Moped insurance
Moped insurance
Which cover suits you?
Which cover suits you?
Third-party liability (mandatory)
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to othersi This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be covered, but not the damage to your own moped.
- Theft and fire damagei In addition to the WA coverage, theft or fire damage is now also covered. Damage to your own moped that you have caused yourself (e.g. by a collision) is not covered.
- Damage to own mopedi In addition to WA coverage and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
WA Theft and Fire
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to othersi This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be covered, but not the damage to your own moped.
- Theft and fire damagei In addition to the WA coverage, theft or fire damage is now also covered. Damage to your own moped that you have caused yourself (e.g. by a collision) is not covered.
- Damage to own mopedi In addition to WA coverage and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
WA Theft, Fire and Collision
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to othersi This is the basic and cheapest moped insurance. The damage you cause to third parties with your moped will be covered, but not the damage to your own moped.
- Theft and fire damagei In addition to the WA coverage, theft or fire damage is now also covered. Damage to your own moped that you have caused yourself (e.g. by a collision) is not covered.
- Damage to own mopedi In addition to WA coverage and compensation for theft and/or fire damage, damage to your own moped (e.g. due to a collision) is now also covered.
Every moped owner knows how wonderful it is to ride a moped. Especially when the weather is nice, there are countless mopeds on the streets. How nice is it, with the wind in your hair and a nice sun on your face, to tour around? A moped also offers a lot of convenience. You can just hop on and ride off, there are no traffic jams, and a moped is a lot cheaper to maintain than a car.
However, like a car, you are required to have at least third-party insurance for your moped. This is a legal requirement that ensures you are responsible for any damage you cause to others. But third-party insurance only covers damage you cause to others. If you yourself sustain damage or if your moped is stolen, you have no coverage.
Therefore, it is also simply wise to get a good moped insurance policy. This way you have coverage for your own damage, theft and liability. At Alpina.nl we will tell you everything you need to know about moped insurance, so that you are well insured.
Compare moped insurance
Comparing moped insurances is an important part of insuring your moped. It allows you to find the best and cheapest moped insurance. You can compare moped insurances by filling in the licence plate number in our online comparator. Even if you do not have the license plate number at hand, a comparison is made quickly. In that case you can fill in the make, type and model of the moped. In addition, you can fill in a number of details, such as:
- The date of birth of the youngest driver
- Your postal code and house number
- The number of claim-free years
You will then see the premiums and can select the desired coverage.
The benefits
Moped insurance is complete insurance for all types of mopeds. Moped insurance is similar to moped insurance, scooter insurance and moped insurance. You are, of course, required to have at least third-party moped insurance. This insures you for damage you cause to another person with your moped. Of course, you can also opt for more extensive coverage. At Alpina.nl you can take out moped insurance directly here. We have a suitable insurance for every moped. Moped insurance through Alpina has a number of advantages:
- No own risk
- Take out insurance directly online
- 14-day cooling-off period
- Discount up to 75%
- Young driver? We have moped insurance for that too
Close in 5 steps
Taking out moped insurance is very easy. In 5 simple steps you can conclude a moped insurance:
Step 1: Choose a moped insurance that suits your situation
Step 2: Make sure you have all the necessary data at hand, such as the chassis number, the license plate number and the year of construction of the moped. These details can also be found on your license plate
Step 3: Don't only look at the premium, but also read the policy conditions of the insurance carefully
Step 4: Any questions? Then be sure to contact us! Our insurance specialists will be happy to help you
Step 5: Take out your moped insurance through Alpina now!
