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All about Your sailboat insurance
Have you recently purchased a sailboat, or are you perhaps considering buying one? Then, of course, you’ll want to make sure it’s properly insured in case of damage or an accident. A sailboat isn’t cheap, and damage can quickly add up. Naturally, you’ll want to avoid that! You can choose whether to insure your sailboat with third-party liability (WA), third-party liability plus (WA+), or comprehensive (all-risk) coverage. Choose the coverage that best suits your boat, so you never pay too much in premiums for yourboat insurance.
Is it mandatory to insure a sailboat?
No, you are notrequiredto insure your sailboat. In principle, it is not mandatory to insure your boat in the Netherlands. However, in some cases, you are required to have at least third-party liability insurance for your boat. For example, if you:
- You want to dock your boat at certain marinas
- You want to compete in races with your boat
- At a boat storage facility
- On some waterways (or parts thereof)
Frequently Asked Questions About Insuring a Sailboat
Can I get a sailboat insurance policy with worldwide coverage?
Standard third-party boat insurance typically provides worldwide coverage. So even if you take your sailboat on vacation, you’re still covered for damage to third parties. Just to be sure, be sure to review your insurance policy here.
Am I required to purchase sailboat insurance in Belgium?
No, in Belgium, too, you are not required to insure your sailboat. However, it is often recommended. In Belgium, this is referred to as civil liability insurance.
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