Mobility scooter insurance
Which cover suits you?
Which cover suits you?
Third-party liability (mandatory)
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to others
- Break-in and vandalism
- Theft, embezzlement or attempted embezzlement and joy-riding
- Damage due to adverse weather conditionsi Damage caused by hail, flood, storm, or lightning, among others
- Running off the road or into water, skidding or colliding
- Another external cause of damage
All-Risk (full hull)
- Free recovery servicei Alpina works with 112schade.nl to recover non-covered damages from the other party. Has someone caused damage to you, but you have no coverage on your own policy? 112schade.nl can help you recover your damage from the other party completely free of charge.
- Damage to others
- Break-in and vandalism
- Theft, embezzlement or attempted embezzlement and joy-riding
- Damage due to adverse weather conditionsi Damage caused by hail, flood, storm, or lightning, among others
- Running off the road or into water, skidding or colliding
- Another external cause of damage
Compare mobility scooter insurance and take out for five minutes
With a mobility scooter comes a cheap mobility scooter insurance. You can calculate this insurance online and take it out directly.
What is a mobility scooter?
A mobility scooter is a scooter, with at least three wheels, that is equipped to transport the disabled. A mobility scooter usually does not go faster than 15 km/h. The range, depending on brand and type, is usually between 30 and 60 km.
A mobility scooter can be open or have an enclosed body.
Is insurance for a mobility scooter compulsory?
If you have a mobility scooter in your name, you also have an insurance obligation. At the moment that the mobility scooter is on the public road, it needs to be insured. But the obligation is broader. Also when you use the motorhome outside the public road, the insurance obligation exists. If you do not insure your mobility scooter, you can receive a fine for driving around uninsured. In a collision with an uninsured mobility scooter, a bigger problem arises. The damage caused cannot be recovered from an insurer. It is therefore mandatory to insure a mobility scooter.
When to insure a mobility scooter?
Before you can drive a mobility scooter, you need to take out insurance. There are rules that must be met when insuring.
If the mobility scooter goes faster than 10 kilometres per hour, you have to be at least 16 years old. Does the vehicle go slower? Then there is no minimum age. No driving licence is required to drive the vehicle.
How can you insure a mobility scooter?
A mobility scooter has no registration number. That does not mean that there is no insurance obligation. After taking out an insurance policy, the insurer will give you an insurance plate. You are obliged to mount this at the back of the mobility scooter. This shows that the vehicle is insured. Every year, you will receive a new insurance plate.
Which type of insurance do you choose?
In addition to the compulsory WA mobility scooter insurance, you have a choice of two more extensive coverages:
There are only a few insurers who offer insurance for the mobility scooter. The third-party liability insurance (WA) is compulsory. Especially for a new mobility scooter and for older vehicles with a high daily value, the WA insurance is too limited. For these motor vehicles, you can also choose WA-casco(all-risk). The WA-casco (or all-risk) offers the most extensive coverage and compensates almost all damages.
When do you take out the insurance?
Before you use a mobility scooter, you are obliged to mount the insurance plate on the mobility scooter. This is provided by the insurer after taking out a mobility scooter insurance. Only then is the vehicle insured. In an accident without insurance, you are not only trespassing, you should also be able to pay for the damage.
When am I insured?
Unlike most other insurance policies, you take out mobility scooter insurance until 1 May of each year. The insurance for a mobility scooter always runs from 1 May to 1 May the following year. If you do not take out the insurance on 1 May, the premium will be calculated pro rata. That means that this is a premium from the starting date of the insurance until 1 May.
When you take out insurance online, the cover is not immediate. You are not yet allowed to drive the vehicle. After acceptance by the insurer, you will receive the insurance sticker by post. When you have received the sticker and have attached it to the vehicle, you can drive it on the public roads.