Top 5 cheapest moped insurance 2023
| Insurer | Cover | Cover | |
|---|---|---|---|
| ANWB | WA | € 3,14 | Calculate premium |
| Unigarant | WA | € 3,20 | Calculate premium |
| Unive | WA | € 6,69 | Calculate premium |
| Klaverblad | WA | € 7,05 | Calculate premium |
| Enra | WA | € 9,66 | Calculate premium |
Oldtimer
Do you have a beautiful old-timer moped? Then you can take out a special old-timer moped insurance. With a moped insurance your beloved old-timer is well insured. An oldtimer moped is usually not driven as much as a new moped, but it is often tinkered with and admired. If you want to insure a oldtimer moped, your moped has to be at least 25 years old and you drive a maximum of 7.500 kilometres per year. A classic moped insurance has three types of coverage: WA, WA+ or Allrisk. With the right insurance, you can tour on your old-timer moped with peace of mind.
Cheap
You have a beautiful moped and don't want to think about it being stolen or damaged in a collision. Therefore, you want to insure your moped properly. But no one wants to pay too much for moped or scooter insurance. Smart people therefore take out cheap moped insurance through Alpina.nl. With the handy online tool, the cheapest insurance for your moped or scooter can be found in less than five minutes. You simply choose the exact coverage yourself. Keeping a grip on the monthly premium is easy.
Oldtimer
Do you have a beautiful old-timer moped? Then you can take out a special old-timer moped insurance. With a moped insurance your beloved old-timer is well insured. An oldtimer moped is usually not driven as much as a new moped, but it is often tinkered with and admired. If you want to insure a oldtimer moped, your moped has to be at least 25 years old and you drive a maximum of 7.500 kilometres per year. A classic moped insurance has three types of coverage: WA, WA+ or Allrisk. With the right insurance, you can tour on your old-timer moped with peace of mind.
Cheap
You have a beautiful moped and don't want to think about it being stolen or damaged in a collision. Therefore, you want to insure your moped properly. But no one wants to pay too much for moped or scooter insurance. Smart people therefore take out cheap moped insurance through Alpina.nl. With the handy online tool, the cheapest insurance for your moped or scooter can be found in less than five minutes. You simply choose the exact coverage yourself. Keeping a grip on the monthly premium is easy.
Moped insurance cover
When taking out moped insurance, you can choose from three different types of cover: Third Party, Limited Comprehensive and All Risks. Which cover is most suitable for you depends on your personal situation and the type of moped you have. You are always obliged by law to take out at least a WA moped insurance when you have bought a moped (and you ride it on the public roads). Of course you can also choose to insure damage to your own moped. In that case you can take out the comprehensive WA + Theft and Fire coverage or the all-risk moped insurance (WA + Theft, Fire and Collision). To help you make your choice, we will briefly explain all three types of cover.
WA
A WA-coverage forms the basis of a moped insurance. Because you are only insured for liability damage, it is also the cheapest moped insurance. It is a legal obligation to have at least a third party liability insurance for any motorized vehicle. This covers any damage you cause to third parties with your moped, but if you have damage to your own moped after an accident, this is not covered. A WA-moped insurance is mostly chosen for older mopeds with a low daily value. If you also want to insure your own moped, you can take out an extended coverage.
WA + Limited Casco
With WA + Beperkt Casco moped insurance (or WA + Theft and Fire) you are insured against theft of your moped and any accessories. This coverage also includes damage caused by attempted theft and damage due to joyriding. Also damage caused by fire and storm is insured with this coverage. Do you think the WA moped insurance is too limited, but the WA + Theft, Fire and Collision are too expensive? Then this coverage is a good option. The risk of theft is high, especially with mopeds and scooters, and with this moped insurance you are insured for this in any case.
All-risk
An all-risk moped insurance is also called WA + Theft, Fire and Collision. If you choose for this coverage your moped is fully insured. Both for damage caused by theft, storm and fire and for damage caused by collision, falling and vandalism. You are also insured for damage you cause to other vehicles. This coverage is often chosen for new or expensive mopeds. In the context of theft, you do have a duty of care: it is important that you yourself have prevented the theft as much as possible. Therefore make sure you have a category 3 ART-approved lock.
People often think that an all-risk moped insurance is very expensive, but in practice it is not. Sometimes the difference is only a few euros per month. Compare and find out the price difference for your moped.
