From 25 years of age and above
From 25 years of age and above
up to 7500 km usage
up to 7500 km usage
8.1
Insurance assessment
oldtimer insurance

Oldtimer insurance: insure your oldtimer directly!

Now with free recovery service
  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.
From 25 years of age and above
From 25 years of age and above
up to 7500 km usage
up to 7500 km usage
8.1
Insurance assessment

Which cover suits you?

Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
Damage to others
i This is the basic and cheapest old-timer insurance. The damage you cause to third parties with your oldtimer will be reimbursed, but not the damage to your own oldtimer.
Theft, joyriding and loss
i In addition to third-party cover, theft damage is now also covered. Damage to your own old-timer that you have caused yourself (e.g. by a collision) is not reimbursed.
Windscreen damage
i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
Damage by fire or natural disaster
i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
Own damage caused by a collision
i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Third-party liability (mandatory)
Calculate Premium More information
All-Risk (WA+Casco)
Calculate Premium More information

Which cover suits you?

Third-party liability (mandatory)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest old-timer insurance. The damage you cause to third parties with your oldtimer will be reimbursed, but not the damage to your own oldtimer.
  • Theft, joyriding and loss
    i In addition to third-party cover, theft damage is now also covered. Damage to your own old-timer that you have caused yourself (e.g. by a collision) is not reimbursed.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

WA limited casco

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest old-timer insurance. The damage you cause to third parties with your oldtimer will be reimbursed, but not the damage to your own oldtimer.
  • Theft, joyriding and loss
    i In addition to third-party cover, theft damage is now also covered. Damage to your own old-timer that you have caused yourself (e.g. by a collision) is not reimbursed.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

All-Risk (WA+Casco)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest old-timer insurance. The damage you cause to third parties with your oldtimer will be reimbursed, but not the damage to your own oldtimer.
  • Theft, joyriding and loss
    i In addition to third-party cover, theft damage is now also covered. Damage to your own old-timer that you have caused yourself (e.g. by a collision) is not reimbursed.
  • Windscreen damage
    i Windscreen damage includes damage to the windscreen itself and consequential damage caused by windscreen fragments. Attention: If the damage to the window is caused by an accident, this is not covered under WA-limited casco.
  • Damage by fire or natural disaster
    i In addition to third-party cover, damage caused by fire or natural disasters is now also covered.
  • Own damage caused by a collision
    i Damage to one's own vehicle due to a collision is covered. Regardless of who caused the damage. However, intent is excluded.
Calculate Premium More information

Looking for cheap vintage car insurance? Alpina.nl helps you do just that. Our handy online tool shows you, in less than 5 minutes, more than 5 oldtimer insurance policies. We make sure you never pay too much for vintage car insurance.

Cheap oldtimer insurance

With our online tool you can compare cheap oldtimer insurances and take out a policy right away. First fill in your license plate number. Then the tool will ask for some additional information, such as the number of years without claims, your age and your postal code. Then select the desired coverage, such as third-party insurance, and the tool will immediately show you the top 5 cheapest providers for classic car insurance.

Oldtimer insurance: suitable for me?

A small group of motorists can take out oldtimer insurance. Do you want cheap old-timer insurance? Then you can only use the second car as a hobby. Also the oldtimer is limited in the annual kilometres. Insurers often set a maximum of 5000 or 7500 kilometres per year.

With Alpina, you can insure a vintage car when the classic car is 25 years old or older. Many other insurers use a higher limit. It is easy to calculate the premium for vintage car insurance.

Do you qualify for cheap old-timer insurance? Then you will benefit from the following advantages!

  • Acceptance of oldtimer from 25 years of age
  • Premium payment per month possible
  • Premium from € 6,- per month!
  • Use 5000 and 7500 kilometres per year possible
  • Insurance is possible on the basis of a valuation report

Other oldtimer insurances

Alpina, in addition to cheap vintage car insurance for passenger cars, also has vintage car insurance for:

Motorhome oldtimer insurance
Truck insurance
Moped oldtimer insurance
Motorbike oldtimer insurance

Click here for the frequently asked questions on classic car insurance.

