Instant online coverage
Instant online coverage
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment
boat insurance

Compare boat insurance: insure your boat directly!

Calculate the premium of your boat insurance directly!

Instant online coverage
Instant online coverage
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment

Which cover suits you?

Damage to others
Fire, self-ignition, explosion and joyriding
Storm and hail
Contents
Trailer + dinghy
Other external damage
WA + Limited Casco
Calculate Premium
WA + Full Casco
Calculate Premium

Which cover suits you?

WA

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage
Calculate Premium

WA + Limited Casco

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage
Calculate Premium

WA + Full Casco

  • Damage to others
  • Fire, self-ignition, explosion and joyriding
  • Storm and hail
  • Contents
  • Trailer + dinghy
  • Other external damage
Calculate Premium

Are you the proud owner of a sailboat, sloop or motor yacht? Then you have probably landed on this page to orientate on a boat insurance. You choose which cover you want to take out. With a good boat insurance you are always safe on the water!

Benefits of boat insurance

  • You choose which cover you want on your boat insurance and can compile it yourself.
  • We compare not only the price, but also the quality of the providers. When comparing insurance policies, you can view the details of each provider and thus compare several policies with each other.
  • Have you found a suitable boat insurance policy? At Alpina.nl you can apply for the insurance directly online. After entering some information about your boat and answering a few questions, you will immediately see whether your insurance application has been approved.
  • When you purchase boat insurance through Alpina.nl , you always have 14 days of reflection time. This means that you can cancel your boat insurance within 14 days. You can then get your paid premium back, unless of course you have claimed damage.
  • At Alpina, we value personal contact. Our expert staff is ready to help you whenever you need it. You can reach us from Monday to Friday from 08.00 to 18.00 on telephone number 088-6883700.

What coverages are there?

There are three types of cover for your boat insurance, namely:

Third-party insurance

With WA coverage, your boat is insured for damage you cause to other people's boats. Do you accidentally sail into another boat and does that boat get damaged? When you are insured WA, the insurer will compensate you for this damage. Otherwise, you will have to bear the costs yourself. Is your own boat also damaged? Unfortunately, this is not compensated with only a WA insurance. To compensate these damages, you need an all-risk boat insurance.

WA limited casco

The WA limited hull cover is also called a WA+ cover. With this coverage you also insure your boat for damage caused by fire, self combustion, explosion, joyriding, storm and hail. Moreover, you are also insured for damage to the contents of your boat.

All-risk/WA full casco

This is the most complete form of cover. With an all-risk insurance you are, in addition to the above mentioned damages, also insured for damage to your own vessel, even if you caused it yourself. Did you for instance crash into the quay while mooring the boat? Then an all-risk insurance covers the repair costs of your boat.

What does boat insurance cost?

What boat insurance costs, is difficult to say. The costs of a boat insurance differ per boat. We advise you to make a calculation via our calculation module. After filling in some data, you will immediately see the possible insurances which are suitable for your boat. You can easily compare these insurances. This way you see immediately what a boat insurance for your boat costs and you can choose between the different types of coverage. In general, third-party insurance is the cheapest, but it also provides the minimum coverage. The factors that determine the cost of insurance for your boat are listed below.

What are cost-determining factors?

The premium of a boat insurance is determined by a number of factors. These cost-determining factors are discussed and briefly explained below.

The type of boat

Here the type of boat (e.g. a yacht or a sloop), the year of construction, the length of the boat and the current value of the boat are considered.

The engine

There are different engines for a boat and there is a difference in the risk for the insurer with some engines. For example, they look at whether it is a built-in engine or an outboard engine. The insurer also wants to know what fuel is used and what the total power of the engine is.

Cover

The amount of the premium for your boat insurance naturally also depends on the coverage you choose. Do you choose a basic WA coverage? Then you will pay less per month than when you choose an extensive all-risk insurance. When choosing the coverage it is best to look at your personal situation. Moreover, it also depends on the sailing areas where you want to be covered and on the location of the boat.

Furthermore, an insurer may look at:

  • Any claim-free years you have accumulated with past boat insurances.
  • Any membership in a water sports club.

Frequently asked questions about boat insurance

Is boat insurance mandatory?

