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Frequently asked questions temporary car insurance
What is temporary car insurance?
Temporary car insurance is a short-term insurance policy that you take out for a limited period of time, often from 1 day to several weeks or months. It is designed for situations when you only want to insure a car temporarily, such as when importing, test driving or temporarily replacing it.
What does temporary car insurance cost?
The cost of temporary car insurance depends on the term, coverage, your age and the type of car. On average, premiums are higher than for regular insurance because they are short-term and often riskier.
What coverage do you get with temporary car insurance?
Most temporary car insurance policies offer third-party coverage, sometimes supplemented by limited-casualty or All-risk. Not all insurers offer comprehensive coverage, so it is important to check carefully in advance what exactly is insured.
Can I purchase temporary car insurance online?
Yes, with many insurers you can easily purchase temporary car insurance online. You fill in license plate number, personal information and desired term and often receive an insurance certificate immediately by e-mail.
Can I renew a temporary car insurance policy?
In some cases, renewal is possible, but it depends on the insurer. Many providers have a fixed maximum term. If you need longer insurance, switching to regular car insurance is often more advantageous.
Who is temporary car insurance for?
Temporary car insurance is ideal for people who use a car for a short time, such as when importing, selling, vacationing or loaning cars. It also allows business users to temporarily insure vehicles without long-term commitments.
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