From 25 years of age and above
From 25 years of age and above
up to 7500 km usage
up to 7500 km usage
8.1
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Insurance assessment
oldtimer insurance

Oldtimer insurance

Now with free recovery service
  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.
From 25 years of age and above
From 25 years of age and above
up to 7500 km usage
up to 7500 km usage
8.1
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Insurance assessment

Which cover suits you?

Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
Damage to others
i This is the basic and cheapest old-timer insurance. The damage you cause to third parties with your oldtimer will be reimbursed, but not the damage to your own oldtimer.
Theft, joyriding and loss
i In addition to third-party cover, theft damage is now also covered. Damage to your own old-timer that you have caused yourself (e.g. by a collision) is not reimbursed.
Windscreen damage
i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
Damage by fire or natural disaster
i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
Own damage caused by a collision
i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Third-party liability (mandatory)
Calculate Premium More information
All-Risk (WA+Casco)
Calculate Premium More information

Which cover suits you?

Third-party liability (mandatory)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest old-timer insurance. The damage you cause to third parties with your oldtimer will be reimbursed, but not the damage to your own oldtimer.
  • Theft, joyriding and loss
    i In addition to third-party cover, theft damage is now also covered. Damage to your own old-timer that you have caused yourself (e.g. by a collision) is not reimbursed.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

WA limited casco

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest old-timer insurance. The damage you cause to third parties with your oldtimer will be reimbursed, but not the damage to your own oldtimer.
  • Theft, joyriding and loss
    i In addition to third-party cover, theft damage is now also covered. Damage to your own old-timer that you have caused yourself (e.g. by a collision) is not reimbursed.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

All-Risk (WA+Casco)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest old-timer insurance. The damage you cause to third parties with your oldtimer will be reimbursed, but not the damage to your own oldtimer.
  • Theft, joyriding and loss
    i In addition to third-party cover, theft damage is now also covered. Damage to your own old-timer that you have caused yourself (e.g. by a collision) is not reimbursed.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

Cheap oldtimer insurance

With our online tool you can compare cheap vintage car insurance, as well as take out your insurance right away. First, enter your license plate number. Then the tool asks for some additional information, such as the number of claim-free years, your age and your zip code. Then select the desired coverage, such as third-party insurance, and the tool immediately shows the top 5 cheapest oldtimer insurance providers.

Is vintage car insurance right for me?

A small group of motorists can get vintage car insurance. Do you want cheap insurance for your vintage car? Then you may only use the second car for hobby purposes. Also, the oldtimer is limited in the annual mileage. Often insurers set a ceiling of 5,000 or 7,500 kilometers per year.

With Alpina, you can insure a vintage car when the classic car is 25 years old or older. Many other insurers use a higher limit. It is easy to calculate the premium for vintage car insurance.

Are you eligible for low-cost insurance? Then you will enjoy the benefits below!

  • Acceptance of oldtimer from 25 years of age
  • Premium payment per month possible
  • Premium from € 6,- per month!
  • Use 5000 and 7500 kilometres per year possible
  • Insurance is possible on the basis of a valuation report

Other insurance policies for vintage cars

Alpina also has classic car insurance for, in addition to cheap passenger car insurance:

Motorhome oldtimer insurance
Truck insurance
Moped oldtimer insurance
Motorbike oldtimer insurance

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Possible coverages for oldtimer insurance

Third-party liability (WA)

The WA-insurance is the basic and cheapest oldtimer insurance. The damage you cause to third parties with your car will be reimbursed, but not the damage to your own car.

Read more

reading time 1 minute

Limited cover (WA plus or WA+)

In addition to the third-party insurance, the damage to your own old-timer is now also compensated in the event of fire, theft, storm and broken windows. Damage to your own old-timer which you have caused yourself (for example by a collision) is not compensated on this old-timer insurance.

Read more

reading time 1 minute

Full casco (all-risk)

This is the most extensive cover for old-timer insurance. Everything that is covered under limited hull is covered, but now also all damage to your own old-timer.

Read more

reading time 1 minute

Third-party liability (WA)

The WA-insurance is the basic and cheapest oldtimer insurance. The damage you cause to third parties with your car will be reimbursed, but not the damage to your own car.

