Settled in 3 minutes
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment
Scooter insurance

Scooter insurance

Now with free recovery service
  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.
Settled in 3 minutes
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment

Which cover suits you?

Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
Damage to others
i This is the basic and cheapest scooter insurance. The damage you cause to third parties with your scooter will be covered, but not the damage to your own scooter.
Theft and fire damage
i In addition to the WA coverage, theft or fire damage will now also be covered. Damage to your own Scooter that you have caused yourself (e.g. by a collision) will not be covered.
Damage to own scooter
i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own scooter (e.g. due to a collision) is now also covered.
Third-party liability (mandatory)
Calculate Premium More information
WA Theft, Fire and Collision
Calculate Premium More information

Which cover suits you?

Third-party liability (mandatory)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest scooter insurance. The damage you cause to third parties with your scooter will be covered, but not the damage to your own scooter.
  • Theft and fire damage
    i In addition to the WA coverage, theft or fire damage will now also be covered. Damage to your own Scooter that you have caused yourself (e.g. by a collision) will not be covered.
  • Damage to own scooter
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own scooter (e.g. due to a collision) is now also covered.
Calculate Premium More information

WA Theft and Fire

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest scooter insurance. The damage you cause to third parties with your scooter will be covered, but not the damage to your own scooter.
  • Theft and fire damage
    i In addition to the WA coverage, theft or fire damage will now also be covered. Damage to your own Scooter that you have caused yourself (e.g. by a collision) will not be covered.
  • Damage to own scooter
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own scooter (e.g. due to a collision) is now also covered.
Calculate Premium More information

WA Theft, Fire and Collision

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic and cheapest scooter insurance. The damage you cause to third parties with your scooter will be covered, but not the damage to your own scooter.
  • Theft and fire damage
    i In addition to the WA coverage, theft or fire damage will now also be covered. Damage to your own Scooter that you have caused yourself (e.g. by a collision) will not be covered.
  • Damage to own scooter
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own scooter (e.g. due to a collision) is now also covered.
Calculate Premium More information

There are different ways to insure a scooter, and it is important to know what to look for when choosing a scooter insurance policy. Below we list the steps you can take to insure a scooter online and what to look out for.

Step 1: Compare insurers

Before buying insurance, it is important to compare different insurers. You can do this by using our online comparator. Here you can compare different insurers based on coverage, price and conditions. This way you can choose the insurance that suits you best.

Step 2: Determine the coverage you need

There are different types of coverage you can choose from, such as third-party coverage, third-party + limited collision coverage or all-risk coverage. TPL coverage is required by law and only covers damage you cause to others. A WA + limited casco insurance offers more coverage, such as damage to your scooter in case of theft or storm. An all-risk insurance offers the most coverage, such as damage to your scooter in case of an accident or fire. Determine what coverage you need and choose the insurance that fits it best. The current value of your scooter is the determining factor here. Is your scooter worth a few hundred euros you can consider insuring the scooter only WA but is your scooter worth another few thousand euros an all-risk coverage is recommended.

Step 3: Close the insurance policy

Once you have chosen an insurer and the right coverage, you can purchase it online. When doing so, pay close attention to the insurer's terms and coverage. Make sure you take out the insurance on time, so that you are insured on time. From the moment the license plate is in your name, you are required by law to have scooter insurance with at least third-party coverage.

What is cheap scooter insurance?

What is the cheapest scooter insurance? This is normally the scooter insurance with only third-party coverage. With third-party coverage, damage to the scooter is not insured but only the damage you cause to others. In addition to the coverage, there are several factors that determine the amount of the premium.

  • Catalogue value of the scooter
  • Age of regular driver
  • Town/City
  • Number of accumulated claim-free years

 

Calculate cheap scooter insurance

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

What cover does the scooter insurance offer?

Besides the obligatory WA scooter insurance, you have the choice between three more extensive coverages. Which one you should choose depends on the age of the scooter, its value and your financial position. The three coverages are:

Third-party liability (WA)

This is the basic coverage and cheapest scooter insurance. It covers the damage you cause with your scooter to third parties, but not the damage to your own scooter.

WA + Theft

In addition to WA coverage, theft damage is now covered. Damage to your own scooter that you have caused yourself (by a collision, for example) is not covered.

WA + Theft and Fire

In addition to the WA coverage, theft and/or fire damage is now covered. Damage to your own scooter that you have caused yourself (by collision, for example) is not covered.

WA + Theft, fire and collision

In addition to WA coverage and compensation for theft and/or fire damage, damage to your own scooter (due to a collision, for example) is now also covered.

The name of the coverage shows which parts are covered. The most comprehensive scooter insurance can be compared to the WA-case insurance(All-risk), as known from car insurance. The premium for scooter insurance is easy to calculate.

What does scooter insurance cost in 2023

If you want to insure a scooter and are going to take out insurance, then of course you want to know what it will cost. Besides the fact that the scooter insurance should not cost too much, it is also important that the scooter insurance suits your needs. We therefore always advise you to use a comparison tool. That way you will find out which cheap scooter insurance suits you best.