In the Netherlands, you are not obliged to take out boat insurance. However, in some situations third-party insurance is compulsory. For example at competitions, in a marina, a boat storage or on (a part of) the water. With a third-party insurance you are insured for damage that you cause to others with your boat. Do you sail outside Dutch waters? Then it may be that a boat insurance is legally required. For example, this is often the case in countries around the Mediterranean Sea, such as Greece, Croatia, Italy and Spain.

What does WA boat insurance cover?

The WA boat insurance covers damage caused by you to others. The insurance covers the liability of the owner and the driver of the boat for damage caused to third parties. So when you cause damage to others with your insured boat, the third-party insurance covers the damage costs.

What does WA + full casco boat insurance cover?

The WA + Casco boat insurance offers the most extensive coverage. With this insurance, in addition to the cover provided by the WA insurance and the WA + Limited Comprehensive Vehicle insurance, you are also insured against damage caused to your vessel by your own actions. For example, did you crash into the shore while sailing and did your boat sustain damage? Then the WA + Casco insurance covers the damage costs.

Boat insurance Amsterdam

Do you love to sail your boat through the beautiful canals of Amsterdam? Then it is often not possible to take out an all-risk boat insurance. Most insurers find the risk of damage to the boat too big and therefore do not provide an all-risk boat insurance. If they do, the premium is often much higher. Fortunately, it is usually possible to take out third-party insurance if you want to sail in the canals of Amsterdam.

Calculate boat insurance

Do you want to calculate the premium of a boat insurance? Then you first have to make some decisions about your boat insurance. You have to choose which coverage you want and in which sailing area you want to be insured. Then you can use our online comparator to easily and quickly compare different boat insurances. This way you can easily calculate an indication of the costs of your boat insurance. Have you chosen a boat insurance? Then you can conclude it online immediately.

Boat insurance

Although boat insurance is not mandatory in the Netherlands, it can save you a lot of money in case of damage or accident. The repair costs of damage to a boat can quickly add up. By insuring your boat properly you will never be confronted with unpleasant surprises. You can insure your boat easily and quickly on Alpina.nl. First calculate the premium online and then take out the boat insurance of your choice. After you have taken out your boat insurance online, the application will be processed immediately.

Boat insurance Amsterdam

Do you love to sail your boat through the beautiful canals of Amsterdam? Then it is often not possible to take out an all-risk boat insurance. Most insurers find the risk of damage to the boat too big and therefore do not provide an all-risk boat insurance. If they do, the premium is often much higher. Fortunately, it is usually possible to take out third-party insurance if you want to sail in the canals of Amsterdam.

Calculate boat insurance

Do you want to calculate the premium of a boat insurance? Then you first have to make some decisions about your boat insurance. You have to choose which coverage you want and in which sailing area you want to be insured. Then you can use our online comparator to easily and quickly compare different boat insurances. This way you can easily calculate an indication of the costs of your boat insurance. Have you chosen a boat insurance? Then you can conclude it online immediately.

Boat insurance

Although boat insurance is not mandatory in the Netherlands, it can save you a lot of money in case of damage or accident. The repair costs of damage to a boat can quickly add up. By insuring your boat properly you will never be confronted with unpleasant surprises. You can insure your boat easily and quickly on Alpina.nl. First calculate the premium online and then take out the boat insurance of your choice. After you have taken out your boat insurance online, the application will be processed immediately.

Sailing boat insurance

Have you recently bought a sailing boat or are you considering buying one? Then of course you want to insure your sailboat so that it is well insured in case of damage or accident. A sailboat is not a cheap boat, and damage can quickly run into costs. Of course you want to prevent that! You can choose if you want to insure your sailboat Wa, WA+ or allrisk. Choose the coverage that fits your boat best, so you never pay too much premium for your boat insurance.

Sloop insurance

A sloop is perfect for long summer trips. Cruising with friends or family on Holland's most beautiful lakes and ponds. Of course, such a fine boat has to be properly insured, so that you can get on the water as soon as the sun starts shining. That is why you should always take out insurance for your sloop. That way you know for sure that you are insured in case of damage.

Rubber boat insurance

A dinghy is made of material that holds air, which makes it float on the water. A dinghy is often confused with a Rigid Inflatable Boat (RIB). A RIB lies in the water instead of on it. A RIB is often used for rescue operations on the water. Insuring your dinghy is not compulsory. However, it is wise to take out third-party insurance. If you cause damage to someone else with your dinghy the costs can mount up considerably. With WA boat insurance you make sure that you are insured for any damage you cause to another person.

