
Travel without worry with comprehensive travel insurance
Europe or world coverage
14-day cooling-off period
Help from our experts
We pick out the fine print for you
"During Corona, many continuous travel insurance policies were cancelled or last reviewed before Corona. It is therefore important to check well before departure to make sure everything is still correct. Do you still have travel insurance? "

Laura - Property and Casualty Insurance Expert
Years of experience in non-life insurance

All about continuous travel insurance
With comprehensive travel insurance you insure, throughout the year, damage or theft that may occur during a trip. Coverage applies to an unlimited number of trips and is only valid when you are actually traveling. Help, damage or expenses while you are traveling are covered by this insurance. You choose coverage in Europe or worldwide and can be taken out for the whole family.
Different coverages
Medical
With this optional coverage you are insured for the costs of urgent or unexpected medical treatment, supplementary to your health insurance. Note: It is necessary that you have a valid Dutch health insurance. The voluntary excess of your health insurance is not insured.
Baggage
You are insured for damage, loss and theft of your luggage. You can choose from the following insured amounts: €1,000, €3,000, €5,000 per insured person or €2,000, €6,000, €10,000 for all insured persons. For luggage not older than 1 year, the new value is reimbursed. If your luggage is older than 1 year, the current market value will be reimbursed.
In addition, the replacement of travel documents is reimbursed. No maximum or excess applies to this.
Special sports
You are insured for damage while practicing winter sports, mountain sports, aerial sports or high-risk water sports (such as rafting). Sledging, ice skating, cross-country skiing and diving are insured as standard. Were you unable to use pre-paid ski passes, ski lessons or rented ski equipment due to the damage? This damage will also be reimbursed.
Breakdown on a journey
You get help if your means of transport breaks down or if the driver, abroad, breaks down. The means of transport can be a car, camper van, motorcycle/scooter, caravan, folding trailer or trailer.
Accidents
You will receive benefits in the event of death or permanent disability due to an accident while traveling. For death, you will be paid €25,000 and for permanent disability up to €75,000, depending on the degree of disability.
Continuous cancellation insurance
Have you booked a trip, but are unexpectedly unable to go? The costs you incurred and do not get back are reimbursed with this coverage. You will also be reimbursed in case of cancellation or hospitalization during the trip. In the event of a transport delay on the outward journey of more than 8 hours, you will also receive compensation. Please note: this insurance only applies to certain events. These include death, serious illness or serious accident, also of family members in the 1st or 2nd degree, caretaker or housemate. Or in case of involuntary dismissal, damage to your home or divorce. You can choose an insured amount per person per trip of € 750, € 1,500 or € 3,000.
Business trip
By default, you are only covered for private travel. With this optional coverage, you are also covered on trips you take for work. Volunteer work or an internship during full-time studies are covered by default.
Additional sports equipment
You can co-insure your sports equipment up to a maximum of €2,500 for all insured persons together per trip. This amount is in addition to the insured amount of your luggage.
Money
You can co-insure your money up to a maximum of €500 per trip. Money refers to valid means of payment in the form of coins, bills and checks.
Conditions of continuous travel insurance
Travel within the Netherlands
If you travel within the Netherlands, you are only insured if you spend at least one night during your trip. You are not insured within the Netherlands during a trip to or with family or friends. A trip to your own (vacation) home, caravan on a permanent site, a boat on a permanent site or your own camper is also not covered.
Own risk
You can choose your own deductible: €0, €75 or €150. The higher your deductible, the lower the premium. The deductible applies to damage to your luggage/sports equipment.
Maximum travel time
Your trip may last up to 60 days (insured by default). You can extend this to 90 or 180 days.
Emergency centre
Does something go wrong while traveling and you urgently need help due to a breakdown, accident or hospitalization? Then you can call the Emergency Center 24 hours a day. Do you not do this and do you have unreasonably high costs? Then you may not get all the costs reimbursed.
Communicating changes is important
When you apply for insurance or have a claim, you have to answer questions. You must answer these questions honestly. In addition, you must do as much as you can to prevent and limit damage. Report damage as soon as possible! Furthermore, it is important to inform us if things change.
Easy comparison and conclusion
Through our website you can easily compare insurances. After entering a few details, a number of insurance policies will appear, tailored to your needs, with the corresponding premiums and policy conditions. You can compare these. If you have found a suitable insurance, you can take it out immediately. Do you need help or do you still have questions? Then you can of course always reach us by telephone on 088 - 688 37 00. We will be happy to help you.
Frequently asked questions about continuous travel insurance
Is continuous travel insurance mandatory?
Continuous travel insurance is not mandatory. However, this insurance is recommended for people going on vacation or traveling. Continuous travel insurance can save a huge amount of money when you run into unpleasant situations while traveling.
What is not insured with a continuous travel insurance?
There are a number of situations in which you are not insured with continuous travel insurance, namely:
- If you do not have a valid driver's license
- In case of damage caused by alcohol or drug abuse
- In case of damage that was foreseeable in advance
- If your destination (at the time of booking the trip) has a negative travel advisory from the Ministry of Foreign Affairs, cancellation of your trip is not insured. Damage caused by, for example, acts of war is excluded from coverage.
- If you commit fraud when taking out insurance or in the event of a claim. Also if there is intent, recklessness or criminal and punishable activities
What does travel insurance with world cover cover cover?
Many people take a trip every year. Annually for summer vacation, or perhaps a little more often for work. If you travel outside of Europe, you need travel insurance world coverage. You might lose your belongings or even have them stolen. These are things that happen on a regular basis. Travel insurance world coverage then ensures that you can get the value of your belongings back.
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