black Maserati GranTurismo

Maserati insurance

A Maserati deserves the best protection. With the right carinsurance you are protectedd in case of damage, theft and breakdown.

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
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Also for Levante, GranTurismo and Quattroporte

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Getting car insurance for your Maserati 

A Maserati is not just any car. It is a symbol of luxury, power and sportiness. Iconic models such as the Quattroporte, GranTurismo and the more recent MC20 are recognizable, among other things, by the unique sound of the impressive engines. The value of a Maserati is often considerably higher than average, and maintenance and replacement parts are also a lot rarer and therefore more expensive. For such a special car, standard car insurance is not enough. You need coverage that matches the value and character of your Maserati. With the right car insurance, both you and your car are properly insured, tailored to your model, use and needs. That way you can enjoy the special driving experience worry-free.

The right insurance for every Maserati model 

Popular models

  • Maserati Grecale
  • Maserati Levante
  • Maserati GranTurismo
  • Maserati GranCabrio
  • Maserati Ghibli
  • Maserati Quattroporte
  • Maserati MC20

Youngtimers and classics

  • Maserati Biturbo
  • Maserati Shamal
  • Maserati Quattroporte IV
  • Maserati Ghibli II / III
  • Maserati 3200 GT
  • Maserati GranTurismo (first generations)
  • Maserati Quattroporte V
  • Maserati 3500 GT
  • Maserati Mistral
  • Maserati Mexico
  • Maserati Indy
  • Maserati Bora
  • Maserati Merak
  • Maserati Khamsin
  • Maserati A6 / A6G
  • Maserati Tipo 60 / Tipo 61 "Birdcage"
  • Maserati Tipo 26M

You can also get insurance for older models of Maserati. Check out the options for vintage car insurance.

Car insurance coverages.

You can choose from 3 main coverages:

WA (mandatory)

  • Damage to others
  • Theft, joyriding and missing.
  • Window damage
  • Damage caused by fire or natural disasters
  • Own damage from a collision

Limited casco

  • Damage to others
  • Theft, joyriding and missing.
  • Window damage
  • Damage caused by fire or natural disasters
  • Own damage from a collision

All Risk (WA+Casco)

  • Damage to others
  • Theft, joyriding and missing.
  • Window damage
  • Damage caused by fire or natural disasters
  • Own damage from a collision

Additional coverages for Maserati drivers.

In addition to choosing the right coverage for your car insurance, you can also compare and purchase various additional coverages.

Roadside Assistance Netherlands
v.a. 7 ,50 p/month

Help after an accident is standardly insured on your insurance. In addition to the insurance, it is also possible to take out roadside assistance insurance for the Netherlands.

Roadside assistance Europe
v.a. 9 ,66 p/month

Help after an accident is covered by default on your insurance. In addition to the insurance, it is also possible to take out roadside assistance insurance for Europe.

Legal Aid
from 7 ,10 p/month

Insured of legal help in traffic disputes. At home and abroad. With the vehicle insured on the policy.

Occupant accidents
v.a. 1 ,53 p/month

Accidental occupant insurance pays fixed amounts in the event of death or permanent disability of the driver and/or passengers.

Occupant damage
v.a. 5 ,86 p/month

This insurance pays for material damages suffered by the driver and passengers due to an accident.

Why standard car insurance is not enough 

A Maserati is a luxury sports car with high performance, exclusive parts and significant value. Standard car insurance often provides insufficient coverage for the specific risks associated with this type of vehicle. Consider the high cost of original parts and specialized repairs, as well as the increased risk of theft or damage due to the exclusivity of the marque.

In addition, a regular policy usually does not cover the full new-car value or replacement cost appropriate for a car in this segment. Therefore, it is important to choose insurance tailored to the unique features and risks of a Maserati.

Accessories and upgrades co-insured 

A Maserati can be completely personalized with luxury accessories and exclusive upgrades. Think high-end sound systems, carbon fiber interior parts, special alloy wheels or ceramic brake discs. Technological enhancements are also often available, such as advanced alarm systems and driving aids.

  • Do you have a Sport Design Package, Comfort Package or Tech Assistance Package? Physical modifications to your Maserati can be covered in most cases. By default, an amount up to about €1,000 in accessories is often co-insured.
  • Accessories for an expensive car like a Maserati quickly exceed this standard amount. More expensive parts or a complete upgrade can also be easily co-insured.
  • Many owners choose tuning to further refine the performance or appearance of their Maserati, such as through engine optimization or a sports exhaust. These modifications can also be co-insured. The condition is that you declare these parts in advance when taking out the insurance.
  • Software tuning or chip tuning is usually excluded from coverage. Damage resulting from this will then not be reimbursed.

