Personal injury assistance
Personal injury assistance
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment
motor insurance

Compare motorbike insurance: insure your motorbike directly!

Now with free recovery service
  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.
Personal injury assistance
Personal injury assistance
14-day cooling-off period
14-day cooling-off period
8.1
Insurance assessment

Which cover suits you?

Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
Damage to others
i This is the basic cover and the cheapest motor insurance. The damage caused by your motorbike to third parties is covered, but not the damage to your own motorbike.
Theft and fire damage
i In addition to third-party cover, theft or fire damage is now also covered. Damage to your own motorbike that you have caused yourself (e.g. by a collision) is not covered.
Damage to own engine
i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own motorbike (e.g. due to a collision) is now also covered.
Third-party liability (mandatory)
Calculate Premium More information
WA Full Casco (All-Risk)
Calculate Premium More information

Which cover suits you?

Third-party liability (mandatory)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic cover and the cheapest motor insurance. The damage caused by your motorbike to third parties is covered, but not the damage to your own motorbike.
  • Theft and fire damage
    i In addition to third-party cover, theft or fire damage is now also covered. Damage to your own motorbike that you have caused yourself (e.g. by a collision) is not covered.
  • Damage to own engine
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own motorbike (e.g. due to a collision) is now also covered.
Calculate Premium More information

WA Limited Casco

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic cover and the cheapest motor insurance. The damage caused by your motorbike to third parties is covered, but not the damage to your own motorbike.
  • Theft and fire damage
    i In addition to third-party cover, theft or fire damage is now also covered. Damage to your own motorbike that you have caused yourself (e.g. by a collision) is not covered.
  • Damage to own engine
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own motorbike (e.g. due to a collision) is now also covered.
Calculate Premium More information

WA Full Casco (All-Risk)

  • Free recovery service
    i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
  • Damage to others
    i This is the basic cover and the cheapest motor insurance. The damage caused by your motorbike to third parties is covered, but not the damage to your own motorbike.
  • Theft and fire damage
    i In addition to third-party cover, theft or fire damage is now also covered. Damage to your own motorbike that you have caused yourself (e.g. by a collision) is not covered.
  • Damage to own engine
    i In addition to third-party cover and compensation for theft and/or fire damage, damage to your own motorbike (e.g. due to a collision) is now also covered.
Calculate Premium More information

Compare & calculate motorbike insurance

Using the online tool at Alpina.nl , thecheapest motorcycle insurancefound quickly. First enter a few details, such as license plate number, date of birth and number of claim-free years. Then choose the desired coverage:WA, limited cascoorall-risk. Alpina immediately shows a top 5 of cheapest providers. No license plate at hand? Then select the make and type of motorcycle. Easy right? Click here to calculate the premiummotorcycle insurance.

The insurer determines the premium based on several factors. The amount of the premium depends on motorcycle specifications, such as the type, number of cc and weight. In addition, your personal information plays a role, such as age, place of residence and number of claim-free years. Alpina.nl needs this information to find providers that best fit your personal situation.

Your motorbike only third-party insurance

Taking out this insurance is compulsory. But u may also choose one of the other two forms, because these also include coverage against WA (third-party liability). The WA motorbike insurance never pays out for damage to your motorbike. The insurer will only compensate damage caused to others. What you are legally liable for or what the driver of the motorbike is legally liable for, the insurer pays. In case of an accident with the motorbike due to your fault, your insurer will compensate the other party.

Motorbike insurance for a quad or a three-wheeled motor scooter

We have separate insurance policies for quad bikes and three-wheeled motor scooters, which you can also calculate and take out online.

Customers about Alpina

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Take out motorbike insurance

At Alpina.nl , you can purchase motorcycle insurance in 4 easy steps:

  1. Enter your license plate, postal code, date of birth and claim-free years
  2. Choose the right coverage for your car: third-party, third-party+ or all-risk
  3. Compare the different providers for premium and cover
  4. Take out your car insurance.

Take out motorbike insurance quickly and easily

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

Opting for the more extensive WA limited casco

For a slightly higher premium, you cannt you can also For a slightly higher premium, you can also opt for the more extensive WA limited casco. In addition to coverage against legal liability, this insurance also offers coverage for one of the following causes of damage:

  • Window breakage
  • Theft or attempted theft
  • Hail and storm damage
  • Fire and explosion
  • Collision with stray animals
  • Lightning damage

If a claim is made for one of these causes, the claim does not affect the number of claim-free years. An accident caused costs you 5 claim-free years, but for example theft costs u no claim-free years.

