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Compare moped insurance

In two minutes the best deal including free additional coverage from Alpina.

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
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14-day cooling-off period

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We pick out the fine print for you

"Comparing moped insurance almost always pays off. Premiums may have increased or your personal situation may have changed. That's why we recommend comparing your moped insurance every year."

photo Laura van Maarschalkerweerd

Laura - expert insurance

Expert insurance for years

Background expert photo Laura van Maarschalkerweerd
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Top 3 cheapest moped insurance policies in 2024

€ 6,-

€ 8,-

€ 10,-

€ 12,-

€ 14,-

*Based on a 50-year-old driver with third-party coverage for a moped max 25km/h

Your moped insurance coverage.

Third-party liability (mandatory)

  • Free recovery service
  • Damage to others
  • Theft and fire damage
  • Damage to own moped

WA Theft and Fire

  • Free recovery service
  • Damage to others
  • Theft and fire damage
  • Damage to own moped

WA Theft, Fire and Collision

  • Free recovery service
  • Damage to others
  • Theft and fire damage
  • Damage to own moped

All about moped insurance

Every moped owner knows how wonderful it is to ride a moped. Especially when the weather is nice, there are countless mopeds on the streets. How nice is it, with the wind through your hair and a nice sun on your face, to tour around? A moped also offers a lot of convenience. You can just hop on and ride off, there are no traffic jams, and a moped is a lot cheaper to maintain than a car.

However, like a car, you are required to have at least third-party insurance for your moped. This is a legal requirement that ensures you are responsible for any damage you cause to others. But third-party insurance only covers damage you cause to others. If you yourself sustain damage or if your moped is stolen, you have no coverage.

Therefore, it is also simply wise to get a good moped insurance policy. This way you have coverage for your own damage, theft and liability. On Alpina.nl we will tell you everything you need to know about moped insurance, so that you are well insured.

Compare moped insurance

Comparing moped insurance is an important part of insuring your moped. It allows you to find the best and cheapest moped insurance. You can compare moped insurances by entering the license plate number in our online comparer. Even when you don't have the license plate at hand, a comparison is easily made. In that case, you can enter the make, type and model of the moped. In addition you fill in some more data, such as:

  1. The date of birth of the youngest driver
  2. Your zip code and house number
  3. The number of claim-free years

Then you'll get the premiums displayed and you can select the coverage you want.

The benefits

Moped insurance is complete insurance for all types of mopeds. Moped insurance is similar to moped insurance, scooter insurance and moped insurance. Of course, you are required to have at least third-party moped insurance. This insures you for damage you cause to another person with your moped. You can also opt for more extensive coverage. At Alpina.nl you can take out moped insurance directly. We have a suitable insurance for every moped. Moped insurance through Alpina has a number of advantages:

  1. No own risk
  2. Get your insurance directly online
  3. 14-day cooling-off period
  4. Discount up to 75%
  5. Young driver? We have moped insurance for that too

Close in 5 steps

Taking out moped insurance is very easy. In 5 easy steps you can take out moped insurance:

Step 1: Choose a moped insurance that fits your situation
Step 2: Make sure you have all the necessary details, such as the chassis number, the license plate number and the year of construction of the moped. These details can also be found on the license plate.
Step 3: Do not only look at the premium, but also read the policy conditions of the insurance carefully
Step 4: Any questions? Then contact us! Our insurance specialists will be happy to help you
Step 5: Get your moped insurance through Alpina now!

Oldtimer

Do you have a beautiful vintage moped? Then you can take out a special vintage moped insurance. With a moped insurance your beloved oldtimer is well insured. An old-timer moped is usually not driven as much as a new moped, but often tinkered with and admired. If you want old-timer moped insurance, your moped has to be at least 25 years old and you drive a maximum of 7,500 kilometers per year. Old-timer moped insurance has three coverages: WA, WA + Theft and Fire (limited casco) and WA + Theft, Fire and Collision (All-risk). With the right insurance, you can tour with peace of mind on your vintage moped.

Cheap

You have a beautiful moped and don't want to think about it being stolen or damaged in a collision. Therefore, you want to insure your moped properly. But no one wants to pay too much for moped or scooter insurance. Smart people therefore take out cheap moped insurance through Alpina.nl. With the handy online tool, the cheapest moped or scooter insurance can be found in less than five minutes. You simply choose the exact coverage yourself. Keeping a grip on the monthly premium is easy.

