Mobility scooter insurance
Which cover suits you?
Third-party liability (mandatory)
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Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to others
- Break-in and vandalism
- Theft, embezzlement or attempted embezzlement and joy-riding
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Damage due to adverse weather conditions
i Damage incurred by hail, flood, storm, or lightning, among others
- Running off the road or into water, skidding or colliding
- Another external cause of damage
All-Risk (full hull)
-
Free recovery service
i Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to others
- Break-in and vandalism
- Theft, embezzlement or attempted embezzlement and joy-riding
-
Damage due to adverse weather conditions
i Damage incurred by hail, flood, storm, or lightning, among others
- Running off the road or into water, skidding or colliding
- Another external cause of damage
Compare mobility scooter insurance and take out for five minutes
With a mobility scooter comes cheap mobility scooter insurance. You can calculate this insurance online and purchase it directly online.
What is a mobility scooter?
A mobility scooter is a scooter, with at least three wheels, that is equipped to transport the disabled. A mobility scooter usually does not go faster than 15 km/h. The range, depending on brand and type, is usually between 30 and 60 km.
A mobility scooter can be open or have an enclosed body.
Is insurance for a mobility scooter compulsory?
If you have a mobility scooter in your name, you also have an insurance obligation. The moment the mobility scooter enters public roads, it must be insured. But the obligation is broader. Even if you use the motor vehicle off public roads, the insurance obligation exists. If you do not insure your mobility scooter, you can be fined for driving around uninsured. In a collision with an uninsured mobility scooter, a bigger problem arises. This is because the damage caused cannot be recovered from an insurer. It is therefore mandatory to insure a mobility scooter.
When to insure a mobility scooter?
Before you can drive a mobility scooter, you must arrange for insurance. There are rules that must be met when insuring.
If the mobility scooter goes faster than 10 kilometers per hour, you must be at least 16 years old. Does the vehicle go slower? Then there is no minimum age requirement. No driver's license is required to drive the vehicle.
How can you insure a mobility scooter?
A mobility scooter does not have a license plate. That does not mean that there is no insurance requirement. After taking out insurance, the insurer will give you an insurance plate. You are obliged to mount this on the back of the mobility scooter. This shows that the vehicle is insured. You will receive a new insurance plate every year.
Which form of insurance do you choose?
In addition to the mandatory WA mobility scooter insurance, you have a choice of two more comprehensive coverages:
Few insurers offer insurance for the mobility scooter. Third-party liability (TPL) insurance is mandatory. Especially for a new mobility scooter and for older vehicles with a high daily value, the WA insurance is too limited. For these motor vehicles you can also choose WA-casco(all-risk). The WA-casco(or all-risk) offers the most extensive coverage and reimburses almost all damages.
When do you take out insurance?
Before using a mobility scooter, you are required to mount the insurance plate on the mobility scooter. This is provided by the insurer after taking out mobility scooter insurance. Only then is the vehicle insured. In an accident without insurance, not only are you at fault, you must be able to pay for the damage yourself.
When am I insured?
Unlike most other insurance policies, you take out mobility scooter insurance until May 1 of each year. Mobility scooter insurance always runs from May 1 to May 1 the following year. If you don't take out insurance on May 1, then the premium will be pro-rated. That means this is a premium from the effective date of the insurance until May 1.
When you take out insurance online, you do not yet have immediate coverage. You are not yet allowed to drive the vehicle. After acceptance by the insurance company, you will receive the insurance sticker by mail. Once you have received it and stuck it on the vehicle, you can drive it on public roads.
Compare mobility scooter insurance
On our website, compare the premium for mobility scooter insurance and take out the insurance directly. You can do this 24 hours a day and 7 days a week. That way, you can find out which insurance policy suits you best. When comparing mobility scooter insurance, there are several premium determining factors:
- The selected coverage
- The type of mobility scooter (open or covered)
- Your age may play a role
Calculate mobility scooter insurance
When calculating the premium for mobility scooter insurance, the first thing you will look at is the amount of the premium. Yet coverage is at least as important. Will you opt for a low premium or broad coverage? When you calculate the premium through alpina.nl , you get quality for a low premium. We have already selected the best options for you.
