What is a declaration of withdrawal?

With a waiver, it’s possible to transfer your no-claims years to an ex-partner. In that case, you’re literally giving up those no-claims years, because you can no longer use them yourself. That’s because it’s not possible to transfer no-claims years. You can compare it to money: if you have 20 euros and you give your partner 10 euros, you’ll still have 10 euros left. If you give your partner 20 euros, you’ll have nothing left.

Sample Waiver of No-Claims Years

To transfer claim-free years, you therefore need a waiver. But what exactly does a waiver look like? A waiver is a form with a few questions. On this form, you enter the personal information of both the holder of the claim-free years and the recipient. With a waiver, you declare that you are transferring your accumulated claim-free years to your ex-partner, which means you can no longer derive any rights from those previously accumulated years. Without the holder’s signature, claim-free years cannot be transferred. An ex-partner cannot simply claim the claim-free years without the other party’s consent. You also provide some details about the policy. Finally, both parties sign the waiver. You can download a waiver as a PDF file below.

Waiver of No-Claims Years PDF

Download the Disclaimer

Claim-free years since January 1, 2022, are transferable

As of January 1, 2022, claim-free years are transferable in certain situations. In the event of death, for example, they can be transferred to the surviving spouse. It is now also possible for lease car drivers and drivers who have lived abroad for many years to transfer their claim-free years. This way, they do not lose the claim-free years they have accumulated. You can read more about this new regulation in our blog post.