Three-wheel motor scooter insurance: insure your motor scooter directly!
Three-wheel motor scooter insurance
A three-wheeled motor scooter is a motor scooter with dual front wheels that may be driven with the car driving licence B, provided you have obtained the driving licence before 19-01-2013. This makes the three-wheeled motor scooter a good alternative for motor enthusiasts who do not have a driving licence. A motor scooter offers the convenience of a car and the flexibility of a motorbike. The age limit for driving a three-wheeled motor scooter is 18 years.
Driving licence obligation three-wheeled motor scooter
Did you not obtain your driving licence (B) before 19-01-2013? Then you are in possession of a 'new driving licence'. With the new driving licence obtained in the Netherlands from 19-01-2013, you need a motorbike driving licence (A) to be allowed to drive a three-wheeled motor scooter. It is not necessary to already have a driving licence for a car to obtain a motorbike driving licence.
Since 19-01-2013, the motorbike driving licence has been divided into three categories, namely: A1, A2 and A.
Category A1
This licence can be obtained from the age of 18.
For this category, there is a maximum of 125 CC and 11 KW power for motorbikes.
There is no maximum CC for tricycles, the maximum power for tricycles is 15 KW.
Category A2
If the driver has had an A1 licence for at least two years, category A2 can be obtained. It is also possible to enter without an A1 licence from the age of 20.
For category A2, a maximum power of 35 KW applies.
Category A
The minimum age for taking the A category test is 21 years. If the driver obtains the A licence before he or she is 24 years old, code 80 may appear on the licence. Code 80 expires two years after obtaining the category A driving licence or if you turn 24 before then. If you have already obtained the A2 licence before obtaining the A licence, code 80 expires when you have held the A2 licence for two years. If the code expires, you may drive a heavy motorbike (A) without having to take an additional test. If you are under 24, you must apply for a new driving licence from the municipality. If you do not do this, code 80 does not expire until you are 24 years old.
Three-wheeled motor scooters
The most well-known three-wheeled motor scooter is the Piaggio MP3 (LT). In 2006 Piaggio introduced the world's first motor scooter with dual front wheels that could be driven with a car licence. Nowadays, more and more alternatives are appearing on the market, such as the:
- Gilera Fuoco 500 LT
- Peugeot Metropolis 400(i)
- Yamaha Tricity (125 cc)*
*To be allowed to drive the Yamaha Tricity (125 cc) you need, contrary to the above mentioned motor scooters, to have an A1 driving licence.
Insurance for three-wheeled motor scooters
Are you looking for good and affordable insurance for your three-wheeled motor scooter? At Alpina, you can get insurance quickly and easily.
The premium is determined based on several factors. The amount of the premium depends on the specifications of the motor scooter, its type, weight and number of cc. In addition, your personal information comes into play, such as your age, place of residence and number of claim-free years. You will find the possible coverages in motor scooter insurance further down this page. You can choose whether you want to insure accessories. This is not an obligation.
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Possible coverages for three-wheeled motor scooter insurance
Third-party liability (WA)
This is the basic and cheapest motor scooter insurance. It covers damage caused by your motor scooter to third parties, but not damage to your own motor scooter. Read more.
Limited Comprehensive (WA plus or WA+)
Besides the WA-coverage, the damage to your own motor scooter will now also be compensated in case of fire, theft and storm. Damage to your own motor scooter caused by yourself (for example by a collision) will not be covered. Read more.
Full casco (all-risk)
This is the most extensive coverage for a motor scooter insurance. Everything that is covered under limited hull is covered, but now also all damage to your own motor scooter. Read more.
Third-party liability (WA)
This is the basic and cheapest motor scooter insurance. It covers damage caused by your motor scooter to third parties, but not damage to your own motor scooter. Read more.
Limited Comprehensive (WA plus or WA+)
Besides the WA-coverage, the damage to your own motor scooter will now also be compensated in case of fire, theft and storm. Damage to your own motor scooter caused by yourself (for example by a collision) will not be covered. Read more.
Full casco (all-risk)
This is the most extensive coverage for a motor scooter insurance. Everything that is covered under limited hull is covered, but now also all damage to your own motor scooter. Read more.
Supplementary coverages
Accident insurance
The accidental occupant insurance pays a fixed amount in case of an accident with the motor scooter to the driver and/or the rider. Read more.
Indemnity insurance for riders
The damage insurance for riders compensates the damage of the rider and the pillion rider after an accident with the motor scooter. This damage may include property damage (clothing, luggage, etc.), loss of earnings, household help, transport costs, medical costs, compensation and funeral costs. Read more.
Accident insurance
The accidental occupant insurance pays a fixed amount in case of an accident with the motor scooter to the driver and/or the rider. Read more.
Indemnity insurance for riders
The damage insurance for riders compensates the damage of the rider and the pillion rider after an accident with the motor scooter. This damage may include property damage (clothing, luggage, etc.), loss of earnings, household help, transport costs, medical costs, compensation and funeral costs. Read more.
Do it directly
Report damage
Do you have a damage to your motor scooter? Then you can report it online using the form below.
Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.
Report a change
Do you want to adjust your motorbike insurance or does something change in your personal situation? You can pass ondifferent types of changes.
- Change personal data
- Change of address
- Changing other insurance
- Cancelling insurance
Report damage
Do you have a damage to your motor scooter? Then you can report it online using the form below.
Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.
Report a change
Do you want to adjust your motorbike insurance or does something change in your personal situation? You can pass ondifferent types of changes.
- Change personal data
- Change of address
- Changing other insurance
- Cancelling insurance
How does Alpina work?
As an intermediary, we are not part of any insurance company. This means that we have no financial or production obligations to the companies we work with. When comparing insurance, we consider your personal situation and specific wishes regarding coverage. Alpina makes insurance clear and fast.
Alpina complies with all the legal requirements of the AFM. For example, we have the necessary permits and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).
How does Alpina work?
As an intermediary, we are not part of any insurance company. This means that we have no financial or production obligations to the companies we work with. When comparing insurance, we consider your personal situation and specific wishes regarding coverage. Alpina makes insurance clear and fast.
Alpina complies with all the legal requirements of the AFM. For example, we have the necessary permits and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).
Recovery service
Alpina cooperates with 112schade.nl to recover non-covered damage from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
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