How much does home insurance cost?

How much does home insurance cost per year?

The annual cost of home insurance therefore varies by household. For example, the premium for a detached villa will naturally be higher than the premium for a small townhouse. The construction type of the house also makes a difference. The fire risk of a wooden house is greater than that of a brick house. According to the Dutch Homeowners’ Association (Vereniging Eigen Huis), the average premium for home insurance amounts to €1.30 per €1,000 of insured value. For a home with a replacement value of €250,000, you’ll therefore pay an average of €325 per year ( €393 . 25 including insurance tax ). But by shopping around carefully, you can often insure your home for much less.

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The reconstruction cost calculator can be used to determine how much it would cost to rebuild a house after it has been lost due to damage.

What is the average monthly cost of home insurance?

When taking out home insurance, you can choose whether to pay annually or monthly. Paying annually may be more cost-effective than paying monthly. However, this will vary depending on the policy and the insurer. As mentioned, the cost of home insurance varies widely, depending on where you live and what type of home you have. On average, home insurance costs between €11 and €22 per month, based on a townhouse in an affordable region.

Compare Home Insurance Costs

You can easily compare home insurance policies on our website. After entering a few details, you’ll see a number of insurance policies tailored to your needs, along with their premiums and policy terms. You can compare these options. Once you’ve found a suitable policy, you can purchase it right away. Are you having trouble or do you have any questions? Feel free to call us anytime at 088 – 688 3700. We’re happy to help.