Opting for third-party insurance

The most comprehensive motorbike insurance offers the all risk (WA hull insurance). In addition to the causes of loss in the two more limited forms of insurance, the all all risk also offers a payment for damage to your motorbike caused by your own fault. This insurance is recommended for a new motorbike, but also for older ones that are still worth a lot of money. With this insurance, you avoid having to pay for a large amount of damage to your motorbike yourself.

Many claim-free years make the all risk attractive

With claim-free years you buildt you a discount in the motor insurance. With more claim-free years, the most comprehensive insurance becomes cheaper. This can make it easier to choose the all risk instead of one of the more limited coverages. Also if your Even if your motorbike has a relatively low value, you still want towant the best possible still want the best possible cover.

In the event of a damage causedt you claim-free years

U build up one claim-free year by not claiming any fault in one insurance year. By claiming one claim, you loset you five claim-free years again. This can result in a considerable increase in the premium. The claims paid out from the limited casco, cost you u no claim-free years.

Cheap motor insurance

Oldtimer motor insuranceThe cheapest motor insurance

Is your motorbike 20 years old or more? Does the motor cycle no more than 7500 kilometres a year? And do you have another motor vehicle for daily use? Then you are eligible for old-timer motor insurance. The premium of such an insurance is much lower. The cheapest old-timer insurance starts at 2 euros per month.

Are accessories and motorbike clothing included in the insurance?

With our motorbike insurance, you can choose to include accessories and motorbike clothing. This is not an obligation.

See also:

 

Top 5 Cheapest Motorbike Insurances 2022

If you are going to take out motorbike insurance, you are probably looking for insurance that is as cheap as possible. Besides that the insurance has to be cheap, it is also important that the insurance fits your needs. We therefore advise you to use a comparison tool. That way you will find out which motorbike insurance suits you best.

*The premiums are based on a fictitious person riding a Honda All-Road XL 700 V Transalp . The person is a male, 30 years old, based in Ijsselstein with 10 claim-free years. The calculation was made in January 2020 with the calculation tool of Alpina.nl
CoverMonthly premiumMonthly premium
De GoudseWA€3,25Calculate premium
Motorbike Advantage PolicyWA€3,35Calculate premium
ASR benefit packageWA€3,37Calculate premium
Allianz Motorcycle InsuranceWA€3,57Calculate premium

Frequently asked questions

What does motorbike insurance cost?

When you want to take out insurance, a number of factors play a role in determining yourmotorbike insurance costs. These include your chosen coverage, age, years without claims and postal code. To find out what a motorbike insurance will cost you, we advise you to use the calculator tool

What is the best motorbike insurance?

A motorbike insurance should match your wishes as much as possible. In addition, the insurance should also suit your motorbike. To find out 'what the best motorbike insurance is', we advise you to compare different motorbike insurances.

What are the theft requirements for a motorbike?

The theft requirements for a motorbike insurance differ from one insurance company to another. You can find the requirements in the policy conditions that apply to your motorbike insurance. The theft requirements only apply to the WA limited casco and WA casco (all-risk) coverage.

ART category 4 approved lock

All insurance companies require at least an ART category 4 approved lock.

What is winter break cover?

With some insurance companies, you can save on the premium for motorbike insurance by opting for winter stop coverage. With this cover, damage caused by driving the motorbike is not covered during the winter. This is usually from 15 December to 1 March. Damage caused by fire or theft from the garage is covered.

If you ride your motorbike all year round, the winter stop cover is not practical. You can indicate in the quote whether you wish to make use of this. Read more about winter stop coverage here.

Is it compulsory to wear motorbike clothing?

Motorbike insurance has a number of obligations, but motorbike clothing is not compulsory. Why would an obligation not be so bad?

A slip on a motorbike can quickly cause serious injury. Even at low speed. With motorbike clothing on, you are still likely to be injured by a serious slip, but the consequences can be limited with the right clothing. Read more >>.

View all frequently asked questions

What are important things about the policy conditions?

Reading policy conditions is not the nicest thing to do. That's why we've put the most important ones in a row. Clear and simple.

Read more

reading time 3 minutes

How does it work with claim-free years?

You can see how many claim-free years you have accumulated on your policy schedule. Not sure? Check with your insurer or intermediary. This will prevent the premium from changing later on if the claim-free years were incorrect.

Read all about building up claim-free years

reading time 3 minutes

What supplementary insurances are there?

Some additional insurances are very useful. We will explain all supplementary insurances to you. That way, you can make an informed choice.