Read more

reading time 1 minute

Limited cover (WA plus or WA+)

In addition to the third-party insurance, the damage to your own old-timer is now also compensated in the event of fire, theft, storm and broken windows. Damage to your own old-timer which you have caused yourself (for example by a collision) is not compensated on this old-timer insurance.

Read more

reading time 1 minute

Full casco (all-risk)

This is the most extensive cover for old-timer insurance. Everything that is covered under limited hull is covered, but now also all damage to your own old-timer.

Read more

reading time 1 minute

Frequently asked questions

How can I calculate the premium for a classic car insurance?

Calculating your insurance is done in 4 simple steps:

  1. Fill in your license plate number and personal details.
  2. Choose your desired coverage: third-party, limited third-party or all-risk
  3. Information on the use of the car and the driver
  4. The calculation of the premium is successful

Once you have completed the 4 steps, you can immediately take out insurance for your vintage car. If you do not want to make a decision yet, you can also request a quote or record the calculation.

When do you no longer have to pay road tax on an old-timer?

In principle, road tax is compulsory for all motor vehicles. However, motor vehicles that have been in use for at least 40 years are exempt. In some cases, you pay no or less motor vehicle tax. For buses and trucks, this exemption only applies if you do not use the vehicle for commercial purposes. Read more about road tax oldtimer.

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When is a car an old-timer?

A car can be covered by old-timer insurance when the vehicle AND its use comply with a number of rules. Read more about this>

Does the classic car insurance also cover the winter months?

There are insurers who offer insurance with a so-called winter stop. In that case you are not allowed to drive the car during the winter months. In exchange, you get a discount on the premium. Is there no winter break in the insurance? Then you have the whole year coverage.

Does the classic car insurance cover touring?

If you use the vintage car for speed races, then the vintage car is not insured. But where is the limit? You can participate in a tour without a competition element. In that case, it will usually not be a problem for the vintage car insurance. Also, if the competition element is in the beauty of the car, the insurer will not be difficult about it. To avoid later discussion, it is better to contact the insurer before participating in a tour. With the permission of the insurer, you can be sure that the insurer will not be difficult in case of damage.

View all frequently asked questions

Calculate the premium for your oldtimer

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

Compare vintage car insurance

Comparing vintage car insurance is important. A number of factors play a major role in determining the premium; the so-called premium determining factors. Insurers let the premium depend on:

  1. The year of construction of the vintage car
  2. The value of the car
  3. The love of the regular driver
  4. The use of the oldtimer: commuting, daily use or just hobby
  5. How many kilometres per year the old-timer is driven
  6. The coverage. Third-party insurance is cheaper than All-Risk cover

Getting cheap insurance

With our online tool, you can compare cheap insurance and, if you wish, purchase it immediately. All you need is the license plate number. Then the tool asks some additional data such as:

  1. The number of claim-free years
  2. Your age
  3. Your postal code

Then select the desired coverage and the top 5 of cheapest providers will be shown immediately. Third-party insurance is the cheapest cover for old-timer insurance.

Storage clause/Night clause

If your insurance policy includes a storage clause , the vintage car must be stored in an enclosed area between sunset and sunrise. This is not a carport with a gate in front of it or a parking garage that is multi-accessible.

A variant of this clause is that the storage requirement only applies when the vintage car is within a radius of 1 kilometre from the home.

Stowage clause differs from company to company

Not every insurer stipulates a parking clause as standard. This differs per product, type and value of the vehicle. Therefore, when taking out insurance, always ask whether a storage clause applies.

rdw registration number

RDW makes license plate inspection easier

The RDW has made it easier to retrieve vehicle history up to 9 years back from...

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MOT exemption for old-timers

As of 1 January 2021, MOT exemption for vintage cars aged 50 years or older

From 1 January 2021, vehicles 50 years of age or older will no longer require an MOT...

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Suspend-multiple-years

Suspension for several years possible

From 3 January of this year, it has been possible to purchase a vehicle for a...

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Customers about oldtimer insurance

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7.7
Average score
Based on 61 reviews
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03-01-2023
AndrΓ©
Smooth and correct
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27-12-2021
Berendsen
Just settled quickly.
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07-10-2021
John
Everything is arranged quickly and easily

Calculate the premium for your oldtimer

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

How do we do it?

Last updated: 20-03-2023

Financially certainly.

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