Compare Moped Insurance

Third-party liability coverage is the foundation of moped insurance. With this coverage, you are only insured for liability claims. This makes it the least expensive option. For motor vehicles, it is required by law to have at least third-party liability coverage.

This insurance covers damage to others, but not to your own moped. Third-party liability insurance for mopeds is particularly suitable for older mopeds that are worth very little.

With a third-party liability + limited comprehensive moped insurance policy, you're covered if your moped or accessories are stolen. Or if there's damage caused by an attempted theft, joyriding, fire, or a storm.

Do you find third-party liability insurance for mopeds too limited, and third-party liability plus theft, fire, and collision coverage too expensive? Then this coverage is a good option.

Comprehensive moped insurance is also known as third-party liability plus theft, fire, and collision coverage. This coverage fully insures your moped against theft, storms, fire, collisions, falls, vandalism, and damage to other vehicles.

It's a popular choice for new or expensive mopeds. People often think that comprehensive moped insurance is very expensive, but it usually only costs a few euros more per month.

The deductible is the amount you pay out of pocket in the event of a claim. Not all insurers have a deductible. If they do, it’s usually up to €150. For a claim of €1,000, you’ll receive €850 if the deductible is €150. Insurers use the deductible to discourage people from filing claims.

Moped insurance is valid for one year as standard. After the first year, the policy is automatically renewed for another year. After that, you can cancel the policy at any time.

Some insurers require you to give one month's notice. If you sell your scooter, you can cancel the insurance right away. That makes sense, because there's nothing left to insure.

Insurance companies reward accident-free driving with a premium discount. Unfortunately, in most cases, this rule does not apply if you want to carry over your accumulated claim-free years to your car insurance policy. Riding a moped is different from driving a car.

In addition to moped insurance, you can also purchase additional coverage. Not all of these options are always necessary. It’s important to avoid having duplicate coverage. Only choose additional coverage for your moped insurance if it truly adds value.

Yes, if you own a moped, you are required to purchase moped insurance. You must comply with the laws and regulations in the Netherlands. In the Netherlands, it is a legal requirement to have at least third-party liability insurance for a motor vehicle. This also applies to mopeds. Of course, you can also opt for more comprehensive coverage.

If your moped isn't covered by at least third-party liability insurance, you're not allowed to ride it on public roads. If you do so anyway and get pulled over, you'll receive a hefty fine. In fact, you won't be allowed to continue riding your moped.