Insuring a Car by Chassis Number: How Does It Work?

Why insure a car based on its VIN?

Are you importing a car? Or are you buying a chassis so you can work on the undercarriage yourself? If the chassis is on a public road, insurance is required. These are situations in which it’s helpful to insure a chassis number.

What about theft? As mentioned, the chassis number is permanently attached to the chassis.

Are you buying a car (or chassis) that you’re worried might be stolen? Is this a car that will eventually be insured under a standard policy? Even in that case, insurance based on the chassis number is a good idea.

Where can I get a car insured using the chassis number?

Not every insurer covers chassis numbers. It’s a good idea to check with your own insurer. Does your insurer not offer this option? Insurers that specialize in classic cars often do cover chassis numbers. If you search for “insure chassis number” on an online search engine, you’ll usually find plenty of options. Does your current insurer cover chassis numbers? If so, it’s naturally a good idea to choose that insurer. But just as with any new auto insurance policy, the same applies to chassis number insurance: always check the policy terms and conditions!

Do you have any questions about this topic? Alpina is here to help.

Hopefully, this article has given you a better understanding of how car insurance works based on the chassis number. Do you still have questions after reading this article? Please don’t hesitate to contact us. Fill out our contact form or call us directly at 088 – 688 3710. Our specialists will help you get started. You can also choose to calculate a car insurance premium right away. That way, you’ll know exactly where you stand!