Finish online
Finish online
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment
Disabled persons insurance

Insurance for disabled persons: insure your disabled vehicle directly!

Now with free recovery service
Finish online
Finish online
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment

When to choose the WA disabled vehicle insurance?

This insurance is the most logical choice for a disabled vehicle with a low value. The description 'low value' is a relative term. A disabled vehicle with a short remaining life expectancy should not be insured on a WA casco basis. In that case the premium is too high compared to the value of the vehicle.

When to choose the WA car insurance?

The WA disability insurance pays out, for example, in the event of theft, fire damage and accident. This coverage is the most logical choice for a new disabled vehicle. However, this insurance can also be the best choice for older disabled vehicles. When comparing insurances, you can actually always assume this cover. If the premium is too high in comparison to the current market value, you can still choose the third-party insurance for disabled vehicles. Please realise that the cover in this form of insurance is much more limited.

When am I insured?

Unlike most other insurance policies, you take out insurance until 1 May of each year. The insurance for your vehicle always runs from 1 May to 1 May of the following year. If you do not take out insurance on 1 May, the premium will be calculated pro rata. This means that the premium will be calculated from the commencement date of the insurance until 1 May.

When you take out insurance online, the cover is not immediate. You are not yet allowed to drive the vehicle. After acceptance by the insurer, you will receive the insurance sticker by post. When you have received the sticker and have attached it to the vehicle, you can drive it on the public roads.

Customers about invalid carriage insurance

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8.3
Average score
Based on 45 reviews
03-01-2022
John Snaaijer
pity to have to wait for dooroophn
12-11-2021
Sips
The insurance was easy to take out on the website. After closing I would get a confirmation email that it was received in good order. Mail did not come in. I have to contact them again and something went wrong in their system. Can happen but I have to do that action and free up the time to go after it. Then I can often just as well take out the insurance by phone. It is solved but I find it unnecessary.
02-06-2021
Marielouise den ouden
After I had filled in everything, I received a message right away that the insurance was being checked and that I would probably hear something within 10 minutes to an hour (it also said a maximum of 48 hours), but when I still hadn't heard anything after a day, I sent a message via Facebook and within a few minutes it was settled. Now I have to wait for the insurance company to send my "sticker" and then I can enjoy my mobility scooter! Great service so far

Some factors that influence the amount of your premium

  • Form of cover
  • Town/City
  • Age
  • Claim-free years

Compare disabled person's insurance policies online

Report damage

Do you have a damage? Then you can report it online using the form below. Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.

Click here to report a claim online.

Report a change

Do you want to change your disabled persons insurance or does something change in your personal situation? You can reportdifferent types of changes.

  • Change personal data
  • Change of address
  • Changing other insurance
  • Cancelling insurance

Report damage

Do you have a damage? Then you can report it online using the form below. Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.

Click here to report a claim online.

Report a change

Do you want to change your disabled persons insurance or does something change in your personal situation? You can reportdifferent types of changes.

  • Change personal data
  • Change of address
  • Changing other insurance
  • Cancelling insurance

Disabled vehicle insurance benefits at Alpina\.nl

Immediate coverage possible, 24/7

You can calculate and take out invalidity insurance 24 hours a day, 7 days a week. In most cases, you will also receive coverage immediately so that you can get your vehicle on the road quickly.

Close within 5 minutes

When you take out invalidity insurance online, you want cover immediately. That's why you can see where you stand with us. You can insure your vehicle within 5 minutes. You choose your own cover and excess, so you never pay too much. Your application will be assessed immediately and take effect when you want.

Money back guarantee! 14-day cooling-off period

When you take out invalidity insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance without giving any reason within 14 days.

Acceptance for everyone

Alpina.nl has suitable insurance for most types of vehicles and drivers.

You can calculate and take out invalidity insurance 24 hours a day, 7 days a week. In most cases, you will also receive coverage immediately so that you can get your vehicle on the road quickly.

When you take out invalidity insurance online, you want cover immediately. That's why you can see where you stand with us. You can insure your vehicle within 5 minutes. You choose your own cover and excess, so you never pay too much. Your application will be assessed immediately and take effect when you want.

When you take out invalidity insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance without giving any reason within 14 days.

Alpina.nl has suitable insurance for most types of vehicles and drivers.

Frequently asked questions

What is a Third Party Liability (TPL)?

This is the basic and cheapest invalid carriage insurance. The damage you cause to third parties with your disabled vehicle will be reimbursed, but not the damage to your own disabled vehicle.

You save money by choosing WA coverage, but in case of damage, this choice can turn out to be wrong. The insurer will only pay for damage caused to others. Suppose you cause a collision with a car with your disabled vehicle. The damage to your car amounts to €2,500. The damage to the other party is paid by your insurer. You will not receive any compensation for the damage to your own vehicle. You must therefore pay for the damage of €2,500 yourself. If the other party is liable for the damage, you can recover your damage from them.

What is full hull (all-risk)?

This is the most extensive cover for a disabled persons' vehicle insurance. In addition to third-party cover, damage to your own disabled vehicle is now also covered in the event of fire, theft, storm, collision and glass breakage.

How can I switch to Alpina?

Want to switch from your current insurer to Alpina.nl, but are dreading all the hassle? No need! Switching to Alpina is very easy with our free cancellation service. It works like this:

  • Calculate your premium and insure your vehicle
  • Download the free cancellation letter
  • Sign the letter and send it to your insurer

How does Alpina work?

There are a lot of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies that we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experiences with the institution and how a company acts when a claim is made. When comparing insurances we look at your personal situation and specific wishes regarding coverage. Alpina makes insurance easy and fast.

Supervision

Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute(Kifid).

How does Alpina work?

There are a lot of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies that we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experiences with the institution and how a company acts when a claim is made. When comparing insurances we look at your personal situation and specific wishes regarding coverage. Alpina makes insurance easy and fast.

Supervision

Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute(Kifid).

Calculate the premium for a disabled vehicle

How do we do it?

Last updated: 12-09-2022

Financially certainly.

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