Compare moped insurance

Third-party coverage is the basis of moped insurance. It insures you only for liability damage. This makes it the cheapest option. For motor vehicles, it is required by law to have at least third-party coverage.

This insurance pays for damage to others, but not to your own moped. Third-party moped insurance is especially appropriate for older mopeds that have little value.

With a WA + Limited Casco moped insurance you are insured if your moped or accessories are stolen. Or if there is damage due to attempted theft, joyriding, fire or storm.

Do you find third-party moped insurance too limited and third-party + Theft, Fire and Collision too expensive? Then this coverage is a good option.

All-risk moped insurance is also called third-party liability + Theft, Fire and Collision. This coverage fully insures your moped against theft, storm, fire, collisions, falls, vandalism, and damage to other vehicles.

It is a popular choice for new or expensive mopeds. People often think that all-risk moped insurance is very expensive, but it often saves only a few euros per month.

The deductible is the amount you pay yourself if there is damage. Not all insurers have a deductible. If they do, it is usually up to €150. For damage of €1,000, you will then get €850 if the deductible is €150. Insurers use the deductible so that people are less likely to report damage.

Moped insurance is standard for one year. After the first year, the insurance is automatically renewed for another year. After that, you can cancel the insurance any day.

Some insurers want you to give one month's notice. If you sell your scooter, you can stop the insurance right away. This makes sense because there is nothing left to insure at that point.

Insurers reward claim-free driving with a discount on the premium. Unfortunately, in most cases this rule does not apply if you have your claim-free years to your car insurance. Driving a moped is different from driving a car.

In addition to the moped insurance, you can also additional supplementary insurances. Not all additional options are always necessary. It is important not to have double insurance. Only choose additional coverage with your moped insurance if it really adds something.

Yes, when you have a moped, you are required to have moped insurance. You must comply with the laws and regulations in the Netherlands. In the Netherlands, it is a legal requirement to have at least third-party insurance for a motor vehicle. So this also applies to a moped. Of course, you can also opt for more extensive coverage.

If your moped is not at least third-party insured, you may not use it on public roads. If you do so and you are pulled over, you will receive a hefty fine. In fact, you may not be allowed to ride any further on your moped.