Claim-free years: impact on your premium

The more claim-free years you have accumulated, the more advantageous your Maserati insurance premium will be. If you make no claims during a policy year, you build up one claim-free year. On the contrary, if you make a claim, you lose claim-free years, which affects your premium.

Young driver with a used Levante

€ 200,-

€ 250,-

€ 300,-

€ 350,-

€ 400,-

*The premiums are based on a fictitious person driving a 2018 Maserati Levante. This person is 28 years old, living in Amersfoort with 3 claim-free years. The car insurance has WA+ coverage.

Experienced driver with new GranTurismo

€ 100,-

€ 150,-

€ 200,-

€ 250,-

€ 300,-

*The premiums are based on a fictional person driving a 2018 Maserati GranTurismo. This person is 52 years old, living in Bloemendaal with 18 claim-free years. The car insurance policy has All-risk coverage.

New value or purchase value: how does compensation work?

For a new Maserati, a new-value policy is often wise. This will reimburse you for the new value of the car in the event of total loss or theft, rather than the current market value.

Is your Maserati used? Then a purchase value arrangement offers similar security: the insurer will then temporarily pay out the purchase price in the event of damage. Both plans are optional, depending on the model and policy conditions.

Additional security requirements in luxury sports cars

Maserati has some wonderful sports cars, such as the MC20 and the GranTurismo. Insuring these models often involves some additional security requirements. Consider, for example, an SCM-approved alarm system or a recovery system.

The exact requirements depend on your insurer, type of car, region, coverage and list value. Often these requirements apply at a list value starting at €75,000, but especially with theft-prone models, it can sometimes be earlier.

Calculate the premium for your Maserati online and immediately see what requirements the insurer has for security and alarm systems.

Insuring your Maserati through Alpina

  • Experience with high-end and sports cars
  • New value insurance and accessory insurance possible
  • Quick insight into your premium, with no strings attached

Calculate the premium for your Maserati insurance.

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
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Frequently asked questions about Maserati car insurance

What does it cost to insure a Maserati?

The cost of Maserati insurance is usually higher than average and depends on factors such as the model, year of manufacture, your age, claim-free years and coverage type. For all-risk insurance, you usually pay between €150 and €400 per month.

Which insurance is best for a Maserati?

All-risk insurance is most appropriate for most Maserati models, due to their high daily value and expensive repairs. This coverage provides protection against virtually all damages, even if you are responsible.

Why is Maserati insurance more expensive than average?

A Maserati is a luxury sports car with high purchase and maintenance costs. Insurers therefore charge higher premiums because of the higher risk of expensive damages and theft.

How can I save on my Maserati car insurance?

You can save by building up your claim-free years, matching the coverage to the value of the car, choosing a higher deductible or approaching a dedicated sports car insurer. Comparing pays off.

Is all-risk insurance required for a Maserati?

No, all-risk insurance is not mandatory, but it is highly recommended for expensive cars such as a Maserati. Legally, third-party insurance is sufficient, but it only covers damage to others.

What should I pay attention to when insuring a Maserati?

Note the coverage, deductible, new-for-old or appraised value, affiliated bodyshops and the terms of theft coverage. Luxury cars often require additional requirements such as an approved alarm system.

Can I insure a youngtimer Maserati inexpensively?

Yes, for Maseratis older than 15 years, you can qualify for youngtimer insurance. This offers tax advantages and a lower premium based on daily value, ideal for business drivers.

How does claims recovery work with Maserati insurance?

In case of damage, you will usually be referred to a specialized repair shop experienced in luxury vehicles. Check if your insurer works with Maserati approved repair partners.

Are there special insurers for luxury cars like Maserati?

Yes, there are insurers that focus on exclusive cars and offer customized coverage, such as special terms and conditions, valuation coverage and generous compensation in the event of a claim. Think of parties like Hiscox, Bovemij.

Is it wise to insure a Maserati based on daily value or appraisal value?

For a Maserati, insurance based on appraisal value is often wiser, especially for rare or well-maintained models. This way you avoid underinsurance and get a more realistic compensation in case of damage.

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