Life Insurance for a Cemetery

How can I transfer ownership of a car after a death?

When someone passes away, there are a lot of matters that need to be taken care of. The car may not be the first thing that comes to mind. Still, it’s important to address this, because after death, all vehicle obligations continue as usual. They only expire once the car is transferred to a new owner. But how exactly does transferring a car after a death work? We’re happy to help.

Transferring Car Ownership Upon Death

Transferring Car Ownership After a Death: What Do I Need?

To transfer ownership of a car, you must bring the following documents:

  • The vehicle registration card and the registration code OR the original certificate of registration (Part 1B) and the transfer certificate
  • A valid form of identification

So you don't need to bring any documents to prove that the owner has passed away.

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How does the transfer process work?

Transferring ownership of a car after a death works essentially the same way as usual. You can follow these steps:

  1. Go to a vehicle registration office, an RDW inspection station, or an RDW service counter
  2. Please bring all required documents and a valid form of identification
  3. Pay the fee of €10.75
  4. The employee will register the vehicle in your name. You will then receive a registration report containing the first 4 digits of the registration code and a certificate of indemnification.
  5. Once the license plate has been transferred, you must comply with all vehicle-related obligations, such as purchasing auto insurance, paying motor vehicle tax, and ensuring that the car has passed its APK inspection
  6. The next business day, the RDW will send you the new vehicle registration certificate and thesecond part of the registration code.

How soon do I need to transfer ownership of the car after a death?

If the car’s owner has passed away, the license plate must be transferred to a new owner within 5 weeks. If you inherit the car but do not (yet) plan to use it yourself, you can also choose to suspend the license plate. Once the car is suspended, you are not required to comply with vehicle obligations. Of course, you may not drive the car during the suspension period, nor may it be parked on public roads. When you’re ready to start using the car, you can lift the suspension.

Car Insurance After Death

Car insurance is not automatically canceled upon death. As long as the license plate is still registered in the deceased owner’s name, the vehicle must remain insured. Only after the car has been transferred to a new owner can the auto insurance policy be canceled. The new owner must then take out their own auto insurance policy. If the car is transferred to the spouse’s name, the auto insurance policy can also be transferred. In many cases, the no-claims discount can be carried over. However, a new owner may affect the premium amount.

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To calculate the premiums, we need the postal code of the primary driver. For personal use, the youngest driver must live at the same address as the applicant. For business use, please enter the company’s postal code here.
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