Frequently asked questions
Insurers reward damage-free driving with a discount on the premium. Unfortunately, in most cases this rule does not apply if you want to transfer your accumulated claim-free years to your car insurance. Read more about this>>
When selling your moped, it is important that the buyer transfers the moped to his or her name. If you do not do this, you will remain liable for the scooter and any fines.
Besides the moped insurance you can choose to take outadditional insurances. Not all supplements are always advisable. You want to avoid having double insurances. Only take out an additional coverage on your moped insurance if it really has an added value.
You do not pay road tax for a moped. It is mandatory only for passenger cars, trucks, motorcycles and buses.
When the license plate of a moped is on your name or the moped is on public roads, you are required to have third-party insurance for your moped. If you do not, you risk a fine of € 370.00 if the RDW conducts an inspection. If you are stopped by the police on the road and do not have valid third-party insurance, the fine will be higher, at € 440.00.
Guardian and guardian
Are you looking for a good moped insurance policy? Then the Voogd & Voogd moped insurance might be for you. We can help you get quality moped insurance at the lowest premium at Voogd & Voogd insurance. After all, you want to pay as little as possible for your moped insurance, but your moped should be well insured. Voogd & Voogd insurances is a so-called service provider, where one can purchase scooter insurance from various insurers. Voogd & Voogd insurances works exclusively through professional intermediaries such as Alpina.
Moped insurance
Naturally, you would like to insure your moped at low cost. Insure your moped cheaply is not difficult. You can do this by comparing moped insurances. After entering the registration number of your moped, the number of years without claims, the date of birth of the youngest driver and your postcode, our handy tool immediately shows the cheapest moped insurance. Before you take out the insurance, you can also compare the cheapest insurance with other moped insurances in our system. Requesting a quote is completely non-binding. The quote will be sent to you by e-mail.
Insuring a delivery moped
Do you have a moped that you use to deliver food, for example pizzas? Then we have a special delivery moped insurance. Insuring a delivery moped is often a little more expensive than a normal moped. At the beginning of 2019, research showed that drivers of delivery mopeds are almost six times more likely to suffer damage than drivers of private mopeds. Many delivery mopeds are therefore insured via the Vereende. De Vereende is a company that wants to insure special risks where regular companies fail to do so. De Vereende will always accept the moped insurance, but the premium is higher than for a regular moped insurance.
Guardian and guardian
Are you looking for a good moped insurance policy? Then the Voogd & Voogd moped insurance might be for you. We can help you get quality moped insurance at the lowest premium at Voogd & Voogd insurance. After all, you want to pay as little as possible for your moped insurance, but your moped should be well insured. Voogd & Voogd insurances is a so-called service provider, where one can purchase scooter insurance from various insurers. Voogd & Voogd insurances works exclusively through professional intermediaries such as Alpina.
Moped insurance
Naturally, you would like to insure your moped at low cost. Insure your moped cheaply is not difficult. You can do this by comparing moped insurances. After entering the registration number of your moped, the number of years without claims, the date of birth of the youngest driver and your postcode, our handy tool immediately shows the cheapest moped insurance. Before you take out the insurance, you can also compare the cheapest insurance with other moped insurances in our system. Requesting a quote is completely non-binding. The quote will be sent to you by e-mail.
Insuring a delivery moped
Do you have a moped that you use to deliver food, for example pizzas? Then we have a special delivery moped insurance. Insuring a delivery moped is often a little more expensive than a normal moped. At the beginning of 2019, research showed that drivers of delivery mopeds are almost six times more likely to suffer damage than drivers of private mopeds. Many delivery mopeds are therefore insured via the Vereende. De Vereende is a company that wants to insure special risks where regular companies fail to do so. De Vereende will always accept the moped insurance, but the premium is higher than for a regular moped insurance.
