Three-Wheeled Motor Scooter Insurance

Did you obtain your driver’s license (B) after January 19, 2013? If so, you have a “new driver’s license.” For new driver’s licenses issued in the Netherlands on or after January 19, 2013, you need a motorcycle license (A) to be allowed to operate a three-wheeled motor scooter. To obtain a motorcycle license, you do not need to already hold a driver’s license.

Since January 19, 2013, the motorcycle license has been divided into three categories: A1, A2, and A.

Category A1

You can obtain this driver’s license starting at age 18.
For this category, the maximum engine displacement is 125 CC and the maximum power output is 11 KW.
There is no maximum engine displacement for three-wheelers; the maximum power output for three-wheelers is 15 KW.

Category A2

If the driver has held an A1 driver’s license for at least two years, they can obtain an A2 license. It is also possible to apply for an A2 license without an A1 license, provided the applicant is at least 20 years old.
For category A2, the maximum power is 35 kW.

Category A

The minimum age to take the Category A driving test is 21. If the driver obtains a Category A driver’s license before turning 24, Code 80 may be added to the license. Code 80 expires two years after obtaining a Category A driver’s license or when you turn 24, whichever comes first. If you already obtained an A2 driver’s license before getting your Category A license, Code 80 expires once you have held a Category A2 driver’s license for two years. Once the code expires, you may ride a heavy motorcycle (A) without having to take an additional test. However, if you are not yet 24 years old, you must apply for a new driver’s license at the municipal office. If you do not do this, code 80 will not expire until you turn 24.

The best-known three-wheeled motor scooter is the Piaggio MP3 (LT). In 2006, Piaggio introduced the world’s first motor scooter with dual front wheels that could be driven with a car driver’s license. Today, more and more alternatives are coming onto the market, such as the:

• Gilera Fuoco 500 LT
• Peugeot Metropolis 400(i)
• Yamaha Tricity (125 cc)*
  *Unlike the motor scooters listed above, you must have an A1 driver's license to ride the Yamaha Tricity (125 cc)

Are you looking for good, affordable insurance for your three-wheeled motor scooter? At Alpina, you can get insurance quickly and easily.

The premium is determined based on various factors. The premium amount depends on the motor scooter’s specifications, including the model, weight, and engine displacement (cc). Your personal information also plays a role, such as your age, place of residence, and the number of claim-free years. You can find the available coverage options for motor scooter insurance further down this page. You can choose whether or not to include accessories in your coverage; this is not mandatory.

Civil Liability (WA)

This is the basic coverage and the most affordable motor scooter insurance. It covers damage you cause to third parties with your motor scooter, but not damage to your own motor scooter. Learn more.

Limited Comprehensive Coverage (Third-Party Liability Plus or WA+)

In addition to liability coverage, damage to your own motor scooter is now also covered in the event of, among other things, fire, theft, and storms. Damage to your own motor scooter that you caused yourself (for example, due to a collision) is not covered. Read more.

Comprehensive (all-risk) coverage

This is the most comprehensive coverage available for a motor scooter insurance policy. Everything covered under limited comprehensive coverage is reimbursed, but now all damage to your own motor scooter is also reimbursed. Read more.

Passenger Accident Insurance

Passenger accident insurance pays a fixed amount to the driver and/or passenger in the event of an accident involving the motor scooter.Learn more.

Passenger Liability Insurance

Passenger insurance covers damages incurred by the driver and passengers following an accident involving a motor scooter. These damages may include property damage (clothing, luggage, etc.), loss of income, household assistance, transportation costs, medical expenses, compensation for pain and suffering, and funeral expenses.Read more.