Moped insurance coverages

When taking out moped insurance, you have a choice of three different coverages: WA, WA + Theft and Fire (limited casco) and WA + Theft, Fire and Collision (All-risk or full casco). Which coverage is most suitable for you depends on your personal situation and the type of moped you have. You are always required by law to have at least third-party moped insurance when you buy a moped (and ride it on public roads). You can also choose to insure damage to your own moped. Then the extended third-party liability + theft and fire coverage or the all-risk moped insurance (third-party liability + theft, fire and collision) are a good option. To help with your choice, we will briefly explain all three coverages.

WA

Third-party coverage forms the basis of moped insurance. Because you are only insured for liability damage, it is also the cheapest moped insurance. It is a legal requirement to have at least third-party coverage on a motor vehicle. This covers damage you cause with the moped to third parties, but if you also have damage to your own moped after an accident, this is not covered. TPL moped insurance is particularly chosen for older mopeds with a low daily value. If you also want to insure damage to your own moped, you can take out more extensive coverage.

WA + Theft and Fire (limited casco).

With a WA + Limited Casco moped insurance (or WA + Theft and Fire) you are insured against theft of your moped and any accessories. This coverage also covers damage caused by attempted theft and damage as a result of joyriding. This coverage also covers damage caused by fire and storm. Do you find the third-party moped insurance too limited, but the third-party theft, fire and collision too expensive? Then this coverage is a good option. After all, the risk of theft is high, especially for mopeds and scooters, and with this moped insurance you are at least covered for this.

WA + Theft, Fire and Collision (All-risk)

All-risk moped insurance is also called third-party liability + Theft, Fire and Collision. If you choose this coverage, your moped is fully insured. Both for damage in case of theft, storm and fire and for damage caused by collision, falls and vandalism. You are also insured for damage you cause to other vehicles. This coverage is often chosen for new or expensive mopeds. In the context of theft you do have a duty of care: it is important that you make sure you have prevented the theft as much as possible. Therefore, among other things, make sure you have a category 3 ART-approved lock.

Often people think that all-risk moped insurance is very expensive, but in practice it is not that bad. Sometimes it only makes a difference of a few euros per month. So compare quickly and discover the price difference for your moped.

Guardian and guardian

Are you looking for a good moped insurance policy? Then the Voogd & Voogd moped insurance might be for you. We can help you get good quality moped insurance at the lowest premium at Voogd & Voogd insurance. After all, you want to pay as little as possible for your moped insurance, but your moped should be well insured. Voogd & Voogd insurances is a so-called service provider, where one can purchase moped insurance from various insurers. Voogd & Voogd insurances works exclusively through professional intermediaries such as Alpina.

Moped insurance

Of course, you would prefer to insure your moped cheaply. Insuring a moped cheaply is not difficult. You can compare moped insurance policies. After entering the registration number of your moped, the number of years without claims, the date of birth of the youngest driver and your zip code, our handy tool will immediately show you the cheapest moped insurance. Before you take out the insurance, you can also compare the cheapest insurance with other moped insurance policies in our system. Requesting a quote is completely non-binding. The quote will be sent to you by e-mail.

Insuring a delivery moped

Do you have a moped that you use for food delivery, such as pizza delivery? Then we have a special delivery moped insurance for this. However, insuring a delivery moped is often a bit more expensive than a normal moped. In early 2019, research showed that drivers of delivery mopeds are almost six times more likely to sustain damage than drivers of private mopeds. In addition, the damage amount is also 75 percent higher. Many delivery mopeds are therefore insured through the Vereende. De Vere ende is a company that wants to insure special risks where regular companies drop out. De Vereende will always accept the moped insurance, but the premium is higher than for a regular moped insurance.

Fine for not insuring moped

You are required by law to have at least third-party moped insurance. This is required as soon as the moped license plate is in your name. The RDW checks this. If your moped is not insured, you risk a fine of €420. Fines for uninsured motorcycles are not to be sneezed at, because the legal compulsory WAM insurance is meant to protect traffic victims. If your moped is not insured, you are not allowed to drive it on public roads anyway. If you do so anyway, you will be fined €370 if caught. These amounts are considerably higher than the monthly insurance premium.