Fine for not insuring moped
You are legally obliged to take out at least a WA moped insurance. This must be done as soon as the registration number of the moped is in your name. The check is carried out by the RDW. If your moped is not insured, you risk a fine of €420. Fines for uninsured motorbikes are considerable, because the legally compulsory WAM insurance is intended to protect traffic victims. If your moped is not insured, you are not allowed to drive it on public roads. If you do, you will be fined €370 if you are caught. These amounts are considerably higher than the monthly insurance premium.
Insuring a moped without a driving licence
Suppose you can buy a moped for a reasonable price, but you don't have the license yet. Is this a problem? Can you insure a moped without a license? Yes you can, but not with all insurers. You don't have to find out for yourself where to get moped insurance without a license. We have already done that for you at Alpina.nl . While you can't go to every insurer without a driver's license, there are still plenty of options for insurance left. In any case, you are not allowed to ride a moped without a license. If you are stopped you risk a hefty fine, and if you cause an accident you are even further from home.
Fine for not insuring moped
You are legally obliged to take out at least a WA moped insurance. This must be done as soon as the registration number of the moped is in your name. The check is carried out by the RDW. If your moped is not insured, you risk a fine of €420. Fines for uninsured motorbikes are considerable, because the legally compulsory WAM insurance is intended to protect traffic victims. If your moped is not insured, you are not allowed to drive it on public roads. If you do, you will be fined €370 if you are caught. These amounts are considerably higher than the monthly insurance premium.
Insuring a moped without a driving licence
Suppose you can buy a moped for a reasonable price, but you don't have the license yet. Is this a problem? Can you insure a moped without a license? Yes you can, but not with all insurers. You don't have to find out for yourself where to get moped insurance without a license. We have already done that for you at Alpina.nl . While you can't go to every insurer without a driver's license, there are still plenty of options for insurance left. In any case, you are not allowed to ride a moped without a license. If you are stopped you risk a hefty fine, and if you cause an accident you are even further from home.
Cheapest insurance
Looking for the cheapest moped insurance? Through our website you will get a complete overview of all providers. After entering the required data, you will immediately see the top 5 cheapest providers of moped insurance. We are happy to help you compare insurances. Independent and with a wide range of insurers, there is always an insurance that suits you. There are insurers who give up to 75% bonus-malus discount. If you have found the cheapest moped insurance with the best conditions, you can also conclude it directly online with us.
Advantageous insurance
Cheap moped insurance can be purchased easily at Alpina.nl. We work with several insurers, so we have affordable insurance for every moped. Before you take out a moped insurance, you can request a quotation without any obligation. This quote will be sent to you by e-mail. Have you found the right moped insurance? Then you can take out the moped insurance directly online. We will arrange everything for you. In most cases, the insurance company will immediately give you a provisional coverage. This allows you to drive your moped the same day.
Best insurance
Many people are looking for the best moped insurance. However, what is the best moped insurance for one person, may not be the same for another. That is why it is important to compare different providers before you take out the insurance. You can compare moped insurances by filling in the licence plate number in our online comparator. In addition, you will need to enter a number of details, such as:
- The date of birth of the youngest driver
- Your postal code and house number
- The number of claim-free years
Cheapest insurance
Looking for the cheapest moped insurance? Through our website you will get a complete overview of all providers. After entering the required data, you will immediately see the top 5 cheapest providers of moped insurance. We are happy to help you compare insurances. Independent and with a wide range of insurers, there is always an insurance that suits you. There are insurers who give up to 75% bonus-malus discount. If you have found the cheapest moped insurance with the best conditions, you can also conclude it directly online with us.
Advantageous insurance
Cheap moped insurance can be purchased easily at Alpina.nl. We work with several insurers, so we have affordable insurance for every moped. Before you take out a moped insurance, you can request a quotation without any obligation. This quote will be sent to you by e-mail. Have you found the right moped insurance? Then you can take out the moped insurance directly online. We will arrange everything for you. In most cases, the insurance company will immediately give you a provisional coverage. This allows you to drive your moped the same day.