Customers about oldtimer insurance

klantenvertellenMade possible by klantenvertellen.nl
7.6
Average score
Based on 60 reviews
27-12-2021
Berendsen
Just settled quickly.
07-10-2021
John
Everything is arranged quickly and easily
08-04-2021
Cornelis
Regularly clear e-mails with useful information and actions that I as insured may need to take.

Frequently asked questions

How can I calculate the premium for a classic car insurance?

You can calculate your oldtimer insurance in 4 simple steps:

  1. Fill in your license plate number and personal details.
  2. Choose your desired coverage: third-party, limited third-party or all-risk
  3. Information on the use of the car and the driver
  4. The calculation of the premium is successful

If you have gone through the 4 steps, you can take out classic car insurance immediately. If you do not want to make a decision yet, you can also request a quote or record the calculation.

When do you no longer have to pay road tax on an old-timer?

In principle, road tax is compulsory for all motor vehicles. However, motor vehicles that have been in use for at least 40 years are exempt. In some cases, you pay no or less motor vehicle tax. For buses and trucks, this exemption only applies if you do not use the vehicle for commercial purposes. Read more about road tax oldtimer.

 

When is a car an old-timer?

A car can be covered by old-timer insurance when the vehicle AND its use comply with a number of rules. Read more about this>

View all frequently asked questions

Questions we often get

What are important things about the policy conditions?

Reading policy conditions is not the nicest thing to do. That's why we've put the most important ones in a row. Clear and simple.

Read more

reading time 3 minutes

How does it work with claim-free years?

With old-timer insurance, no lossless years are built up. There is a fixed low premium without extra discount.

What supplementary insurances are there?

Some additional insurances are very useful. We will explain all supplementary insurances to you. That way, you can make an informed choice.

Check the pros and cons of supplementary insurances

reading time 4 minutes

What are important things about the policy conditions?

Reading policy conditions is not the nicest thing to do. That's why we've put the most important ones in a row. Clear and simple.

Read more

reading time 3 minutes

How does it work with claim-free years?

With old-timer insurance, no lossless years are built up. There is a fixed low premium without extra discount.

What supplementary insurances are there?

Some additional insurances are very useful. We will explain all supplementary insurances to you. That way, you can make an informed choice.

Check the pros and cons of supplementary insurances

reading time 4 minutes

Calculate the premium for your oldtimer

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

Compare vintage car insurance

Comparing old-timer insurances is important. A number of factors play a major role in determining the premium; the so-called premium determining factors. Insurers make the premium dependent on:

  1. The year of construction of the vintage car
  2. The value of the car
  3. The love of the regular driver
  4. The use of the oldtimer: commuting, daily use or just hobby
  5. How many kilometres per year the old-timer is driven
  6. The coverage. Third-party insurance is cheaper than All-Risk cover

Cheap oldtimer insurance

With our online tool, you can compare cheap oldtimer insurances and, if desired, conclude them immediately. The only thing you need is the license plate number. After that, the tool will ask for some additional information, such as:

  1. The number of claim-free years
  2. Your age
  3. Your postal code

Then select the desired coverage and the top 5 of cheapest providers will be shown immediately. Third-party insurance is the cheapest cover for old-timer insurance.

Compare vintage car insurance

Comparing old-timer insurances is important. A number of factors play a major role in determining the premium; the so-called premium determining factors. Insurers make the premium dependent on:

  1. The year of construction of the vintage car
  2. The value of the car
  3. The love of the regular driver
  4. The use of the oldtimer: commuting, daily use or just hobby
  5. How many kilometres per year the old-timer is driven
  6. The coverage. Third-party insurance is cheaper than All-Risk cover

Cheap oldtimer insurance

With our online tool, you can compare cheap oldtimer insurances and, if desired, conclude them immediately. The only thing you need is the license plate number. After that, the tool will ask for some additional information, such as:

  1. The number of claim-free years
  2. Your age
  3. Your postal code

Then select the desired coverage and the top 5 of cheapest providers will be shown immediately. Third-party insurance is the cheapest cover for old-timer insurance.

Possible coverages for oldtimer insurance

Third-party liability (WA)

The WA-insurance is the basic and cheapest oldtimer insurance. The damage you cause to third parties with your car will be reimbursed, but not the damage to your own car.

