If I drive without a valid driver's license, am I still insured?
An investigation by the NOS on October 19, 2018, reveals that thousands of people are driving without a valid driver’s license. For these individuals, their driver’s license has been declared invalid, but they have not subsequently mailed it to the CBR. Driving without a valid driver’s license can have serious consequences.
Driving without a valid driver's license
Since 2016, the CBR has identified more than 5,000 people as holding invalid driver’s licenses. Over the past three years, the police have pulled over nearly 3,000 people who were carrying an invalid driver’s license. For example, a driver’s license is declared invalid for older people who are no longer capable of driving or for people who have been caught driving under the influence of alcohol. Carrying an invalid driver’s license can result in a fine of 240 euros. If you drive with an invalid driver’s license, this fine can even rise to 8,300 euros, and you risk a prison sentence of up to three months.
Will I be compensated for damages after an accident?
There is a chance that driving without a valid driver’s license could result in more than just a fine. If an accident is caused by someone without a valid driver’s license, insurance companies may decide not to cover the damages they have incurred. However, any property damage or personal injury sustained by the other party is often covered. The insurer will then attempt to recover these costs from the person who caused the accident. This amount can be substantial, especially if there is personal injury or if someone becomes disabled as a result of your actions. This also applies if you drive with an expired driver’s license.
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