Best insurance
Many people are looking for the best moped insurance. However, what is the best moped insurance for one person, may not be the same for another. That is why it is important to compare different providers before you take out the insurance. You can compare moped insurances by filling in the licence plate number in our online comparator. In addition, you will need to enter a number of details, such as:
- The date of birth of the youngest driver
- Your postal code and house number
- The number of claim-free years
What are the important things about the policy?
Nobody goes through the policy conditions of a moped insurance policy of their own free will. They are often boring and difficult to read. However, they are important and that is why we would like to explain some parts of the policy conditions to you. It is important to know what the most important points are in the policy conditions, so you know how you are insured in certain situations. For example, young drivers often have to pay a higher excess. It is also good to know in advance exactly what the conditions are when cancelling the insurance, such as the notice period.
How does it work with claim-free years?
You can see how many claim-free years you have accumulated on your policy schedule. Not sure? Check with your insurer or intermediary. This will prevent the premium from changing later on if the claim-free years were not correct. The presence or absence of claim-free years makes a big difference for the moped insurance. With most insurers you can build up a discount between 70 and 80% when you drive without damage. Under certain conditions it is possible to transfer accrued claim-free years to someone else. Even if you switch to a car later on, you can transfer the claim-free years from your moped to a car insurance .
What supplementary insurances are there?
Besides the moped insurance you can choose for additional insurances. Which ones can you choose and what is their function? Not all supplements are always advisable, but some are very useful You want to avoid having double insurances. Only take out additional cover on your moped insurance if it really adds value. For example, you can take out accident insurance or passenger indemnity insurance. A legal expenses insurance or a legal assistance insurance for motor vehicles are also possible as a supplement. You decide which additional insurances are important for you.
What are the important things about the policy?
Nobody goes through the policy conditions of a moped insurance policy of their own free will. They are often boring and difficult to read. However, they are important and that is why we would like to explain some parts of the policy conditions to you. It is important to know what the most important points are in the policy conditions, so you know how you are insured in certain situations. For example, young drivers often have to pay a higher excess. It is also good to know in advance exactly what the conditions are when cancelling the insurance, such as the notice period.
How does it work with claim-free years?
You can see how many claim-free years you have accumulated on your policy schedule. Not sure? Check with your insurer or intermediary. This will prevent the premium from changing later on if the claim-free years were not correct. The presence or absence of claim-free years makes a big difference for the moped insurance. With most insurers you can build up a discount between 70 and 80% when you drive without damage. Under certain conditions it is possible to transfer accrued claim-free years to someone else. Even if you switch to a car later on, you can transfer the claim-free years from your moped to a car insurance .
What supplementary insurances are there?
Besides the moped insurance you can choose for additional insurances. Which ones can you choose and what is their function? Not all supplements are always advisable, but some are very useful You want to avoid having double insurances. Only take out additional cover on your moped insurance if it really adds value. For example, you can take out accident insurance or passenger indemnity insurance. A legal expenses insurance or a legal assistance insurance for motor vehicles are also possible as a supplement. You decide which additional insurances are important for you.
Recovery service
Alpina cooperates with 112schade.nl to recover non-covered damage from the other party.
Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
Do it directly
Do you have a damage? Then you can report it online using the form below. Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.
If you have coverage for windscreen damage, you can call in a windscreen repairer who is listed on your green card. In most cases the glass repairer will settle the claim with your insurance company.
Click here to report a claim online.
Do you want to adjust your insurance or has something changed in your personal situation? You can reportdifferent types of changes.
- Change personal data
- Change of address
- Changing other insurance
- Cancelling insurance
Do you have a damage? Then you can report it online using the form below. Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.
If you have coverage for windscreen damage, you can call in a windscreen repairer who is listed on your green card. In most cases the glass repairer will settle the claim with your insurance company.
Click here to report a claim online.
Do you want to adjust your insurance or has something changed in your personal situation? You can reportdifferent types of changes.
- Change personal data
- Change of address
- Changing other insurance
- Cancelling insurance
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