Calculate the costs!

*The premiums are based on a fictitious person riding a 2020 Vespa Primavera. The person is a male, 30 years old, living in Goes with 10 claim-free years. The calculation was made in December 2022 with the comparison tool of Alpina.nl.
InsurerCoverMonthly premium
Nationale NederlandenWA€ 6,78Calculate premium
UnigarantWA€8,31Calculate premium
a.s.r.WA€13,98Calculate premium
InsharedWAN/A.Not insurable through Alpina
UniveWAN/A.Not insurable through Alpina
ANWBWAN/A.Not insurable through Alpina

Have you already accumulated claim-free years?

Have you insured a scooter before? If so, you may have already accumulated claim-free years. Insurers reward policyholders who have not caused any damage with an extra discount on the premium. We can take over the claim-free years you have accumulated elsewhere. Please note that the old insurance has to be terminated.

Can you also insure a delivery scooter?

If you have a scooter that you use for food delivery, for example, we have special delivery scooter insurance for this.

Save money on your scooter insurance? Compare premiums!

How can you transfer scooter insurance?

Do you already have scooter insurance elsewhere? If the insurance has run for at least one year, you can switch to a better and cheaper scooter insurance. In the first year of insurance, in principle, you cannot cancel the insurance, but there are exceptions. If the insurer raises the premium in the meantime, you can cancel the insurance effective the day of the increase. Also when selling your scooter you can always get rid of your current scooter insurance.

Are you opting to refinance? With our cancellation service, we take care of canceling your current insurance. After the first year, your current insurance can be cancelled daily. The insurer can use a notice period of up to one month. After this you can insure your scooter wherever you want.

 

Electric scooter insurance comparison

Insurance for an electric scooter is often more expensive than insurance for a scooter with a traditional internal combustion engine. This is because electric scooters often cost mer and because the insurer has more risk when insuring electric scooters. It is therefore important to compare different insurers to find the best and cheapest insurance for your electric scooter....

Frequently asked questions about scooter insurance

How much does scooter insurance cost for a 16 year old?

The premium for a 16-year-old is generally higher than the premium for someone 40 years old. This is mainly because someone 16 years old still has little driving experience and claims figures also show that drivers under 24 are more likely to be involved in a claim. Therefore, we always recommend comparing a premium first to determine which company has the lowest premium for a 16-year-old. Calculate now>>

What does WA scooter insurance cover?

WA coverage basically only pays out for damage you do to others. Damage to your scooter will not be reimbursed. When damage is caused by the third party, you can recover damages from the insurer of the liable third party. Read more>>

Can scooter insurance be taken out in my parents' name?

In principle, the holder of the vehicle registration certificate must take out a suitable insurance himself. The holder of the scooter's registration number is obliged to take out insurance: at least a third-party insurance must be taken out.

If parents have the scooter in their name, they can purchase scooter insurance for it. If a son or daughter is going to ride the scooter, they must be registered as the driver. This is to avoid problems in case of damage. Read more.

Can I insure a scooter without a driving licence?

It is often wrongly thought that you cannot insure a scooter without a driver's license. There are insurers who are difficult about this, but there are plenty of options for insurance. But you need to know where to go. With us, you can insure a scooter without a driver's license.

What is the difference between a moped and a moped?

A moped has an engine with a displacement of 50cc or more, while a moped has an engine with a displacement of no more than 50cc. A moped has more power than a moped, making it faster. Mopeds also have a larger tank and tend to be heavier than mopeds. This therefore means that the premium for a moped or scooter is often higher than the insurance for a moped.

What lock do I need for scooter?

It is important to have a good lock for your scooter. There are different types of locks you can use, such as a chain or cable lock, a drawbar lock or an alarm lock. It is important to choose a lock that is suitable for your scooter and that meets safety standards. Insurance companies will accept locks that are ART approved.

Always lock your scooter with an ART-approved lock

It is wise to lock your two-wheeler both inside and outside the garage or shed. This way you can prevent your scooter from being stolen. All insurers in the Netherlands require that you lock your insured scooter and that you can produce both original keys if your scooter is still stolen unexpectedly. This is to show that you took all precautions to prevent your scooter from being stolen. Check the ART Foundation website to see if your lock is ART approved.

Is a moped insured if it is souped up

No, if your moped is souped up, it is no longer insured. If your moped has been souped up, you must adjust your insurance to the new specifications. If you don't do this, your moped is no longer insured.

View all frequently asked questions

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Customers about scooter insurance

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8.5
Average score
Based on 339 reviews
10-11-2022
Hj from Houten
I have been insured with them for years and have never experienced anything negative.
27-09-2022
Marcel
Satisfied
20-08-2022
hendrik cutter
The online application is simple and fast

Calculate scooter insurance premiums

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Last updated: 23-03-2023

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