Can I get car insurance for my convertible?

To get the most out of your convertible, it’s important to have the right car insurance. We’re happy to help you find the best car insurance for your convertible. That way, you can hit the road safely as soon as the sun starts shining!

What is a convertible?

"Cabrio" is short for "cabriolet." A cabriolet used to be a carriage with a convertible top. The very first cars ever made were all cabriolets. So a "cabrio" is a car with a convertible top. These days, convertibles come in all shapes and sizes.

How much does car insurance cost for my convertible?

Convertibles are popular cars. As a result, they—especially models with a fabric roof—are particularly vulnerable to break-ins. You often hear about thieves cutting through the fabric roof. That’s why it’s important to insure your convertible properly. The cost of your convertible auto insurance depends on the type of coverage you choose. You can choose from:

• Liability Insurance: With liability insurance, you are covered for damage you cause to others with your convertible. Liability insurance is required by law in the Netherlands. Therefore, you must choose at least liability coverage. This coverage does not protect you against theft or damage to your own car.
• Third-Party Liability + Limited Comprehensive Coverage: You can also opt for third-party liability + limited comprehensive coverage. This is also known as WA+ insurance. With WA+ insurance, you’re also covered for damage caused by fire, lightning, hail, storms, broken windows, or stray animals, as well as for theft.
• Comprehensive insurance: Comprehensive coverage offers the most extensive protection. As the name implies, comprehensive insurance covers you against all risks. This includes the types of damage mentioned above, as well as damage to your own car—even if you’re at fault. Of course, comprehensive insurance is the most expensive of the three options.

In addition, the cost of your convertible car insurance depends on your age, your ZIP code, and the number of claim-free years you have accumulated.

Of course, the more supplemental insurance policies you purchase, the higher your premium will be. Be sure to check for duplicate coverage. Do you already have a separate roadside assistance policy? If so, you don’t need to include that coverage again in your auto insurance policy. This way, you can save on the cost of your convertible auto insurance.

Compare Car Insurance Policies on Alpina.nl

By comparing car insurance policies, you can save a lot of money each year. After all, not all insurance policies are the same. Through Alpina, you can easilycomparedifferent insurers based on both price and coverage. At Alpina, we have nearly 50 years of experience comparing and purchasing auto insurance policies. Using your license plate number, we can retrieve all the details about your convertible. After entering a few personal details and the numberof claim-free years, you can start comparing policies.