even possible for insurance companies to pay out if your quad is stolen. This is why there is a separate cheap quad insurance.
What is a quad?
A quad bike is a four-wheeled motorbike or moped, in other words a motor vehicle. Depending on the - by construction determined - maximum speed, mass and net maximum power, quads are classified by the law as a moped, three-wheeled motor vehicle or passenger car.
Tailor-made quad insurance
Cheap quad insurance from Alpina.nl is tailored for average quad or trike use. The insurance can be expanded to include accident-occupant insurance, damage-occupant insurance and legal expenses insurance. So you can choose a quad insurance policy that meets your exact needs.
What determines the amount of quad insurance?
To determine the cost of your quad or trike insurance, our system looks at several factors:
- Which coverage do you choose? All-risk coverage is more expensive than third-party coverage.
- What is the weight of your quad or trike? A heavier quad can cause more damage than a light quad.
- How many claim-free years do you have? The more claim-free years you have accumulated, the lower the cost will be.
- What is your age? Often younger drivers pay more than older drivers because, on average, they cause more damage.
- What hometown do you live in? If you live in a busy city, more accidents may happen and you will pay more premium.
Based on these factors, the insurance company calculates the cost of your quad insurance.
Compare cheap quad insurance
Because you don't want to pay too much for your quad insurance, you can compare cheap insurance with just a few clicks at Alpina.nl . No hassle with application forms and signatures sent through the mail. Just simple online.
Enter the quad's registration number, the number of claim-free years, the date of birth of the youngest driver and the postal code, and compare the cheapest insurance within a few minutes.
After you compare, you can also purchase the insurance directly online, and in most cases, coverage is immediate. The quad insurance policy will be sent to you by mail.
Click here for frequently asked questions on quad insurance.
What does quad insurance cost?
The amount of the premium for your quad insurance depends on several factors, including:
- The coverage you choose
- The weight of the quad
- The number of claim-free years
- The age of the youngest driver
- Your zip code
Based on these factors, the premium is determined and you will know exactly how much insurance for your quad will cost.
Cheap quad insurance
You don't want to pay too much for your quad insurance. Through our website, you can easily compare and purchase cheap quad insurance. All you have to do is fill in the information below:
- The registration number of the quad
- The number of claim-free years
- The age of the youngest driver
- Your zip code
That way you can compare the cheapest insurance within minutes.
Compare quad insurance
When comparing quad insurance policies, it is important that you choose the right coverage for your quad. Possible coverages in quad insurance are:
All possible coverages are briefly explained below. You can also click on the coverage, for more information.
Cheap quad insurance
You don't want to pay too much for your quad insurance. Through our website, you can easily compare and purchase cheap quad insurance. All you have to do is fill in the information below:
- The registration number of the quad
- The number of claim-free years
- The age of the youngest driver
- Your zip code
That way you can compare the cheapest insurance within minutes.
Compare quad insurance
When comparing quad insurance policies, it is important that you choose the right coverage for your quad. Possible coverages in quad insurance are:
All possible coverages are briefly explained below. You can also click on the coverage, for more information.
Possible coverages in a quad insurance
Third-party liability (WA)
This is the basic coverage and cheapest quad insurance. It covers damage you cause with your quad to third parties, but not damage to your own quad. Read more.
WA + theft
In addition to the third-party coverage, damage to your own quad due to theft is now also covered. Damage to your own quad caused by yourself (by collision, for example) is not covered. Read more.
Third-party liability (WA)
This is the basic coverage and cheapest quad insurance. It covers damage you cause with your quad to third parties, but not damage to your own quad. Read more.
WA + theft
In addition to the third-party coverage, damage to your own quad due to theft is now also covered. Damage to your own quad caused by yourself (by collision, for example) is not covered. Read more.
WA + theft and fire
In addition to the third-party coverage, damage to your own quad is now covered, such as theft and fire damage. Damage to your own quad that you have caused yourself (by a collision, for example) is not covered. Read more.
WA + theft, fire and collision
This is the most comprehensive coverage for quad insurance. In addition to third-party coverage and compensation for theft and/or fire damage, damage to your own quad due to a collision is now also covered. Read more.
WA + theft and fire
In addition to the third-party coverage, damage to your own quad is now covered, such as theft and fire damage. Damage to your own quad that you have caused yourself (by a collision, for example) is not covered. Read more.
WA + theft, fire and collision
This is the most comprehensive coverage for quad insurance. In addition to third-party coverage and compensation for theft and/or fire damage, damage to your own quad due to a collision is now also covered. Read more.
Frequently asked questions about quad insurance
Does the CC affect the cost of my quad insurance?
Insurers routinely look at a number of factors when calculating the premium. These include your age and place of residence, as well as the value of the vehicle you want to insure. But do they also look at the number of CC of the quad? We are happy to explain it to you!
Can you drive a quad bike on public roads?
There are five different types. Firstly, there is the non-approved for use on public roads. These can be used, for example, for driving on private property. Then there are four types which are allowed on public roads. The requirements differ for each type. There is a special quad insurance for these quads. The other four types fall under the following headings:
- Approved as a moped
- Approved as three-wheeled motor vehicle
- The heavier variant can be used as a passenger car
- The heavier version as a company car
The legal requirements depend on which type of motor vehicle the quad is equated with.
Riding a quad bike - know what you are doing
During the summer months, many Dutch people abroad get involved in a traffic accident with a quad bike. In the summer holiday resorts, they are indeed rented out cheaply, but you have to know how to handle these motor vehicles.
Every year during the summer holidays, several Dutch people get involved in serious traffic accidents with a quad bike. In July, a driver died on Mallorca. The motorbike is also becoming increasingly popular in the Netherlands. This is evident from the number of accidents in our country.
The power of a quad is underestimated
On a quad bike, you have a greater sense of safety compared to a motorbike. Inexperienced riders on these vehicles must first learn the power and speed before they start driving them for long stretches. People with a driving licence think that they can also control a quad bike, but it is not comparable with driving a car. This is also evident from the statistics on accidents. In the period between 2009 and 2013, 540 quad riders ended up in hospital emergency rooms. Typically, 13% of these were accidents involving stationary objects. The drivers were therefore not in control of the vehicle.
Tips for better safety
You can increase road safety by observing the following tips.
Tip #1: Always wear a helmet. Even if it's not mandatory.
Tip #2: Don't go sport riding right away. Get well acquainted with the quad first.
Tip #3: Don't ride too fast around corners. This prevents accidents.
Tip #4: Don't ride scantily clad.
Tip #5: Do not take a passenger unless the vehicle is suitable for it.
Recovery service
Alpina cooperates with 112schade.nl to recover non-covered damage from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover the damage from the other party completely free of charge.
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