What does building insurance cost

What does building insurance cost per year?

So the cost you spend on building insurance per year is different for each household. The premium for a detached villa is obviously higher than the premium for a small house. In addition, it also makes a difference what the building type of the house is. The fire risk of a wooden house is higher than the risk of a house built with bricks. According to Vereniging Eigen Huis, the average premium for building insurance is €1.30 per €1,000 of insured value. So for a house with a rebuilding value of €250,000, you pay an average of €325 per year (including insurance tax €393.25). But by comparing well you can often insure your home much cheaper.

A reconstruction value meter can help you calculate the reconstruction value of your building in an easy way.
To determine what it will cost to rebuild a house after it has been lost due to damage, the rebuild value meter can be used.

What does home insurance cost on average per month?

When you purchase homeowners insurance, you can choose whether to pay for it annually or monthly. Payment per year can be more advantageous than per month. However, this will differ per insurance company and per insurer. The cost of building insurance varies greatly depending on where you live and what kind of house you have. On average, the cost of building insurance is between €11 and €22 per month, based on a mid-sized house in a cheap region.

Compare costs of home insurance

You can easily compare home insurance policies on our website. After entering a few details, you’ll see a selection of insurance policies tailored to your needs, along with their premiums and policy terms. You can compare these options. Once you’ve found a policy that suits you, you can purchase it right away. If you’re having trouble or have any questions, you can always reach us by phone at 088 – 688 3700. We’re happy to help.