Sailing boat insurance

Have you recently bought a sailing boat or are you considering buying one? Then of course you want to insure your sailboat so that it is well insured in case of damage or accident. A sailboat is not a cheap boat, and damage can quickly run into costs. Of course you want to prevent that! You can choose if you want to insure your sailboat Wa, WA+ or allrisk. Choose the coverage that fits your boat best, so you never pay too much premium for your boat insurance.

Sloop insurance

A sloop is perfect for long summer trips. Cruising with friends or family on Holland's most beautiful lakes and ponds. Of course, such a fine boat has to be properly insured, so that you can get on the water as soon as the sun starts shining. That is why you should always take out insurance for your sloop. That way you know for sure that you are insured in case of damage.

Rubber boat insurance

A dinghy is made of material that holds air, which makes it float on the water. A dinghy is often confused with a Rigid Inflatable Boat (RIB). A RIB lies in the water instead of on it. A RIB is often used for rescue operations on the water. Insuring your dinghy is not compulsory. However, it is wise to take out third-party insurance. If you cause damage to someone else with your dinghy the costs can mount up considerably. With WA boat insurance you make sure that you are insured for any damage you cause to another person.

Jet Ski Insurance

You can also insure your jet ski through Alpina. Although it is not obligatory in the Netherlands, unlike many other European countries, to insure your jet ski, it is certainly recommended. For a jet ski you need a license if it goes faster than 20 kilometers per hour. In most cases a boating license is therefore mandatory. Also pay attention to the sailing area. There are usually special areas marked for high-speed boating away from the coast.

Personal watercraft insurance

A water scooter and a jet ski are the same in law. There is, however, a difference between these two craft. A water scooter must be driven in a seated position, whereas a jet ski may also be driven standing up. There is little difference between jet ski insurance and personal watercraft insurance. As with the jet ski, it is not compulsory to take out water scooter insurance in the Netherlands. In Spain, Italy, Greece and Croatia it is compulsory. Of course it is recommended to insure your water scooter in the Netherlands.

Sailing yacht insurance

A sailing yacht, like a sailing boat, belongs to the group of sailing vessels. In general, the smaller vessels are referred to as sailing boats. These are mainly used for recreation or sport. A sailing yacht or sailing ship is usually larger than a sail boat. Are you the owner of a sailing yacht, then you want to insure it as good as possible. Use the calculator below to compare various providers on premium and coverage. When you have found a suitable insurance for your yacht, it is possible to subscribe directly online.

Jet Ski Insurance

You can also insure your jet ski through Alpina. Although it is not obligatory in the Netherlands, unlike many other European countries, to insure your jet ski, it is certainly recommended. For a jet ski you need a license if it goes faster than 20 kilometers per hour. In most cases a boating license is therefore mandatory. Also pay attention to the sailing area. There are usually special areas marked for high-speed boating away from the coast.

Personal watercraft insurance

A water scooter and a jet ski are the same in law. There is, however, a difference between these two craft. A water scooter must be driven in a seated position, whereas a jet ski may also be driven standing up. There is little difference between jet ski insurance and personal watercraft insurance. As with the jet ski, it is not compulsory to take out water scooter insurance in the Netherlands. In Spain, Italy, Greece and Croatia it is compulsory. Of course it is recommended to insure your water scooter in the Netherlands.

Sailing yacht insurance

A sailing yacht, like a sailing boat, belongs to the group of sailing vessels. In general, the smaller vessels are referred to as sailing boats. These are mainly used for recreation or sport. A sailing yacht or sailing ship is usually larger than a sail boat. Are you the owner of a sailing yacht, then you want to insure it as good as possible. Use the calculator below to compare various providers on premium and coverage. When you have found a suitable insurance for your yacht, it is possible to subscribe directly online.

Cheapest boat insurance

Of course you want to pay as little as possible for your boat insurance, but you do want your boat to be well insured. We can't estimate in advance which boat insurance is the cheapest, that depends entirely on your personal situation. Do you have a brand new motorboat? Then the boat insurance will not be as cheap as for example a small sloop. To find the cheapest boat insurance, we advise you to always compare boat insurances. This way you can easily find the best and cheapest boat insurance for your situation.

Cheapest boat insurance

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Calculate the premium of your boat insurance directly!

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Last updated: 14-02-2022

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