Read more

reading time 1 minute

Limited cover (WA plus or WA+)

In addition to the third-party insurance, the damage to your own old-timer is now also compensated in the event of fire, theft, storm and broken windows. Damage to your own old-timer which you have caused yourself (for example by a collision) is not compensated on this old-timer insurance.

Read more

reading time 1 minute

Full casco (all-risk)

This is the most extensive cover for old-timer insurance. Everything that is covered under limited hull is covered, but now also all damage to your own old-timer.

Read more

reading time 1 minute

Third-party liability (WA)

The WA-insurance is the basic and cheapest oldtimer insurance. The damage you cause to third parties with your car will be reimbursed, but not the damage to your own car.

Read more

reading time 1 minute

Limited cover (WA plus or WA+)

In addition to the third-party insurance, the damage to your own old-timer is now also compensated in the event of fire, theft, storm and broken windows. Damage to your own old-timer which you have caused yourself (for example by a collision) is not compensated on this old-timer insurance.

Read more

reading time 1 minute

Full casco (all-risk)

This is the most extensive cover for old-timer insurance. Everything that is covered under limited hull is covered, but now also all damage to your own old-timer.

Read more

reading time 1 minute

Storage clause/Night clause

When your oldtimer insurance has a storage clause , the oldtimer has to be stored in an enclosed area between sunset and sunrise. This is not a carport with a fence in front of it or a parking garage that is accessible for several people.

A variant of this clause is that the storage requirement only applies when the vintage car is within a radius of 1 kilometre from the home.

Stowage clause differs from company to company

Not every insurer stipulates a parking clause as standard. This differs per product, type and value of the vehicle. Therefore, when taking out old-timer insurance, always ask whether a storage clause applies.

Road tax for old-timers

How does the oldtimer road tax work? When is a car an oldtimer and when do you no longer have to pay road tax for an oldtimer?

Immediate coverage possible, 24/7

The oldtimer insurance can be calculated and concluded 24 hours a day and 7 days a week. In most cases, you get coverage immediately so that you can quickly take your old-timer on the road.

Take out classic car insurance within 5 minutes

When you take out classic car insurance online, you want cover immediately. That's why you can see where you stand with us. You can insure your oldtimer within 5 minutes. You choose your own cover and excess, so you never pay too much. Your application is assessed immediately and takes effect when you want.

Money back guarantee! 14-day cooling-off period

When you take out classic car insurance with us, you have a 14-day cooling-off period. This means that you can cancel your old-timer insurance within 14 days without having to give any reasons. Click here for the conditions.

Immediate coverage possible, 24/7

The oldtimer insurance can be calculated and concluded 24 hours a day and 7 days a week. In most cases, you get coverage immediately so that you can quickly take your old-timer on the road.

Take out classic car insurance within 5 minutes

When you take out classic car insurance online, you want cover immediately. That's why you can see where you stand with us. You can insure your oldtimer within 5 minutes. You choose your own cover and excess, so you never pay too much. Your application is assessed immediately and takes effect when you want.

Money back guarantee! 14-day cooling-off period

When you take out classic car insurance with us, you have a 14-day cooling-off period. This means that you can cancel your old-timer insurance within 14 days without having to give any reasons. Click here for the conditions.

How do we work?

There are a lot of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies that we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experiences with the institution and how a company acts when a claim is made. When comparing insurances we look at your personal situation and specific wishes regarding coverage. Alpina makes insurance easy and fast.

Supervision

Alpina meets all legal requirements of the AFM. We have the necessary permits and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).

How do we work?

There are a lot of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies that we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experiences with the institution and how a company acts when a claim is made. When comparing insurances we look at your personal situation and specific wishes regarding coverage. Alpina makes insurance easy and fast.

Supervision

Alpina meets all legal requirements of the AFM. We have the necessary permits and diplomas and we are affiliated with the Financial Services Complaints Institute (Kifid).

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Calculate the premium for your oldtimer

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

How do we do it?

Last updated: 27-07-2022

Financially certainly.

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Please feel free to contact us if you would like to know more.
We are available from Monday to Friday from 08:00 to 18:00.

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