Compare mobility scooter insurance
Compare the premium for a mobility scooter insurance on our website and take out the insurance directly. This can be done 24 hours a day and 7 days a week. That way you will find out which insurance fits you best. When comparing insurance for mobility scooters, there are various factors that determine the premium:
- The selected coverage
- The type of mobility scooter (open or covered)
- Your age may play a role
Calculate mobility scooter insurance
When calculating the premium for mobility scooter insurance, the first thing you will look at is the amount of the premium. Yet coverage is at least as important. Will you opt for a low premium or broad coverage? When you calculate the premium through alpina.nl , you will get quality for a low premium. We have already selected the best options for you.
Take out mobility scooter insurance
Despite the fact that a mobility scooter has no registration number, you are obliged to take out an insurance policy from the moment the mobility scooter is registered in your name. After taking out an insurance scooter, you receive an insurance plate from the insurer. You are obliged to mount the insurance plate on the back of your mobility scooter. You will receive a new insurance plate annually.
Compare mobility scooter insurance
Compare the premium for a mobility scooter insurance on our website and take out the insurance directly. This can be done 24 hours a day and 7 days a week. That way you will find out which insurance fits you best. When comparing insurance for mobility scooters, there are various factors that determine the premium:
- The selected coverage
- The type of mobility scooter (open or covered)
- Your age may play a role
Calculate mobility scooter insurance
When calculating the premium for mobility scooter insurance, the first thing you will look at is the amount of the premium. Yet coverage is at least as important. Will you opt for a low premium or broad coverage? When you calculate the premium through alpina.nl , you will get quality for a low premium. We have already selected the best options for you.
Take out mobility scooter insurance
Despite the fact that a mobility scooter has no registration number, you are obliged to take out an insurance policy from the moment the mobility scooter is registered in your name. After taking out an insurance scooter, you receive an insurance plate from the insurer. You are obliged to mount the insurance plate on the back of your mobility scooter. You will receive a new insurance plate annually.
Top 5 Cheapest mobility scooter insurance policies 2023
When you buy mobility scooter insurance you are probably looking for insurance that is as cheap as possible. Besides that the mobility scooter insurance must be cheap, it is also important that the mobility scooter insurance fits your needs. We recommend you always to use a comparison tool. That way you will find out which car insurance suits you best.
| Insurer | Cover | Monthly premium | |
|---|---|---|---|
| ANWB | WA | € 3,14 | Calculate premium |
| Unigarant | WA | € 3,20 | Calculate premium |
| Unive | WA | € 6,69 | Calculate premium |
| Klaverblad | WA | € 7,05 | Calculate premium |
| Enra | WA | € 9,66 | Calculate premium |
Frequently asked questions about mobility scooter insurance
By law, you are obliged to take out at least a third-party insurance policy for your mobility scooter.
Via our website, you can make a calculation for the insurance and take out the policy. However, you may not drive the mobility scooter immediately after you have applied for the insurance. You will need to attach an insurance plate or sticker to your vehicle. You will receive this insurance plate or insurance sticker from the insurer, when they have accepted your application and drawn up the policy.
When you apply for the insurance, you must specify the driver. If someone else was driving in the event of damage, this may have consequences for the payment of the claim. The insurer will assess this on a case-by-case basis.
When you sell the mobility scooter to someone, they are not allowed to drive with your insurance plate. This person needs to apply for a new insurance for the mobility scooter.
Insurance for a mobility scooter runs from May to May. You also take out the insurance for that entire period. The premium payment is therefore also per year.
Does the insurance start only in October? Then it continues until May of the following year.
Should the insurance be terminated within the year, you will of course be refunded any excess premium paid.
Insurance for a mobility scooter runs from May to May. You also take out the insurance for that entire period. The premium payment is therefore also per year.
If the insurance is terminated within the year, you will receive the excess premium back.
When insuring a mobility scooter, you get an insurance plate or sticker. Only with this are you allowed on the road.
If you sell the mobility scooter, the insurance plate or sticker must be returned to the insurer. You can send this directly to them or to us. Once the insurance plate has been received by the insurer, the insurance can be stopped.
Customers about mobility scooter insurance
Made possible by klantenvertellen.nlBased on 45 reviews
How do we do it?
Financially certainly.
We can be reached via Chat, Whatsapp, phone or email
Feel free to contact us if you want to know more.
We are here today until 18:00