Check the pros and cons of supplementary insurances

reading time 4 minutes

What are important things about the policy conditions?

Reading policy conditions is not the nicest thing to do. That's why we've put the most important ones in a row. Clear and simple.

Read more

reading time 3 minutes

How does it work with claim-free years?

You can see how many claim-free years you have accumulated on your policy schedule. Not sure? Check with your insurer or intermediary. This will prevent the premium from changing later on if the claim-free years were incorrect.

Read all about building up claim-free years

reading time 3 minutes

What supplementary insurances are there?

Some additional insurances are very useful. We will explain all supplementary insurances to you. That way, you can make an informed choice.

Check the pros and cons of supplementary insurances

reading time 4 minutes

What does motorbike insurance cost?

The cost of motor insurance depends on various factors. Together they determine the amount of the premium. These include

  • Age of driver
  • Town/City
  • Number of cc of the engine
  • The catalogue value
  • desired coverage

 

all-risk motor insurance

Compare motorbike insurance

At Alpina, you can compare motorcycle insurance policies by premium and content in 4 steps. This will help you find out which insurance policy is best for you. When comparing motorcycle insurance, there are several premium determining factors to consider:

  1. The selected coverage
  2. The accumulated claim-free years
  3. Your age
  4. Your postal code

Is motorbike insurance mandatory?

You are legally obliged to insure a motorbike as soon as the registration number is put in your name. From that moment, your details as the owner are known to theRDW. A motorbike that has already been registered in your name, but is still with the seller, for example, must be insured in your name from the time of registration. From that moment, a motorbike insurance is mandatory.

Motorbike insurance winter break

You can opt for a motorbike insurance winter cover if you do not intend to ride during the winter months. Depending on your insurer, this period runs from 1 December to 1 March. During this period, you remain insured, only damage caused while driving will not be covered. Damage caused by fire, theft, storm, flood or deliberate damage by others is in most cases covered.

Compare motorbike insurance

At Alpina, you can compare motorcycle insurance policies by premium and content in 4 steps. This will help you find out which insurance policy is best for you. When comparing motorcycle insurance, there are several premium determining factors to consider:

  1. The selected coverage
  2. The accumulated claim-free years
  3. Your age
  4. Your postal code

Is motorbike insurance mandatory?

You are legally obliged to insure a motorbike as soon as the registration number is put in your name. From that moment, your details as the owner are known to theRDW. A motorbike that has already been registered in your name, but is still with the seller, for example, must be insured in your name from the time of registration. From that moment, a motorbike insurance is mandatory.

Motorbike insurance winter break

You can opt for a motorbike insurance winter cover if you do not intend to ride during the winter months. Depending on your insurer, this period runs from 1 December to 1 March. During this period, you remain insured, only damage caused while driving will not be covered. Damage caused by fire, theft, storm, flood or deliberate damage by others is in most cases covered.

Possible coverages for motorbike insurance

Third-party liability (WA)

This is the basic cover and the cheapest motor insurance. It covers any damage caused by your motorbike to third parties, but not damage to your own motorbike. Read more.

Limited Comprehensive (WA plus or WA+)

In addition to third-party cover, damage to your own motorbike is now also covered in the event of fire, theft and storm. Damage to your own motorbike that you have caused yourself (e.g. by a collision) is not covered. Read more.

Full casco (all-risk)

This is the most extensive coverage for a motorbike insurance. Everything that is covered under limited hull is covered, but now also all damage to your own motorbike. Read more.

Third-party liability (WA)

This is the basic cover and the cheapest motor insurance. It covers any damage caused by your motorbike to third parties, but not damage to your own motorbike. Read more.

Limited Comprehensive (WA plus or WA+)

In addition to third-party cover, damage to your own motorbike is now also covered in the event of fire, theft and storm. Damage to your own motorbike that you have caused yourself (e.g. by a collision) is not covered. Read more.

Full casco (all-risk)

This is the most extensive coverage for a motorbike insurance. Everything that is covered under limited hull is covered, but now also all damage to your own motorbike. Read more.

Additional coverages for motor insurance

Accident insurance

The accidental passenger insurance pays a fixed amount in the event of an accident with the motorbike to the driver and/or the passenger. Read more.

Indemnity insurance for riders

The front passenger insurance compensates the damage of the rider and the passenger after an accident with the motorbike. This damage can include property damage (clothing, luggage, etc.), loss of earnings, household help, transport costs, medical costs, compensation and funeral costs. Read more.

