Can I get car insurance for my convertible?
Are you the proud owner of a convertible? If so, summer is probably your favorite season. On a beautiful summer day, there’s nothing better than taking a drive in your convertible, with the sun on your face and the wind in your hair. Sounds perfect, doesn’t it?
To get the most out of your convertible, it’s important to choose the right car insurance. We’re happy to help you find the best car insurance for your convertible. That way, you can hit the road safely as soon as the sun starts shining!
What is a convertible?
Cabrio is an abbreviation of the word cabriolet. A cabriolet used to be a carriage whose hood you could flip open. The very first cars made were exclusively cabriolets. So a convertible is a car whose roof can be opened. Today, convertibles come in all shapes and sizes.
What does car insurance cost for my convertible?
Convertibles are popular cars. This makes them, especially the models with a cloth roof, especially susceptible to burglary. You often hear that the fabric roof is cut by thieves. This is why it is important to properly insure your convertible. The cost of your convertible car insurance depends on the type of coverage you choose. You can choose from:
- WA insurance: With a WA insurance you are insured for damage you cause to others with your convertible. A WA insurance is required by law in the Netherlands. You must therefore choose at least a WA-coverage. You are not insured for theft or damage to your own car.
- A WA + limited casco: You can also opt for a WA + limited casco insurance. This is also called a WA+ insurance. With a WA+ insurance you are also insured for damage caused by fire, lightning, hail, storm, window breakage or stray animals and for theft.
- All-risk insurance: The most comprehensive coverage is all-risk coverage. It is already in the name: with an all-risk insurance you are insured against all risks. That includes the damages mentioned above as well as damage to your own car, even if it is your fault. Of course, all-risk insurance is the most expensive of the three.
Furthermore, the cost of your convertible car insurance depends on your age, your zip code and the number of claim-free years you have accumulated.
How can I get convertible car insurance as cheaply as possible?
When taking out car insurance, you can also choose from various optional coverages. You can tailor these entirely to your personal situation. Does your family often ride in the convertible? If so, you might want to consider adding passenger injury coverage or passenger accident coverage. This ensures that all passengers are covered in the event of an injury. Alternatively, you can add roadside assistance or legal assistance to your policy.
Of course, the more supplemental insurance policies you purchase, the higher your premium will be. Be sure to check for duplicate coverage. Have you already purchased a separate roadside assistance policy? If so, you don’t need to include this coverage again in your auto insurance policy. This way, you can save on the cost of your convertible auto insurance.
Compare car insurance on Alpina.nl
Comparing auto insurance can save you a lot of money on an annual basis. After all, one insurance policy is not like another. Through Alpina you can easily compare different insurers on price and content. At Alpina we have almost 50 years of experience in comparing and arranging car insurance. Using the license plate number, we can find out all the details of your convertible. After entering some personal data and the number of years without claims, the comparison can begin.
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