Insuring a moped without a driving licence

Suppose you can buy a moped for a reasonable price, but you don't have the license yet. Is this a problem? Can you insure a moped without a driver's license? Yes you certainly can, but not with all insurers. You don't have to find out for yourself where the best place to insure a moped without a license is. We've already done that for you at Alpina.nl . Although you can't go to every insurer without a license, there are still plenty of options left to insure. In any case, you are not allowed to ride a moped without a license. If you are stopped you risk a hefty fine, and if you cause an accident you are even further from home.

Cheapest insurance

Looking for the cheapest moped insurance? Through our website you will get a complete overview of all providers. After filling in the required data, you will immediately be shown the top 5 cheapest moped insurance providers. We are happy to help you compare insurances. Independently and with a wide range of insurers, there is always an insurance that suits you. For example, some insurers offer up to a 75% no-claims bonus discount. Once you have found the cheapest moped insurance at the best conditions, you can also take out a policy directly online with us.

Advantageous insurance

Cheap moped insurance is easy to obtain at Alpina.nl. We work with several insurers, so we have affordable insurance for every moped. Before you take out a moped insurance, you can request a quote without any obligation. This quote will be sent to you by e-mail. Have you found the right moped insurance? Then you can take out the moped insurance directly online. We will take care of everything. In most cases, the insurance company will provide you with provisional coverage right away. This allows you to drive your moped the same day.

Best insurance

Many people are looking for the best moped insurance policy. However, what is the best moped insurance for one person may not be for another. That's why it's important to compare different providers before taking out a policy. You can compare moped insurance by entering the license plate number in our online comparer. In addition you fill in some more data, such as:

  1. The date of birth of the youngest driver
  2. Your zip code and house number
  3. The number of claim-free years

Recovery service

Alpina works with 112schade.nl to recover non-covered damage from the other party.
Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover the damage from the other party completely free of charge.

Frequently asked questions about moped insurance

What happens to my claim-free years when I trade my moped for a car?

Insurers reward claim-free driving with a discount on the premium. Unfortunately, in most cases, this rule does not apply if you want to carry your accumulated claim-free years into your car insurance policy. Read more about this>>

What should I do if I sell my moped?

When selling your moped, it is important that the buyer transfers the moped to his or her name. If you don't do this, you remain liable for the moped and any fines.

Can I insure my moped additionally?

In addition to moped insurance, you can choose to take out additional insurances. Not all supplements are always recommended. You want to avoid having double insurance. Only take out additional coverage on your moped insurance if it really adds value.

Do you have to pay road tax for a moped?

You do not pay road tax for a moped. It is mandatory only for passenger cars, trucks, motorcycles and buses.

What if the moped is not insured?

When the license plate of a moped is on your name or the moped is on public roads, you are required to have third-party insurance for your moped. If you do not, you risk a fine of € 370.00 if the RDW conducts an inspection. If you are stopped by the police on the road and do not have valid third-party insurance, the fine will be higher, at € 440.00.

What are the important things about the policy?

No one goes through the policy terms of a moped insurance policy of their own free will. They are often boring and difficult to read. Nevertheless, they are important, which is why we are happy to explain some parts of the policy terms and conditions. It is important to know what the main points of the policy terms are so that you know how you are insured in certain situations. For example, young drivers often have to pay a higher deductible. It is also nice to know in advance exactly what the conditions are when canceling insurance, such as the notice period.

How does it work with claim-free years?

How many claim-free years you have accumulated can be found on the policy schedule. Not sure? Check with your insurer or intermediary. This way you avoid having to change the premium afterwards if the claim-free years were not correct. Having or not having claim-free years makes a big difference for the moped insurance. By driving damage-free, you can build up a discount between 70 and 80% with most insurers. Under certain conditions it is possible to transfer accrued claim-free years to someone else. Even if you later switch to a car, you can transfer the claim-free years from your moped to a car insurance .

What supplementary insurances are there?

In addition to moped insurance, you can choose to purchase additional policies. Which ones can you choose and what is the function? Not all supplements are always advisable, but some are very useful You want to avoid having double insurance. Only take additional coverage on your moped insurance if it really adds value. For example, you can take out accident passenger insurance or passenger indemnity insurance. Recourse insurance or legal expenses insurance for motor vehicles are also possible as supplements. You decide which additional insurances are important to you.

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