Legal expenses insurance

Legal expenses insurance offers legal advice and expert legal assistance in the event of damage to or with your motorbike.

Accident insurance

The accidental passenger insurance pays a fixed amount in the event of an accident with the motorbike to the driver and/or the passenger. Read more.

Indemnity insurance for riders

The front passenger insurance compensates the damage of the rider and the passenger after an accident with the motorbike. This damage can include property damage (clothing, luggage, etc.), loss of earnings, household help, transport costs, medical costs, compensation and funeral costs. Read more.

Legal expenses insurance

Legal expenses insurance offers legal advice and expert legal assistance in the event of damage to or with your motorbike.

Do it directly

Report damage

Do you have a damage with your motorbike? Then you can report it online using the form below.

Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.

Click here to report a claim online.

Report a change

Do you want to adjust your motorbike insurance or does something change in your personal situation? You can pass ondifferent types of changes.

  • Change personal data
  • Change of address
  • Changing other insurance
  • Cancelling insurance

 

Report damage

Do you have a damage with your motorbike? Then you can report it online using the form below.

Do you need a towing service urgently? On your green card you will find the telephone number of the emergency service to which your insurance company is affiliated.

Click here to report a claim online.

Report a change

Do you want to adjust your motorbike insurance or does something change in your personal situation? You can pass ondifferent types of changes.

  • Change personal data
  • Change of address
  • Changing other insurance
  • Cancelling insurance

 

Benefits motorcycle insurance at Alpina.nl

Immediate coverage possible, 24/7

Motorbike insurance can be calculated and taken out 24 hours a day, 7 days a week. In most cases, you get coverage immediately so you can quickly take your motorbike on the road.

Close within 5 minutes

When you take out motorbike insurance online, you want coverage right away. That's why you can see where you stand with us. You can insure your motorbike within 5 minutes. You choose your own cover and excess, so you never pay too much. Your application will be assessed immediately and take effect when you want.

Money back guarantee! 14-day cooling-off period

When you take out insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance within 14 days without giving any reason. Click here for the conditions.

Immediate coverage possible, 24/7

Motorbike insurance can be calculated and taken out 24 hours a day, 7 days a week. In most cases, you get coverage immediately so you can quickly take your motorbike on the road.

Close within 5 minutes

When you take out motorbike insurance online, you want coverage right away. That's why you can see where you stand with us. You can insure your motorbike within 5 minutes. You choose your own cover and excess, so you never pay too much. Your application will be assessed immediately and take effect when you want.

Money back guarantee! 14-day cooling-off period

When you take out insurance with us, you have a 14-day cooling-off period. This means that you can cancel the insurance within 14 days without giving any reason. Click here for the conditions.

Acceptance for everyone

Alpina.nl has suitable insurance for every type of motorcycle and driver. For vintage motorcycles, we have special vintage motorcycle insurance.

Transfer assistance

Want to switch from your current insurer to Alpina.nl, but are dreading all the hassle? No need! Switching to Alpina is very easy with our free cancellation service. It works like this:

  • Calculate your premium and insure your vehicle
  • Download the free cancellation letter
  • Sign the letter and send it to your insurer

Acceptance for everyone

Alpina.nl has suitable insurance for every type of motorcycle and driver. For vintage motorcycles, we have special vintage motorcycle insurance.

Transfer assistance

Want to switch from your current insurer to Alpina.nl, but are dreading all the hassle? No need! Switching to Alpina is very easy with our free cancellation service. It works like this:

  • Calculate your premium and insure your vehicle
  • Download the free cancellation letter
  • Sign the letter and send it to your insurer

How we work

There are lots of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experience with the institution and how a company behaves when a claim is made. When comparing insurance, we look at your personal situation and specific wishes regarding coverage. Alpina makes insurance clear and fast.

Supervision

Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute(Kifid).

How we work

There are lots of providers in the market for financial products and services. We have made a careful selection with a number of insurance companies we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experience with the institution and how a company behaves when a claim is made. When comparing insurance, we look at your personal situation and specific wishes regarding coverage. Alpina makes insurance clear and fast.

Supervision

Alpina complies with all legal requirements of the AFM. Thus, we have the necessary licenses and diplomas and we are affiliated with the Financial Services Complaints Institute(Kifid).

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Calculate the premium of your motorbike insurance directly!

  • i To calculate the premiums, we need the postal code of the main driver. In case of private use, the youngest driver must reside at the same address as the applicant. In case of business use you can fill in the postal code of the company.

How do we do it?

Last updated: 01-11-2022

Financially certainly.

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