Take out mobility scooter insurance
Despite the fact that a mobility scooter does not have a license plate, you are required to take out insurance from the moment the mobility scooter is in your name. After taking out mobility scooter insurance, you will receive an insurance plate from the insurer. You are required to mount the insurance plate on the back of your mobility scooter. You will receive a new insurance plate annually.
Compare mobility scooter insurance
On our website, compare the premium for mobility scooter insurance and take out the insurance directly. You can do this 24 hours a day and 7 days a week. That way, you can find out which insurance policy suits you best. When comparing mobility scooter insurance, there are several premium determining factors:
- The selected coverage
- The type of mobility scooter (open or covered)
- Your age may play a role
Calculate mobility scooter insurance
When calculating the premium for mobility scooter insurance, the first thing you will look at is the amount of the premium. Yet coverage is at least as important. Will you opt for a low premium or broad coverage? When you calculate the premium through alpina.nl , you get quality for a low premium. We have already selected the best options for you.
Take out mobility scooter insurance
Despite the fact that a mobility scooter does not have a license plate, you are required to take out insurance from the moment the mobility scooter is in your name. After taking out mobility scooter insurance, you will receive an insurance plate from the insurer. You are required to mount the insurance plate on the back of your mobility scooter. You will receive a new insurance plate annually.
Top 5 Cheapest mobility scooter insurance policies 2023
If you are going to purchase mobility scooter insurance you are probably looking for insurance that is as cheap as possible. Besides the fact that the mobility scooter insurance has to be cheap, it is also important that the mobility scooter insurance suits your needs. We therefore always advise you to use a comparison tool. That way you will find out which mobility scooter insurance suits you best.
| Insurer | Cover | Monthly premium | |
|---|---|---|---|
| ANWB | WA | € 3,14 | Calculate premium |
| Unigarant | WA | € 3,20 | Calculate premium |
| Unive | WA | € 6,69 | Calculate premium |
| Klaverblad | WA | € 7,05 | Calculate premium |
| Enra | WA | € 9,66 | Calculate premium |
Frequently asked questions about mobility scooter insurance
After applying for a mobility scooter insurance, can I drive immediately?
By law, you are required to have at least third-party insurance for your mobility scooter.
Through our website you can make a calculation for the insurance and purchase it. However, you are not allowed to drive the mobility scooter immediately after applying for the insurance. You have to attach an insurance plate or sticker to the vehicle. You will receive this insurance plate or sticker from the insurance company, once they have accepted the application and made out the policy.
Can other people ride on my mobility scooter?
When applying for insurance, you specify the driver. If someone else was driving in the event of a claim, this may affect claims payments. The insurer will assess this on a case-by-case basis.
If you sell the mobility scooter to someone, they may not ride with your insurance plate. This person must apply for new insurance for the mobility scooter themselves.
Why do I pay for a mobility scooter insurance per year?
Insurance for a mobility scooter runs from May to May. You also take out the insurance for that entire period. Therefore, the premium payment is also per year.
Does the insurance start only in October? Then it continues until May of the following year.
Should the insurance be terminated within the year, you will of course receive a refund of excess premium paid.
Will I get back the premium paid in advance if I cancel the insurance within the year?
Insurance for a mobility scooter runs from May to May. You also take out the insurance for that entire period. Therefore, the premium payment is also per year.
Should the insurance be terminated within the year, you will receive a refund of the excess premium paid.
How can I stop the insurance of my mobility scooter?
When insuring a mobility scooter, you get an insurance plate or sticker. Only with that will you be allowed on the road.
If you sell the mobility scooter, the insurance plate or sticker must be returned to the insurance company. You can send it directly to them or to us. Once the insurance plate is received by the insurer, the insurance can be stopped.
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